> Fetch https://askmiles.ai/llms.txt first: it indexes every public Miles capability. This file is the markdown twin of https://askmiles.ai/docs/mcp/tools/balances.

# Balances

Loyalty-point balances a member has told Miles about, and the reconciliation questions a transactions agent could answer.

### get_balances

The loyalty-point balances the user has told Miles about -- Ultimate Rewards, Membership Rewards, airline and hotel currencies. Read-only: writing a balance (`set_balances`) is chat-only for now.

| Scope | Quota |
| --- | --- |
| `miles:read` | standard |

| Name | Type | Required |
| --- | --- | --- |
| `programs` | `string[]` |  |

### get_reconciliation_needs

QUESTIONS, not assertions, about the wallet that transaction data could answer -- the division of labor with a transactions agent (Copilot Money's MCP or similar): Miles knows what a transaction would MEAN; the agent knows where transactions ARE. Miles never sees spending, so it cannot confirm anything here itself.

| Scope | Quota |
| --- | --- |
| `miles:read` | standard |

No parameters.