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Card Economics
- Annual Fee
- $99
- Ongoing Annual Value
- $176
- First-Year Value Estimate
- N/A
- Net Value
- +$77
Card type: PersonalForeign transaction fee: NoneCurrency: American AAdvantage
This card has been retired.
It is no longer offered. The information below is kept for historical reference.
Earning Structure
2XAmerican Airlines purchases2.8%
1XAll other purchases1.4%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Credits & Perks (1)
- In-flight Wi-Fi: $25 (Annual Cardmember Year)
On American Airlines flights only.
Protections (5)
- Travel Accident Insurance — up to $250,000 — Up to $250,000 coverage for death/dismemberment on common carrier when fare paid with card
- Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per trip or $10,000 per 12 months (whichever is lower) for non-refundable trip costs
- Baggage Delay Insurance — up to $300 — $100 per day for up to 3 days for essential purchases when baggage is delayed 6+ hours
- Auto Rental Collision Damage Waiver (secondary) — Coverage for rental car damage or theft when entire rental paid with card; includes SUVs and trucks
- Cell Phone Protection — up to $800 — Up to $800 per claim, $1,000 per card per 12-month period, $50 deductible, max 2 claims per year; must pay monthly cell phone bill with card
Other Perks
- First checked bag free
- Preferred boarding for primary cardholder and up to 4 companions
- 25% off in-flight purchases
- $99 + tax domestic companion certificate after $20K annual spend
- Earn 1 AAdvantage Loyalty Point per mile earned from card spending (toward elite status qualification)
- Earn $3,000 Elite Qualifying Dollars (EQDs) after $25,000 in annual card spend