Data Changelog • Miles

Sat, Oct 249 changes

Southwest Rapid Rewards PlusSign-up bonus

50K points after $1K spend in the first 3 months80K points after $1K spend in the first 3 months

Discover it Cash BackSign-up bonus

Get $200 after $500 spend in the first 3 months. All cashback earned in first 12 months + First Year DoubleGet $200 after $500 spend in the first 3 months. + $100 for using a referral. All cashback earned in first 12 months + First Year Double

Discover it Cash BackSign-up bonus

Get $200 after $500 spend in the first 3 months. + $100 for using a referral. All cashback earned in first 12 months + First Year DoubleGet $200 after $500 spend in the first 3 months. All cashback earned in first 12 months + First Year Double

Southwest Rapid Rewards PlusSign-up bonus

80K points after $1K spend in the first 3 months50K points after $1K spend in the first 3 months

Cash+Sign-up bonus

$250 back as a statement credit after $1K spend in the first 90 days$200 back as a statement credit after $1K spend in the first 90 days

Bilt Rewards → Virgin RedBonus rules

was Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures., removedBonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures. removed

Bilt Rewards → Virgin Atlantic Flying ClubBonus rules

Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. removed

Southwest Rapid Rewards PlusSign-up bonus

50K points after $1K spend in the first 3 months80K points after $1K spend in the first 3 months

Discover it Cash BackSign-up bonus

Get $200 after $500 spend in the first 3 months. All cashback earned in first 12 months + First Year DoubleGet $200 after $500 spend in the first 3 months. + $100 for using a referral. All cashback earned in first 12 months + First Year Double

Fri, Oct 234 changes

Southwest Rapid Rewards PlusSign-up bonus

80K points after $1K spend in the first 3 months50K points after $1K spend in the first 3 months

Discover it Cash BackSign-up bonus

Get $200 after $500 spend in the first 3 months. + $100 for using a referral. All cashback earned in first 12 months + First Year DoubleGet $200 after $500 spend in the first 3 months. All cashback earned in first 12 months + First Year Double

Alaska Atmos Rewards Visa BusinessSign-up bonus

Get 75K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Get 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4K or more in purchases within the first 90 days of opening your account.

Disney VisaCobrand merchant ids

nonedisney

Thu, Oct 223 changes

Discover it Cash BackSign-up bonus

Get $200 after $500 spend in the first 3 months. All cashback earned in first 12 months + First Year DoubleGet $200 after $500 spend in the first 3 months. + $100 for using a referral. All cashback earned in first 12 months + First Year Double

Southwest Rapid Rewards PlusSign-up bonus

50K points after $1K spend in the first 3 months80K points after $1K spend in the first 3 months

United BusinessSign-up bonus

100K miles + 2K PQP after $5K spend in first 3 months. Plus, earn an extra 10K miles after you add an authorized user to your account in the first 3 months90K miles + 2K PQP after $5K spend in first 3 months. Plus, earn an extra 10K miles after you add an authorized user to your account in the first 3 months

Wed, Oct 2119 changes

Venture X BusinessSign-up bonus

300K miles + $1.3K Capital One Business Travel credit after $120K spend within first 4 months150K miles after $40K spend in first 4 months + additional 150K miles after $120K total spend within first 4 months, plus a $1K Capital One Business Travel credit at the $120K level

Venture X BusinessMin spend

12000040000

Alaska Atmos Rewards Ascent Visa SignatureSign-up bonus

Get 75,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $3,000 or more on purchases within the first 90 days of opening your account.Limited-time online offer: Earn up to 80,000 bonus points: get 60,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 or more on purchases within the first 90 days of opening your account, plus an additional 20,000 bonus points after spending a total of $5,000 or more on purchases within the same 90-day period.

Alaska Atmos Rewards Ascent Visa SignatureWelcome offer › Tiers

nonePoints: 60000; Cumulative spend: 3000; Window days: 90; Points: 20000; Cumulative spend: 5000; Window days: 90

Alaska Atmos Rewards Visa BusinessSign-up bonus

70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Get 75K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.

Discover it Cash BackSign-up bonus

$100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.Get $200 after $500 spend in the first 3 months. All cashback earned in first 12 months + First Year Double

Discover it Cash BackMin spend

0500

Discover it Cash BackSpend window days

none90

Alaska Atmos Rewards Summit Visa InfiniteSign-up bonus

80K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Get 100K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $6K or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Summit Visa InfiniteMin spend

40006000

Capital One Miles → Virgin Atlantic Flying ClubTransfer bonus

none30% bonus through Nov 20

Capital One Miles → British Airways ClubNotes

Instant. Capital One 20% bonus to British Airways Club ends 10/21/26 (corrects the earlier 10/31/26 end date).Instant. Capital One 20% bonus to British Airways Club through 10/31/26.

Capital One Miles → British Airways ClubBonus expiration

10/21/2610/31/26

Bilt Rewards → JetBlue TrueBlueNew transfer partner

1:1

Venture X RewardsSign-up bonus

75k miles after $4k spend within first 3 months75K miles after $4K spend within first 3 months

Hilton HonorsSign-up bonus

Limited Time Offer: 70K bonus points plus a free night reward after you spend $2K in purchases within the first six months of card membership. Terms apply. (Offer Expires 1/13/2027)Limited Time Offer: Earn 70K bonus points plus a free night reward after you spend $2K in purchases on the card in the first 6 months of card membership. Terms apply. (Offer Expires 1/13/2027)

Capital One Miles → British Airways ClubNotes

Instant. Capital One 20% bonus to British Airways Club through 10/31/26.Instant. Capital One 20% bonus to British Airways Club ends 10/21/26 (corrects the earlier 10/31/26 end date).

Capital One Miles → British Airways ClubBonus expiration

10/31/2610/21/26

American Express Membership Rewards → Marriott BonvoyTransfer bonus

none35% bonus through Dec 10

Tue, Oct 204 changes

Venture X BusinessSign-up bonus

150k miles after $30k spend within first 3 months300K miles + $1.3K Capital One Business Travel credit after $120K spend within first 4 months

Venture X BusinessMin spend

30000120000

Venture X BusinessSpend window days

90120

Business GreenSign-up bonus

15K points after $3K spend within first 3 monthsEarn 15K Membership Rewards® points after you spend $3K in eligible purchases on the Business Green Rewards card within the first 3 months of card membership. Terms & limitations apply.

Sat, Oct 173 changes

Accor Live LimitlessValuation

2.2452.2506

Accor Live LimitlessPeg › Rate

1.12251.1253

Accor Live LimitlessPeg › Rate date

2026-10-022026-10-16

Fri, Oct 164 changes

Wyndham RewardsNew transfer partner

1:0.2 · 100% bonus through Oct 30

Rove Miles → JetBlue TrueBlueNew transfer partner

1:1 · 20% bonus through Nov 14

American Express Membership Rewards → Hilton HonorsTransfer bonus

30% bonus removed

Chase Ultimate Rewards → Marriott BonvoyTransfer bonus

70% bonus removed

Thu, Oct 151 change

Wed, Oct 1412 changes

Luxury Card BlackNew card

none

Luxury Card PointsNow valued

1.5¢ per point

Wyndham Earner PremierCard network tier

noneVisa

AT&T Points PlusCard network tier

noneWorld Mastercard

SoFi SmartCard network tier

noneMastercard

American Express Graphite Business Cash Unlimited CardCard network tier

noneAmerican Express

Capital One Venture BusinessCard network tier

noneWorld Elite Mastercard

TD Business Solutions VisaCard network tier

noneVisa

Robinhood PlatinumCard network tier

noneVisa Infinite

Amazon Prime BusinessCard network tier

noneWorld Elite Mastercard

Premier Autograph Visa InfiniteCard network tier

noneVisa Infinite

Business PlatinumSign-up bonus

You may be eligible for as high as 300K Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply. [boardingarea_quinstreet_cc id=4028.1K key=rates_feesYou may be eligible for as high as 300K Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply.

Tue, Oct 1322 changes

Business PlatinumSign-up bonus

You may be eligible for as high as 300K Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply.You may be eligible for as high as 300K Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply. [boardingarea_quinstreet_cc id=4028.1K key=rates_fees

Blue Business PlusSign-up bonus

15k points after $3k in eligible purchases within the first 3 months + 0.0% intro APR on purchases for 12 monthsAs high as 50K points after $5K in eligible purchases within the first 3 months + 0.0% intro APR on purchases for 12 months

Blue Business PlusMin spend

30005000

Blue Business PlusWelcome offer

noneAudience: individualized; Sign up bonus snapshot: As high as 50K points after $5K in eligible purchases within the first 3 months + 0.0% intro APR on purchases for 12 months

Blue Business CashSign-up bonus

$250 after $3k spend within the first 3 months + 0.0% intro APR on purchases for 12 monthsAs high as $500 after spending $5K within the first 3 months + 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.99% - 28.74%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%. Terms apply.

Blue Business CashMin spend

30005000

Blue Business CashWelcome offer

noneAudience: individualized; Sign up bonus snapshot: As high as $500 after spending $5K within the first 3 months + 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.99% - 28.74%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%. Terms apply.

Wells Fargo RewardsTransfer access

noneScope: named_cards; Cards: Wells Fargo Autograph Card; Wells Fargo Autograph Journey Card; Wells Fargo Premier Autograph Visa Infinite Card; Wells Fargo Visa Signature Card; Pooling: household

US Bank Altitude PointsStrength notes

A short transfer list of Flying Blue, Avianca LifeMiles, Ethiopian and Accor, so most balances are redeemed against travel at a fixed rate rather than transferred.A short transfer list of Flying Blue, Avianca LifeMiles, Ethiopian and Accor, open only to Altitude Reserve accounts, so most balances are redeemed against travel or a U.S. Bank deposit at a fixed rate rather than transferred.

US Bank Altitude PointsCash out › Cpp

1.00.8

US Bank Altitude PointsCash out › Source › Url

https://wallethub.com/edu/rp/u-s-bank-altitude-rewards-program-review/105227https://www.doctorofcredit.com/major-changes-to-u-s-bank-altitude-connect-card/

US Bank Altitude PointsCash out › Source › Quote

Statement credit: 1 centSome points redemptions are going down in value from 1 cent-per-point to .8 cents per point. This is true for cash back, Real-Time Rewards, U.S. Bank Rewards Card, Shop with Points at Amazon.com and Paypal.

US Bank Altitude PointsCash out › Source › Retrieved

2026-09-282026-10-12

US Bank Altitude PointsCash out › Source › Note

noneStated for the Altitude Connect. For the Altitude Go the same post says only 'I believe points redemptions on the Go card are also going down to .8 cents-per-point', and no source states the Altitude Reserve's statement-credit rate; U.S. Bank says statement-credit values 'will be disclosed upon redemption'. So the program rate is an estimate and the Connect carries a stated exception.

US Bank Altitude PointsCash out › Basis

noneestimate

Citi ThankYou RewardsTransfer access

noneScope: named_cards; Cards: Citi Prestige Card; Citi Strata Elite Card; Citi Strata Premier Card; Citi ThankYou Preferred Card; AT&T Access More Card from Citi; Pooling: household

Bilt RewardsTransfer access

noneScope: every_card

Rove MilesTransfer access

noneScope: every_card

HSBC Rewards PointsTransfer access

noneScope: every_card

American Express Membership RewardsTransfer access

noneScope: every_card

Capital One MilesTransfer access

noneScope: named_cards; Cards: Capital One Spark Miles for Business; Capital One Venture Business; Capital One Venture Rewards Credit Card; Capital One Venture X Business Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Business; Capital One VentureOne Rewards Credit Card; Pooling: household

Chase Ultimate RewardsTransfer access

noneScope: named_cards; Cards: Chase Ink Business Preferred Credit Card; Chase Sapphire Preferred Credit Card; Chase Sapphire Reserve Credit Card; Chase Sapphire Reserve for Business; Chase Ink Business Plus Credit Card; Pooling: household

Sun, Oct 1123 changes

Amex PlatinumFamily › Siblings

Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: CenturionSlug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: Centurion

Business GoldCategory choices

changed from Description: Amex pays 4X on the two eligible categories you spend the most in each billing cycle (up to $150K combined a year). Pick the two you're aiming for and Miles will keep your spend pointed at them -- the other four earn 1X on this card.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Categories: phone; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Categories: transit; rideshare; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Categories: gas; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Categories: advertising; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Categories: dining; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Categories: electronics; software; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Options mirror this card's own six 4X reward_multipliers rows. Amex applies 4X to the two with the most spend each billing cycle; the holder steers which two by where they put spend, so the pick gates the rate (kind: commitment) rather than only annotating it (kind: hint). to Description: Amex automatically applies 4X to your two highest-spend eligible categories each billing cycle, on up to $150,000 combined per calendar year. Tell Miles one or two categories you plan to use this card for. Miles uses those assumptions in recommendations; this does not select categories with Amex.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Categories: phone; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Categories: transit; rideshare; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Categories: gas; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Categories: advertising; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Categories: dining; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Categories: electronics; software; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Amex calculates the two highest-spend eligible categories from posted transactions each billing period (https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/, read 10/11/26). These picks are the holder's spending assumptions for Miles, not issuer enrollment. min_select_count allows one assumption; select_count caps assumptions at two.; Min select count: 1Description: Amex pays 4X on the two eligible categories you spend the most in each billing cycle (up to $150K combined a year). Pick the two you're aiming for and Miles will keep your spend pointed at them -- the other four earn 1X on this card.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Categories: phone; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Categories: transit; rideshare; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Categories: gas; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Categories: advertising; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Categories: dining; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Categories: electronics; software; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Options mirror this card's own six 4X reward_multipliers rows. Amex applies 4X to the two with the most spend each billing cycle; the holder steers which two by where they put spend, so the pick gates the rate (kind: commitment) rather than only annotating it (kind: hint).Description: Amex automatically applies 4X to your two highest-spend eligible categories each billing cycle, on up to $150,000 combined per calendar year. Tell Miles one or two categories you plan to use this card for. Miles uses those assumptions in recommendations; this does not select categories with Amex.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Categories: phone; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Categories: transit; rideshare; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Categories: gas; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Categories: advertising; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Categories: dining; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Categories: electronics; software; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Amex calculates the two highest-spend eligible categories from posted transactions each billing period (https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/, read 10/11/26). These picks are the holder's spending assumptions for Miles, not issuer enrollment. min_select_count allows one assumption; select_count caps assumptions at two.; Min select count: 1

Discover it MilesSign-up bonus

$100 after first purchase. All miles earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year$100 after first purchase. All miles earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year

Korean Air SKYPASS VisaSign-up bonus

25K miles when you spend $2.5K in the first 90 days + another 25K miles when you spend an additional $2.5K within the same 90 days (for a total of $5K).(Offer Expires 10/31/2026)25K miles when you spend $2.5K in the first 90 days + another 25K miles when you spend an additional $2.5K within the same 90 days (for a total of $5K). (Offer Expires 10/31/2026)

Blue Cash EverydaySign-up bonus

You may be eligible for as high as $200 cash back after spending $2k in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. Rates & FeesYou may be eligible for as high as $200 cash back after spending $2k in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Delta SkyMiles Gold BusinessSign-up bonus

Limited Time Offer: 90K bonus miles after spending $6K in purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Rates & Fees)(Offer Expires 11/4/2026), $0 introductory annual fee for the first year, then $150Limited Time Offer: 90K bonus miles after spending $6K in purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Offer Expires 11/4/2026), $0 introductory annual fee for the first year, then $150

IHG One Rewards BusinessSign-up bonus

190K points after spending $5K on purchases in the first 3 months from account opening + earn 10K bonus points after adding an employee card in the first 3 months from account opening(Offer Expires 11/18/2026)190K points after spending $5K on purchases in the first 3 months from account opening + earn 10K bonus points after adding an employee card in the first 3 months from account opening (Offer Expires 11/18/2026)

Delta SkyMiles Reserve BusinessSign-up bonus

Limited Time Offer: 200K bonus miles after spending $20K in purchases on your new card in your first 6 months of card membership. Terms Apply (Rates & Fees)(Offer Expires 11/4/2026)Limited Time Offer: 200K bonus miles after spending $20K in purchases on your new card in your first 6 months of card membership. Terms Apply (Offer Expires 11/4/2026)

Discover it Cash BackSign-up bonus

$100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. + First Year Double$100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.

Blue Cash PreferredSign-up bonus

As High As $300 Cash Back. Find Out Your Offer. You may be eligible for up to $300 in cash back after spending $3K on your new Card in the first 6 months. Welcome offers vary, and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply Rates & Fees, $0 introductory annual fee for the first year, then $95As High As $300 Cash Back. Find Out Your Offer. You may be eligible for up to $300 in cash back after spending $3K on your new Card in the first 6 months. Welcome offers vary, and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply, $0 introductory annual fee for the first year, then $95

Delta SkyMiles Platinum BusinessSign-up bonus

Limited Time Offer: 100K bonus miles after spending $8K in purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Rates & Fees)(Offer Expires 11/4/2026)Limited Time Offer: 100K bonus miles after spending $8K in purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Offer Expires 11/4/2026)

IHG One RewardsSign-up bonus

125K bonus points after spending $2K in the first 3 months from account opening + earn 10K bonus points after adding an authorized user in the first 3 months from account opening(Offer Expires 11/18/2026)125K bonus points after spending $2K in the first 3 months from account opening + earn 10K bonus points after adding an authorized user in the first 3 months from account opening (Offer Expires 11/18/2026)

Korean Air SKYPASS SelectSign-up bonus

35K miles when you spend $3K in the first 90 days + another 35K miles when you spend an additional $3K within the same 90 days (for a total of $6K).(Offer Expires 10/31/2026)35K miles when you spend $3K in the first 90 days + another 35K miles when you spend an additional $3K within the same 90 days (for a total of $6K). (Offer Expires 10/31/2026)

Business PlatinumSign-up bonus

You may be eligible for as high as 300K Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply. (Rates & Fees)You may be eligible for as high as 300K Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply.

Hilton Honors SurpassSign-up bonus

Limited Time Offer: 130K bonus points plus a free night reward after you spend $3K in purchases within the first six months of card membership. Terms apply. Rates & Fees(Offer Expires 1/13/2027) + free night certificateLimited Time Offer: 130K bonus points plus a free night reward after you spend $3K in purchases within the first six months of card membership. Terms apply. (Offer Expires 1/13/2027)

Marriott Bonvoy BusinessSign-up bonus

Limited Time Offer: 100K bonus points and 1 free night award after you spend $8K in purchases within the first 6 months of card membership. The free night award has a redemption level up to 50K points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. (Rates & Fees)(Offer Expires 11/4/2026)Limited Time Offer: 100K bonus points and 1 free night award after you spend $8K in purchases within the first 6 months of card membership. The free night award has a redemption level up to 50K points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. (Offer Expires 11/4/2026)

Hilton Honors BusinessSign-up bonus

Limited Time Offer: 150K bonus points plus a free night reward after you spend $8K in purchases within the first six months of card membership. Terms apply. (Rates & Fees)(Offer Expires 1/13/2027) + free night certificateLimited Time Offer: 150K bonus points plus a free night reward after you spend $8K in purchases within the first six months of card membership. Terms apply. (Offer Expires 1/13/2027)

IHG One Rewards PremierSign-up bonus

180K bonus points after spending $3K in the first 3 months from account opening + earn 10K bonus points after adding an authorized user in the first 3 months from account opening(Offer Expires 11/18/2026)180K bonus points after spending $3K in the first 3 months from account opening + earn 10K bonus points after adding an authorized user in the first 3 months from account opening (Offer Expires 11/18/2026)

Hilton HonorsSign-up bonus

Limited Time Offer: 70K bonus points plus a free night reward after you spend $2K in purchases within the first six months of card membership. Terms apply. Rates & Fees (Offer Expires 1/13/2027) + free night certificateLimited Time Offer: 70K bonus points plus a free night reward after you spend $2K in purchases within the first six months of card membership. Terms apply. (Offer Expires 1/13/2027)

Business GoldSign-up bonus

You may be eligible for as high as 200K Membership Rewards® Points after spending $15k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply. (Rates & Fees)You may be eligible for as high as 200K Membership Rewards® Points after spending $15k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply.

Delta SkyMiles PlatinumSign-up bonus

Apply and find out your welcome offer: As high as 90K bonus miles + earn a $300 statement credit after you spend $4k in eligible purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount. Terms apply. Rates & Fees(Offer Expires 11/4/2026)Apply and find out your welcome offer: As high as 90K bonus miles + earn a $300 statement credit after you spend $4k in eligible purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount. Terms apply. (Offer Expires 11/4/2026)

Delta SkyMiles GoldSign-up bonus

Apply and find out your welcome offer: As high as 80K bonus miles + earn a $250 statement credit after you spend $3K in purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount.. Terms apply. Rates & Fees(Offer Expires 11/4/2026), $0 introductory annual fee for the first year, then $150Apply and find out your welcome offer: As high as 80K bonus miles + earn a $250 statement credit after you spend $3K in purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount. Terms apply. (Offer Expires 11/4/2026), $0 introductory annual fee for the first year, then $150

Sat, Oct 107 changes

Alaska Atmos Rewards Summit Visa InfiniteSign-up bonus

Earn 70,000 bonus points and a 25,000-point Global Companion Award after spending $3,000 or more on purchases within the first 90 days of opening your account.80K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Summit Visa InfiniteMin spend

30004000

Alaska Atmos Rewards Ascent Visa SignatureSign-up bonus

Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $1,500 or more on purchases within the first 90 days of opening your account.Get 75,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $3,000 or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Ascent Visa SignatureMin spend

15003000

Wyndham RewardsValuation

0.670.57

LHW Leaders ClubValuation

8.07.6

Preferred Hotels & Resorts I PreferValuation

0.50.49

Fri, Oct 912 changes

Delta SkyMiles ReserveSign-up bonus

two round-trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50K bonus miles after you spend $10K in purchases on your new card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms apply. Rates & Fees(Offer Expires 11/4/2026) + 2 roundtrip flight certificatesEarn two round-trip Delta Comfort Flight Certificates and 50K bonus miles after you spend $10K in purchases on your new card in the first 6 months. Certificates are valid on Delta-operated round trips within the U.S. 48, Puerto Rico and the U.S. Virgin Islands with no blackout dates. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms apply. (Offer Expires 11/4/2026)

Alaska Atmos Rewards Summit Visa InfiniteSign-up bonus

Limited-time online offer - Get 80K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Earn 70,000 bonus points and a 25,000-point Global Companion Award after spending $3,000 or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Summit Visa InfiniteMin spend

40003000

Alaska Atmos Rewards Ascent Visa SignatureSign-up bonus

75K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $300 or more on purchases within the first 90 days of opening your account.Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $1,500 or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Ascent Visa SignatureMin spend

3001500

Capital One Miles → Air France KLM Flying BlueNotes

Instant. Frequent transfer bonuses up to 20%.Instant. Frequent transfer bonuses, historically as high as 20%.

American Express Membership Rewards → Air France KLM Flying BlueNotes

Instant. Frequent transfer bonuses up to 25%. Amex 25% bonus to Air France KLM Flying Blue through 10/31/26.Instant. Frequent transfer bonuses, historically as high as 25%. Amex 25% bonus to Air France KLM Flying Blue through 10/31/26.

Citi ThankYou Rewards → Qatar Airways Privilege ClubNotes

Frequent transfer bonuses up to 35%. 0.7 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).Frequent transfer bonuses, historically as high as 35%. 0.7 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).

Citi ThankYou Rewards → Cathay Pacific Asia MilesNotes

Instant. Frequent transfer bonuses up to 15%. 0.7 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).Instant. Frequent transfer bonuses, historically as high as 15%. 0.7 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).

Citi ThankYou Rewards → Air France KLM Flying BlueNotes

Instant. Frequent transfer bonuses up to 25%. 0.7 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).Instant. Frequent transfer bonuses, historically as high as 25%. 0.7 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).

Citi ThankYou Rewards → Virgin Atlantic Flying ClubNotes

Instant. Frequent transfer bonuses up to 30%. 0.7 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).Instant. Frequent transfer bonuses, historically as high as 30%. 0.7 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).

Turkish Airlines Miles&Smiles Premier Visa SignatureCompact name

Miles&Smiles PremierTurkish Premier

Thu, Oct 81 change

Wed, Oct 74 changes

MGM Rewards IconicSign-up bonus

30K points after $5K spend in the first 3 billing cycles + $200 Resort Credit30K points after $5K spend in the first 3 billing cycles + $200 resort credit on account opening + additional 15K points after $7.5K total spend in the first 6 billing cycles

MGM Rewards World EliteSign-up bonus

10K points after $1K spend in the first 3 billing cycles10K points after $1K spend in the first 3 billing cycles + an additional 10K points after $2.5K total spend in the first 6 billing cycles

Emirates Skywards Premium World Elite MastercardSign-up bonus

70K after $3K spend in the first 90 days + Gold status for your first cardmember year50K after $3K spend in the first 90 days + Gold status for your first cardmember year

Virgin Red Rewards MastercardSign-up bonus

70K bonus points after $4K spend in the first 90 days60K bonus points after $4K spend in the first 90 days

Tue, Oct 610 changes

Amazon BusinessNew card

none

Hawaiian Airlines Business MastercardSign-up bonus

50K miles after spending $4K on purchases and paying the annual fee, both within the first 90 days50K Atmos Rewards points after spending $4K on purchases and paying the annual fee, both within the first 90 days

Hawaiian Airlines Business MastercardSign-up bonus

50K Atmos Rewards points after spending $4K on purchases and paying the annual fee, both within the first 90 days50K miles after spending $4K on purchases and paying the annual fee, both within the first 90 days

Amazon Business PrimeCard status

AvailableRetired

Hawaiian Airlines Business MastercardSign-up bonus

50K miles after spending $4K on purchases and paying the annual fee, both within the first 90 days50K Atmos Rewards points after spending $4K on purchases and paying the annual fee, both within the first 90 days

Carnival World MastercardCard name

Carnival World MastercardCarnival Rewards Mastercard

Carnival World MastercardAliases

Carnival Card; Carnival MastercardCarnival Card; Carnival Mastercard; Carnival World Mastercard; Carnival Rewards Card

Carnival World MastercardRenamed

Carnival World MastercardCarnival Rewards Mastercard

Carnival World MastercardRewards currency

FunPointsCarnival Rewards Points

My Best Buy VisaSign-up bonus

10% back in rewards on Best Buy purchases made within your first 14 days after approval10% back in rewards on your first day of purchases at Best Buy

Mon, Oct 53 changes

Turkish Airlines Miles&Smiles Premier Visa SignatureSign-up bonus

Up to 40K miles: 25K miles after $2K spend within 90 days of account opening + 15K miles after $6K spend in first yearUp to 40K miles: 25K miles after $2K spend within 90 days of account opening + 15K miles after an additional $6K spend (for a total of $8K) in the first 12 months

Alaska Atmos Rewards Visa BusinessSign-up bonus

85K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $5.5K or more on purchases within the first 90 days of opening your account.70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Visa BusinessMin spend

55004000

Sun, Oct 47 changes

Marriott Bonvoy → Air Canada AeroplanTransfer bonus

none15% bonus through Oct 31

Apple CardWelcome offer

noneStatus: unknown; Sign up bonus snapshot: null

Venmo Visa Credit CardWelcome offer

noneStatus: unknown; Sign up bonus snapshot: null

Costco Anywhere Business VisaWelcome offer

noneStatus: unknown; Sign up bonus snapshot: null

SavorOne Cash RewardsWelcome offer

noneStatus: unknown; Sign up bonus snapshot: null

Costco Anywhere VisaWelcome offer

noneStatus: unknown; Sign up bonus snapshot: null

Platinum Plus Business MastercardWelcome offer

noneStatus: unknown; Sign up bonus snapshot: null

Sat, Oct 310 changes

AAdvantage MileUp MastercardSign-up bonus

15K AA miles + a $100 statement credit after $500 spend in the first 3 months15K AA miles + a $100 statement credit after $500 spend in the first 3 months + $100 cash back

Citi ThankYou Rewards → Qatar Airways Privilege ClubTransfer bonus

none15% bonus through Oct 31

Hilton Honors SurpassSign-up bonus

Limited Time Offer: 130K bonus points plus a free night reward after you spend $3K in purchases within the first six months of card membership. Terms apply. Rates & Fees(Offer Expires 1/13/2027), $0 introductory annual fee for the first year, then $150 + free night certificateLimited Time Offer: 130K bonus points plus a free night reward after you spend $3K in purchases within the first six months of card membership. Terms apply. Rates & Fees(Offer Expires 1/13/2027) + free night certificate

Bilt PalladiumEarning modifiers

changed from Auto: true; Cap: Amount: 1000; Period: month; Unit: bonus_points; Excludes categories: rent; mortgage; Id: bilt_rent_day; Kind: recurring_boost; Multiplier: 2.0; Name: Rent Day; Note: Rent Day doubles points on non-rent purchases for a 24-hour period on the 1st of each calendar month, capped at 1,000 bonus points for the month; rent and mortgage still earn 1X on Rent Day. Assumes none of that cap has been used yet, and the 24-hour window runs on Bilt's clock, not ours -- confirm in the Bilt app.; Recurs: Day of month: 1; Activation cost: $200 Bilt Cash; Bonus points: 1; Cap: Amount: 5000; Period: activation; Unit: spend_usd; Excludes categories: rent; mortgage; Id: bilt_points_accelerator; Kind: consumable_activation; Max activations per year: 5; Name: Points Accelerator; Note: The Points Accelerator adds 1 point per dollar on eligible purchases (excludes rent and mortgage) while an activation is running. Each activation costs $200 Bilt Cash and covers $5,000 of spend, up to 5 activations per calendar year; Bilt Blue cardholders are excluded. Miles does not track spend, so this assumes your activation still has room ($5,000 each). Whether the 5-activation / $25,000 ceiling is per account or per cardholder is unconfirmed -- if it is per account, two authorized-user entries could each claim an activation the account does not have.; Tiers: Id: active; Name: Activation in progress to Auto: true; Cap: Amount: 1000; Period: month; Unit: bonus_points; Excludes categories: rent; mortgage; Id: bilt_rent_day; Kind: recurring_boost; Multiplier: 2.0; Name: Rent Day; Note: Rent Day doubles points on non-rent purchases for a 24-hour period on the 1st of each calendar month, capped at 1,000 bonus points for the month; rent and mortgage still earn 1X on Rent Day. Assumes none of that cap has been used yet, and the 24-hour window runs on Bilt's clock, not ours -- confirm in the Bilt app. (bilt.com, read 08/09/26); Recurs: Day of month: 1; Activation cost: $200 Bilt Cash; Bonus points: 1; Cap: Amount: 5000; Period: activation; Unit: spend_usd; Excludes categories: rent; mortgage; Id: bilt_points_accelerator; Kind: consumable_activation; Max activations per year: 5; Name: Points Accelerator; Note: The Points Accelerator adds 1 point per dollar on eligible purchases (excludes rent and mortgage) while an activation is running. Each activation costs $200 Bilt Cash and covers $5,000 of spend, up to 5 activations per calendar year; Bilt Blue cardholders are excluded. Miles does not track spend, so this assumes your activation still has room ($5,000 each). Whether the 5-activation / $25,000 ceiling is per account or per cardholder is unconfirmed -- if it is per account, two authorized-user entries could each claim an activation the account does not have. (bilt.com, read 08/09/26); Tiers: Id: active; Name: Activation in progressAuto: true; Cap: Amount: 1000; Period: month; Unit: bonus_points; Excludes categories: rent; mortgage; Id: bilt_rent_day; Kind: recurring_boost; Multiplier: 2.0; Name: Rent Day; Note: Rent Day doubles points on non-rent purchases for a 24-hour period on the 1st of each calendar month, capped at 1,000 bonus points for the month; rent and mortgage still earn 1X on Rent Day. Assumes none of that cap has been used yet, and the 24-hour window runs on Bilt's clock, not ours -- confirm in the Bilt app.; Recurs: Day of month: 1; Activation cost: $200 Bilt Cash; Bonus points: 1; Cap: Amount: 5000; Period: activation; Unit: spend_usd; Excludes categories: rent; mortgage; Id: bilt_points_accelerator; Kind: consumable_activation; Max activations per year: 5; Name: Points Accelerator; Note: The Points Accelerator adds 1 point per dollar on eligible purchases (excludes rent and mortgage) while an activation is running. Each activation costs $200 Bilt Cash and covers $5,000 of spend, up to 5 activations per calendar year; Bilt Blue cardholders are excluded. Miles does not track spend, so this assumes your activation still has room ($5,000 each). Whether the 5-activation / $25,000 ceiling is per account or per cardholder is unconfirmed -- if it is per account, two authorized-user entries could each claim an activation the account does not have.; Tiers: Id: active; Name: Activation in progressAuto: true; Cap: Amount: 1000; Period: month; Unit: bonus_points; Excludes categories: rent; mortgage; Id: bilt_rent_day; Kind: recurring_boost; Multiplier: 2.0; Name: Rent Day; Note: Rent Day doubles points on non-rent purchases for a 24-hour period on the 1st of each calendar month, capped at 1,000 bonus points for the month; rent and mortgage still earn 1X on Rent Day. Assumes none of that cap has been used yet, and the 24-hour window runs on Bilt's clock, not ours -- confirm in the Bilt app. (bilt.com, read 08/09/26); Recurs: Day of month: 1; Activation cost: $200 Bilt Cash; Bonus points: 1; Cap: Amount: 5000; Period: activation; Unit: spend_usd; Excludes categories: rent; mortgage; Id: bilt_points_accelerator; Kind: consumable_activation; Max activations per year: 5; Name: Points Accelerator; Note: The Points Accelerator adds 1 point per dollar on eligible purchases (excludes rent and mortgage) while an activation is running. Each activation costs $200 Bilt Cash and covers $5,000 of spend, up to 5 activations per calendar year; Bilt Blue cardholders are excluded. Miles does not track spend, so this assumes your activation still has room ($5,000 each). Whether the 5-activation / $25,000 ceiling is per account or per cardholder is unconfirmed -- if it is per account, two authorized-user entries could each claim an activation the account does not have. (bilt.com, read 08/09/26); Tiers: Id: active; Name: Activation in progress

HSBC Rewards Points → Wyndham RewardsNotes

HSBC Rewards for Miles partner (HSBC partner list, https://www.us.hsbc.com/configuration/modals/rewards-for-miles-travel/). HSBC publishes no ratio and the current trackers disagree: ThePointCalculator's HSBC US page (https://www.thepointcalculator.com/us/hsbc-rewards-points-calculators/hsbc-rewards-transfer-partners/, updated 03/29/26) says "5,000 HSBC Rewards Points = 4,000 Wyndham Points"; AwardWallet's HSBC table (https://awardwallet.com/blog/hsbc-devalues-point-transfers/) says United States "1:1" (both retrieved 09/28/26). Frequent Miler gives no current HSBC-to-Wyndham ratio. Stored at the less favourable 1.25 HSBC points to 1 so a quote never overstates the transfer. HSBC says transfers post within 5 days, some up to 14.HSBC Rewards for Miles partner (HSBC partner list, https://www.us.hsbc.com/configuration/modals/rewards-for-miles-travel/). HSBC publishes no ratio and the current trackers disagree: ThePointCalculator's HSBC US page (https://www.thepointcalculator.com/us/hsbc-rewards-points-calculators/hsbc-rewards-transfer-partners/, updated 03/29/26) says "5,000 HSBC Rewards Points = 4,000 Wyndham Points"; AwardWallet's HSBC table (https://awardwallet.com/blog/hsbc-devalues-point-transfers/) says United States "1:1" (both retrieved 09/28/26). A third tracker gives no current HSBC-to-Wyndham ratio. Stored at the less favourable 1.25 HSBC points to 1 so a quote never overstates the transfer. HSBC says transfers post within 5 days, some up to 14.

AAdvantage MileUp MastercardSign-up bonus

15K AA miles + a $100 statement credit after $500 spend in the first 3 months + $100 cash back15K AA miles + a $100 statement credit after $500 spend in the first 3 months

PremierSign-up bonus

60K points after $4K in the first 3 months60K points after $4K in the first 3 months, $0 introductory annual fee for the first year

Bilt Rewards → World of HyattNotes

InstantInstant. Bilt announced that the transfer ratio to World of Hyatt will become 4:3 on 1/1/2027.

Capital One Miles → British Airways ClubNotes

Instant. Capital One 20% bonus to British Airways Club through 10/21/26.Instant. Capital One 20% bonus to British Airways Club through 10/31/26.

Capital One Miles → British Airways ClubBonus expiration

10/21/2610/31/26

Fri, Oct 219 changes

Capital One Miles → British Airways ClubNotes

Instant. Capital One 20% bonus to British Airways Club through 10/31/26.Instant. Capital One 20% bonus to British Airways Club through 10/21/26.

Capital One Miles → British Airways ClubBonus expiration

10/31/2610/21/26

AAdvantage Business World Elite MastercardFirst year annual fee

none0

Hilton Honors SurpassSign-up bonus

Limited Time Offer: 130K bonus points plus a free night reward after you spend $3K in purchases within the first six months of card membership. Terms apply. Rates & Fees(Offer Expires 1/13/2027) + free night certificateLimited Time Offer: 130K bonus points plus a free night reward after you spend $3K in purchases within the first six months of card membership. Terms apply. Rates & Fees(Offer Expires 1/13/2027), $0 introductory annual fee for the first year, then $150 + free night certificate

Hilton Honors SurpassFirst year annual fee

none0

AAdvantage Platinum Select World Elite MastercardFirst year annual fee

none0

Delta SkyMiles GoldFirst year annual fee

none0

PremierSign-up bonus

60K points after $4K in the first 3 months, $0 introductory annual fee for the first year60K points after $4K in the first 3 months

United ExplorerFirst year annual fee

none0

Spark CashFirst year annual fee

none0

Delta SkyMiles Gold BusinessFirst year annual fee

none0

Blue Cash PreferredFirst year annual fee

none0

Morgan Stanley Blue Cash PreferredFirst year annual fee

none0

Accor Live LimitlessValuation

2.28222.245

Accor Live LimitlessPeg › Rate

1.14111.1225

Accor Live LimitlessPeg › Rate date

2026-09-232026-10-02

PremierSign-up bonus

50K points after $4K in the first 3 months$0 introductory annual fee for the first year60K points after $4K in the first 3 months, $0 introductory annual fee for the first year

UPromise World MastercardSign-up bonus

$100 cash back after $500 spend in the first 90 days$200 cash back after $1K spend in the first 90 days

UPromise World MastercardMin spend

5001000

Thu, Oct 137 changes

IHG One Rewards PremierAliases

IHG Premier; IHG Card; IHG One RewardsIHG Premier; IHG Card

IHG One Rewards TravelerCard name

IHG One Rewards Traveler Credit CardIHG One Rewards Credit Card

IHG One Rewards TravelerAliases

IHG Traveler; IHG No FeeIHG Traveler; IHG No Fee; IHG One Rewards Traveler Credit Card

IHG One Rewards TravelerRenamed

IHG One Rewards TravelerIHG One Rewards

IHG One Rewards Premier BusinessCard name

IHG One Rewards Premier Business Credit CardIHG One Rewards Business Credit Card

IHG One Rewards Premier BusinessAliases

IHG Business; IHG Premier Business; IHG BizIHG Business; IHG Premier Business; IHG Biz; IHG One Rewards Premier Business Credit Card

IHG One Rewards Premier BusinessAnnual fee

99200

IHG One Rewards Premier BusinessRenamed

IHG One Rewards Premier BusinessIHG One Rewards Business

IHG One Rewards PremierAnnual fee

99150

IHG One Rewards TravelerFamily › Siblings

Slug: ihg-one-rewards-premier-credit-card; Tier: 2; Tier name: PremierSlug: ihg-one-rewards-premier-credit-card; Tier: 2; Tier name: Premier; Slug: ihg-one-rewards-premier-select-world-elite-mastercard; Tier: 3; Tier name: Premier Select

IHG One Rewards Premier SelectNew card

none

IHG One Rewards PremierFamily › Can upgrade

falsetrue

IHG One Rewards PremierFamily › Is top tier

truefalse

IHG One Rewards PremierFamily › Siblings

Slug: ihg-one-rewards-traveler-credit-card; Tier: 1; Tier name: TravelerSlug: ihg-one-rewards-traveler-credit-card; Tier: 1; Tier name: Traveler; Slug: ihg-one-rewards-premier-select-world-elite-mastercard; Tier: 3; Tier name: Premier Select

United ClubSign-up bonus

80K miles after $5K spend in first 3 months + 10K bonus miles after you add an authorized user in the first 3 months90K miles after $5K spend in first 3 months + 10K bonus miles after you add an authorized user in the first 3 months

United GatewaySign-up bonus

30K miles after $1K spend in first 3 months. Plus, earn an extra 10K miles after you add an authorized user to your account in the first 3 months40K miles after $1K spend in first 3 months. Plus, earn an extra 10K miles after you add an authorized user to your account in the first 3 months

United ExplorerSign-up bonus

50K miles after $3K spend in the first 3 months. Plus, earn an extra 10K miles after you add an authorized user to your account in the first 3 months your account is open, $0 introductory annual fee for the first year70K miles after $3K spend in the first 3 months. Plus, earn an extra 10K miles after you add an authorized user to your account in the first 3 months your account is open, $0 introductory annual fee for the first year

United QuestSign-up bonus

60K miles and 500 PQPs after $4K spend in the first 3 months. Plus, earn an extra 10K miles after you add an authorized user to your account in the first 3 months80K miles and 500 PQPs after $4K spend in the first 3 months. Plus, earn an extra 10K miles after you add an authorized user to your account in the first 3 months

Rove Miles → Qatar Airways Privilege ClubTransfer bonus

none15% bonus through Oct 31

IHG One Rewards PremierSign-up bonus

140K bonus points after spending $3K in the first 3 months from account opening180K bonus points after spending $3K in the first 3 months from account opening + earn 10K bonus points after adding an authorized user in the first 3 months from account opening(Offer Expires 11/18/2026)

IHG One Rewards PremierSign-up bonus expiration

none2026-11-18

Rove Miles → Air France KLM Flying BlueTransfer bonus

none40% bonus through Oct 31

Rove Miles → JAL Mileage BankTransfer bonus

none50% bonus through Oct 31

Capital One Miles → British Airways ClubTransfer bonus

none20% bonus through Oct 31

American Express Membership Rewards → Air France KLM Flying BlueTransfer bonus

none25% bonus through Oct 31

American Express Membership Rewards → Aeromexico RewardsTransfer bonus

none20% bonus through Oct 30

Marriott Bonvoy BevySign-up bonus

125K bonus points + a $150 statement credit after $5K in eligible purchases within the first 6 months85K bonus points after $5K spend in the first 6 months

Marriott Bonvoy BrilliantSign-up bonus

150K bonus points and a $250 statement credit after $6K in eligible purchases within the first 6 months100K bonus points after $6K in eligible purchases within the first 6 months

IHG One Rewards TravelerSign-up bonus

80K bonus points after spending $2K in the first 3 months from account opening125K bonus points after spending $2K in the first 3 months from account opening + earn 10K bonus points after adding an authorized user in the first 3 months from account opening(Offer Expires 11/18/2026)

IHG One Rewards TravelerSign-up bonus expiration

none2026-11-18

IHG One Rewards Premier BusinessSign-up bonus

140K points after spending $4K on purchases in the first 3 months from account opening.190K points after spending $5K on purchases in the first 3 months from account opening + earn 10K bonus points after adding an employee card in the first 3 months from account opening(Offer Expires 11/18/2026)

IHG One Rewards Premier BusinessMin spend

40005000

IHG One Rewards Premier BusinessSign-up bonus expiration

none2026-11-18

Breeze Easy VisaSign-up bonus

30K points + Breezy 1 status for first year after $1K spend in the first 90 days40K points + Breezy 1 status for first year after $1K spend in the first 90 days

Rove Miles → Copa Airlines ConnectMilesTransfer bonus

40% bonus removed

Capital One Miles → JAL Mileage BankTransfer bonus

30% bonus removed

Chase Ultimate Rewards → Air Canada AeroplanTransfer bonus

20% bonus removed

Wed, Sep 3050 changes

AAdvantage MileUp MastercardSign-up bonus

15K AA miles + a $100 statement credit after $500 spend in the first 3 months15K AA miles + a $100 statement credit after $500 spend in the first 3 months + $100 cash back

AAdvantage MileUp MastercardSign-up bonus

15K AA miles + a $100 statement credit after $500 spend in the first 3 months + $100 cash back15K AA miles + a $100 statement credit after $500 spend in the first 3 months

AAdvantage MileUp MastercardSign-up bonus

15K AA miles + a $100 statement credit after $500 spend in the first 3 months15K AA miles + a $100 statement credit after $500 spend in the first 3 months + $100 cash back

AAdvantage MileUp MastercardSign-up bonus

15K AA miles + a $100 statement credit after $500 spend in the first 3 months + $100 cash back15K AA miles + a $100 statement credit after $500 spend in the first 3 months

AAdvantage MileUp MastercardSign-up bonus

15K AA miles after $500 spend in the first 3 months15K AA miles + a $100 statement credit after $500 spend in the first 3 months + $100 cash back

Spark Cash SelectCompanion required › Pays alone as

nonecash_back

Freedom FlexCompanion required › Pays alone as

nonecash_back

Custom CashCompanion required › Pays alone as

nonecash_back

Quicksilver Cash RewardsCompanion required › Pays alone as

nonecash_back

StrataCompanion required › Pays alone as

nonepoints

Ink Business UnlimitedCompanion required › Pays alone as

nonecash_back

AT&T Points PlusCompanion required › Pays alone as

nonepoints

Active CashCompanion required › Pays alone as

nonecash_back

Savor Cash RewardsCompanion required › Pays alone as

nonecash_back

Spark Cash PlusCompanion required › Pays alone as

nonecash_back

Freedom UnlimitedCompanion required › Pays alone as

nonecash_back

Spark CashCompanion required › Pays alone as

nonecash_back

AttuneCompanion required › Pays alone as

nonecash_back

Double CashCompanion required › Pays alone as

nonecash_back

Savor Student RewardsCompanion required › Pays alone as

nonecash_back

FreedomCompanion required › Pays alone as

nonecash_back

Savor for Good CreditCompanion required › Pays alone as

nonecash_back

SavorOne Cash RewardsCompanion required › Pays alone as

nonecash_back

Ink Business CashCompanion required › Pays alone as

nonecash_back

Customized Cash RewardsCategory choices

Default option: gas_ev; Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Categories: gas; ev_charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Categories: online_shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Categories: dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Categories: travel; transit; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Categories: drugstores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Categories: home_improvement; furniture; Match categories: home improvement; furnishings; furniture; Source: Default per bankofamerica.com (bankofamerica.com/credit-cards/products/cash-back-credit-card/cash-back-category-choices/, "Until you change your category it will be set to Gas & EV Charging Stations.", read 09/24/26).Default option: gas_ev; Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Categories: gas; ev_charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Categories: online_shopping; internet_cable; phone; streaming; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Categories: dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Categories: travel; transit; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Categories: drugstores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Categories: home_improvement; furniture; Match categories: home improvement; furnishings; furniture; Source: Default per bankofamerica.com (bankofamerica.com/credit-cards/products/cash-back-credit-card/cash-back-category-choices/, "Until you change your category it will be set to Gas & EV Charging Stations.", read 09/24/26).

Business Essentials PlusNew card

none

Bilt PalladiumAuthorized user fee

$95 per authorized user (includes Priority Pass for each AU)95

Amex PlatinumAuthorized user fee

$195, but $0 companion cards are available with reduced benefits195

Amex PlatinumAuthorized user fee notes

noneCompanion Platinum Cards are free but carry fewer benefits.

Platinum Card for Morgan StanleyAuthorized user fee

First authorized user is FREE, $195 for each additional authorized user0

Platinum Card for Morgan StanleyAuthorized user fee notes

noneThe first Additional Platinum Card is free; each one after the first is $195 a year. Companion Platinum Cards are free.

Bilt ObsidianAuthorized user fee

$50 per authorized user50

Visa Infinite BusinessAuthorized user fee notes

noneUp to 24 additional cards at no fee.

AAdvantage Executive World Legend MastercardAuthorized user fee

Add up to 3 authorized users to your card for an annual fee of $175, then $175 annually for each additional user175

AAdvantage Executive World Legend MastercardAuthorized user fee notes

noneOne $175 annual fee covers up to three authorized users; each authorized user beyond three is another $175 a year.

Centurion Card (Black Card)Authorized user fee notes

noneUp to three Additional Centurion Cards. Additional Platinum Cards on the account are $195 a year each, and Companion Centurion Cards are free.

Visa InfiniteAuthorized user fee notes

noneUp to 24 additional cards at no fee.

Amex GoldAuthorized user fee

5 authorized users free, then $35 per additional card0

Amex GoldAuthorized user fee notes

noneThe first five Additional Cards are free; each one after that is $35 a year.

Amex Classic GreenAuthorized user fee

400

Platinum Card for SchwabAuthorized user fee

$195, but $0 companion cards are available with reduced benefits195

Platinum Card for SchwabAuthorized user fee notes

noneCompanion Platinum Cards are free but carry fewer benefits.

Business PlatinumAuthorized user fee notes

noneAdditional Business Expense Cards (employee cards without Platinum benefits) have no annual fee.

Venture X RewardsAuthorized user fee

Add up to 4 authorized users for free. Lounge access for authorized users requires a $125 annual fee per AU (up to 4 AUs), though adding them to the account remains free.0

Venture X RewardsAuthorized user fee notes

noneAdding an authorized user is free. Lounge access for each authorized user is an optional $125 a year.

Business GoldAuthorized user fee

$95 for the first five cards, then $95 for each additional card95

Business GoldAuthorized user fee notes

noneThe $95 covers the first one to five Additional Business Gold Cards together, then $95 for each card after five.

Venture X BusinessAuthorized user fee

Add up to 4 authorized users for free. Lounge access for authorized users requires a $125 annual fee per AU (up to 4 AUs), though adding them to the account remains free.0

Venture X BusinessAuthorized user fee notes

noneAdding an authorized user is free. Lounge access for each authorized user is an optional $125 a year.

Bilt BlueAuthorized user fee

Free0

Tue, Sep 2918 changes

HSBC Rewards PointsCategory

othertransferable

Rakuten American ExpressSign-up bonus

$200 bonus cashback after $2K spend in the first 90 days$100 bonus cashback after $1K spend in the first 90 days

Rakuten American ExpressMin spend

20001000

HSBC Rewards Points → TAP Air Portugal Miles&GoTransfer ratio

0.81.0

HSBC Rewards Points → TAP Air Portugal Miles&GoCard conditions

Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders. HSBC confirms this partner but publishes no ratio, and third-party trackers disagree between 1:1 and 1.25:1; the ratio shown is the less favourable figure. Check the rate in HSBC's Rewards for Miles portal before transferring.Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders.

HSBC Rewards Points → Qantas Frequent FlyerTransfer ratio

0.81.0

HSBC Rewards Points → Qantas Frequent FlyerCard conditions

Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders. HSBC confirms this partner but publishes no ratio, and third-party trackers disagree between 1:1 and 1.25:1; the ratio shown is the less favourable figure. Check the rate in HSBC's Rewards for Miles portal before transferring.Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders.

HSBC Rewards Points → British Airways ClubTransfer ratio

0.81.0

HSBC Rewards Points → British Airways ClubCard conditions

Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders. HSBC confirms this partner but publishes no ratio, and third-party trackers disagree between 1:1 and 1.25:1; the ratio shown is the less favourable figure. Check the rate in HSBC's Rewards for Miles portal before transferring.Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders.

HSBC Rewards Points → Wyndham RewardsNotes

HSBC Rewards for Miles partner (HSBC partner list, https://www.us.hsbc.com/configuration/modals/rewards-for-miles-travel/). HSBC publishes no ratio and the trackers disagree: AwardWallet's HSBC table (https://awardwallet.com/blog/hsbc-devalues-point-transfers/) says United States "1:1"; the FlyerTalk HSBC Premier wiki (https://www.flyertalk.com/forum/credit-card-programs/709255-hsbc-premier-world-mastercard-55.html) says "Wyndham 1.25:1" (retrieved 09/28/26). Stored at the less favourable 1.25 HSBC points to 1 so a quote never overstates the transfer; settle it from HSBC's Rewards for Miles portal (rewards.us.hsbc.com/travel-miles/). HSBC says transfers post within 5 days, some up to 14.HSBC Rewards for Miles partner (HSBC partner list, https://www.us.hsbc.com/configuration/modals/rewards-for-miles-travel/). HSBC publishes no ratio and the current trackers disagree: ThePointCalculator's HSBC US page (https://www.thepointcalculator.com/us/hsbc-rewards-points-calculators/hsbc-rewards-transfer-partners/, updated 03/29/26) says "5,000 HSBC Rewards Points = 4,000 Wyndham Points"; AwardWallet's HSBC table (https://awardwallet.com/blog/hsbc-devalues-point-transfers/) says United States "1:1" (both retrieved 09/28/26). Frequent Miler gives no current HSBC-to-Wyndham ratio. Stored at the less favourable 1.25 HSBC points to 1 so a quote never overstates the transfer. HSBC says transfers post within 5 days, some up to 14.

HSBC Rewards Points → Club Iberia PlusTransfer ratio

0.81.0

HSBC Rewards Points → Club Iberia PlusCard conditions

Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders. HSBC confirms this partner but publishes no ratio, and third-party trackers disagree between 1:1 and 1.25:1; the ratio shown is the less favourable figure. Check the rate in HSBC's Rewards for Miles portal before transferring.Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders.

HSBC Rewards Points → Aer Lingus AerClubTransfer ratio

0.81.0

HSBC Rewards Points → Aer Lingus AerClubCard conditions

Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders. HSBC confirms this partner but publishes no ratio, and third-party trackers disagree between 1:1 and 1.25:1; the ratio shown is the less favourable figure. Check the rate in HSBC's Rewards for Miles portal before transferring.Transfers are available only to HSBC Premier World Mastercard and HSBC Elite World Elite Mastercard cardholders.

HSBC Rewards PointsStrength notes

1.25 cents through HSBC Travel is the verified rate. HSBC's own Program Rules do not publish a per-partner Rewards for Miles conversion rate ("The conversion rate of HSBC Points may vary by travel rewards partner program"); Frequent Miler and AwardWallet agree on Emirates at 1:1 and on Flying Blue, Avianca, EVA, Qatar and Turkish at 1.25 HSBC points per mile, Accor's own page gives 2.5 HSBC points per ALL point, and the trackers disagree (1:1 or 1.25:1) on British Airways, Iberia, Aer Lingus, Qantas, TAP and Wyndham. The portal rate is what this valuation prices.1.25 cents through HSBC Travel is the verified rate. HSBC's own Program Rules do not publish a per-partner Rewards for Miles conversion rate ("The conversion rate of HSBC Points may vary by travel rewards partner program"); current trackers agree on Emirates, British Airways, Iberia, Aer Lingus, Qantas and TAP at 1:1 and on Flying Blue, Avianca, EVA, Qatar and Turkish at 1.25 HSBC points per mile, Accor's own page gives 2.5 HSBC points per ALL point, and the trackers disagree (1:1 or 1.25:1) on Wyndham. The portal rate is what this valuation prices.

HSBC Rewards PointsNew transfer partner

none

HSBC Rewards PointsStrength notes

1.25 cents through HSBC Travel is the verified rate. HSBC's own Program Rules do not publish a per-partner Rewards for Miles conversion rate ("The conversion rate of HSBC Points may vary by travel rewards partner program"); third-party trackers describe most of the 11 airline and 2 hotel partners as 1:1, but that is not confirmed in HSBC's own terms, so the portal rate is what this valuation prices.1.25 cents through HSBC Travel is the verified rate. HSBC's own Program Rules do not publish a per-partner Rewards for Miles conversion rate ("The conversion rate of HSBC Points may vary by travel rewards partner program"); Frequent Miler and AwardWallet agree on Emirates at 1:1 and on Flying Blue, Avianca, EVA, Qatar and Turkish at 1.25 HSBC points per mile, Accor's own page gives 2.5 HSBC points per ALL point, and the trackers disagree (1:1 or 1.25:1) on British Airways, Iberia, Aer Lingus, Qantas, TAP and Wyndham. The portal rate is what this valuation prices.

Venmo Visa Credit CardRewards notes

Cash back deposited to Venmo balance. Can be used for P2P payments, merchant purchases, card bill payment, bank transfers, or converted to cryptocurrency.Cash back deposited to Venmo balance. Can be used for P2P payments, merchant purchases, card bill payment, bank transfers, or converted to cryptocurrency. Two earning rules are described here, not priced as category rates, because each depends on how a purchase is made rather than what it is: the 3% for paying through Venmo and the additional 1% split bonus on Dining & Nightlife and Entertainment purchases split with another Venmo user (paid back within 30 days). The card is priced at its plain 3% on dining and entertainment and 1% elsewhere.

Mon, Sep 2815 changes

Savor Student RewardsNew card

none

Savor for Good CreditNew card

none

Marriott Bonvoy → LATAM Pass BrazilNew transfer partner

1:0.3333

Rakuten American ExpressSign-up bonus

$100 bonus cashback after $1K spend in the first 90 days$200 bonus cashback after $2K spend in the first 90 days

Rakuten American ExpressMin spend

10002000

Ink Business PlusNew card

none

AT&T Access MoreNew card

none

Chase Ultimate RewardsCard groups › Chase reduced hyatt

Chase Sapphire Preferred Credit Card; Chase Ink Business Preferred Credit CardChase Sapphire Preferred Credit Card; Chase Ink Business Preferred Credit Card; Chase Ink Business Plus Credit Card

Citi ThankYou RewardsCard groups › Citi premium

Citi Strata Elite Card; Citi Strata Premier Card; Citi Prestige CardCiti Strata Elite Card; Citi Strata Premier Card; Citi Prestige Card; AT&T Access More Card from Citi

American Express Membership Rewards → Club Iberia PlusTransfer bonus

30% bonus removed

American Express Membership Rewards → British Airways ClubTransfer bonus

30% bonus removed

American Express Membership Rewards → Aer Lingus AerClubTransfer bonus

30% bonus removed

Alaska Atmos Rewards Visa BusinessSign-up bonus

Limited-time online offer - Get 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.85K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $5.5K or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Visa BusinessMin spend

40005500

Sun, Sep 2726 changes

SavorOne Cash RewardsAliases

Capital One SavorOne; SavorOne Card; SavorOne; Cap One SavorOneCapital One SavorOne; SavorOne Card; SavorOne; Cap One SavorOne; SavorOne Rewards

Visa Infinite BusinessRewards category

cashbackother

Visa InfiniteRewards category

cashbackother

PremierRewards category

cashbacktransferable

HSBC Rewards PointsStrength notes

Points are worth 1.25 cents booked through HSBC Travel; the airline and hotel transfers are at 1:1 or worse, so the portal rate is the dependable value.1.25 cents through HSBC Travel is the verified rate. HSBC's own Program Rules do not publish a per-partner Rewards for Miles conversion rate ("The conversion rate of HSBC Points may vary by travel rewards partner program"); third-party trackers describe most of the 11 airline and 2 hotel partners as 1:1, but that is not confirmed in HSBC's own terms, so the portal rate is what this valuation prices.

Free Spirit Travel More MastercardCard status

AvailableRetired

Free Spirit Travel MastercardCard status

AvailableRetired

Bilt Rewards → Spirit Airlines Free SpiritNotes

Transfers at 1:1 ratio. Minimum transfer of 1,000 points. Transfers are instant. Airline is in severe financial difficulty.Spirit Airlines ceased operations on 05/02/26. AwardWallet (05/12/26): "Bilt Rewards has also pulled Spirit as a transfer partner."

Bilt Rewards → Spirit Airlines Free SpiritDeactivated date

none2026-05-02

Spirit Airlines Free SpiritNow valued

0¢ per point

Discover MilesNow valued

1¢ per point

Brex Rewards PointsNow valued

1¢ per point

Booking.com Travel CreditsNow valued

1¢ per point

UBS Rewards PointsNow valued

1.3¢ per point

Allways Rewards PointsNow valued

1¢ per point

BreezePointsNow valued

1¢ per point

Unity by Hard RockNow valued

1¢ per point

MGM RewardsNow valued

1¢ per point

Arrival+ PointsValuation removed

1¢ per point removed

Barclays Arrival MilesNow valued

1¢ per point

Norwegian Cruise Line PointsNow valued

1¢ per point

Disney Rewards DollarsNow valued

1¢ per point

HSBC Rewards PointsNow valued

1.25¢ per point

Nordstrom NotesNow valued

1¢ per point

Caesars RewardsNow valued

1¢ per point

Bank of America PointsNow valued

1¢ per point

Sat, Sep 2627 changes

AAdvantage Globe MastercardFamily

noneCan downgrade: true; Can upgrade: true; Family id: citi_aadvantage; Family name: Citi AAdvantage; Is top tier: false; Siblings: Slug: aadvantage-mileup-mastercard; Tier: 1; Tier name: MileUp; Slug: aadvantage-platinum-select-world-elite-mastercard; Tier: 2; Tier name: Platinum Select; Slug: aadvantage-executive-world-legend-mastercard; Tier: 4; Tier name: Executive; Tier: 3; Tier name: Globe

Amex PlatinumFamily › Siblings

Slug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: CenturionSlug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: Centurion

Platinum Card for Morgan StanleyFamily › Can downgrade

truefalse

Platinum Card for Morgan StanleyFamily › Siblings

Slug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: CenturionSlug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: Centurion

Ritz-Carlton Rewards Visa InfiniteFamily

noneCan downgrade: true; Can upgrade: false; Family id: marriott_chase; Family name: Marriott Bonvoy Chase; Is top tier: true; Siblings: Slug: marriott-bonvoy-bold-credit-card; Tier: 1; Tier name: Bold; Slug: marriott-bonvoy-boundless-credit-card; Tier: 2; Tier name: Boundless; Slug: marriott-bonvoy-bountiful-card; Tier: 3; Tier name: Bountiful; Tier: 4; Tier name: Ritz-Carlton

Marriott Bonvoy BoundlessFamily › Siblings

Slug: marriott-bonvoy-bold-credit-card; Tier: 1; Tier name: Bold; Slug: marriott-bonvoy-bountiful-card; Tier: 3; Tier name: BountifulSlug: marriott-bonvoy-bold-credit-card; Tier: 1; Tier name: Bold; Slug: marriott-bonvoy-bountiful-card; Tier: 3; Tier name: Bountiful; Slug: ritz-carlton-rewards-visa-infinite; Tier: 4; Tier name: Ritz-Carlton

Strata PremierFamily › Can downgrade

falsetrue

Strata PremierFamily › Siblings

Slug: citi-strata; Tier: 2; Tier name: Strata; Slug: citi-strata-elite-card; Tier: 3; Tier name: EliteSlug: citi-strata; Tier: 1; Tier name: Strata; Slug: citi-strata-elite-card; Tier: 3; Tier name: Elite

Strata PremierFamily › Tier

12

StrataFamily › Can downgrade

truefalse

StrataFamily › Siblings

Slug: citi-strata-premier-card; Tier: 1; Tier name: Premier; Slug: citi-strata-elite-card; Tier: 3; Tier name: EliteSlug: citi-strata-premier-card; Tier: 2; Tier name: Premier; Slug: citi-strata-elite-card; Tier: 3; Tier name: Elite

StrataFamily › Tier

21

Delta SkyMiles Reserve BusinessFamily › Siblings

Slug: delta-skymiles-gold-business-american-express-card; Tier: 1; Tier name: Gold Business; Slug: delta-skymiles-platinum-business-american-express-card; Tier: 2; Tier name: Platinum BusinessSlug: delta-skymiles-platinum-business-american-express-card; Tier: 2; Tier name: Platinum Business

Marriott Bonvoy BountifulFamily › Can upgrade

falsetrue

Marriott Bonvoy BountifulFamily › Is top tier

truefalse

Marriott Bonvoy BountifulFamily › Siblings

Slug: marriott-bonvoy-bold-credit-card; Tier: 1; Tier name: Bold; Slug: marriott-bonvoy-boundless-credit-card; Tier: 2; Tier name: BoundlessSlug: marriott-bonvoy-bold-credit-card; Tier: 1; Tier name: Bold; Slug: marriott-bonvoy-boundless-credit-card; Tier: 2; Tier name: Boundless; Slug: ritz-carlton-rewards-visa-infinite; Tier: 4; Tier name: Ritz-Carlton

AAdvantage Executive World Legend MastercardFamily

noneCan downgrade: true; Can upgrade: false; Family id: citi_aadvantage; Family name: Citi AAdvantage; Is top tier: true; Siblings: Slug: aadvantage-mileup-mastercard; Tier: 1; Tier name: MileUp; Slug: aadvantage-platinum-select-world-elite-mastercard; Tier: 2; Tier name: Platinum Select; Slug: aadvantage-globe-mastercard; Tier: 3; Tier name: Globe; Tier: 4; Tier name: Executive

Delta SkyMiles Platinum BusinessFamily › Can downgrade

truefalse

Delta SkyMiles Platinum BusinessFamily › Siblings

Slug: delta-skymiles-gold-business-american-express-card; Tier: 1; Tier name: Gold Business; Slug: delta-skymiles-reserve-business-american-express-card; Tier: 3; Tier name: Reserve BusinessSlug: delta-skymiles-reserve-business-american-express-card; Tier: 3; Tier name: Reserve Business

AAdvantage MileUp MastercardFamily

noneCan downgrade: false; Can upgrade: true; Family id: citi_aadvantage; Family name: Citi AAdvantage; Is top tier: false; Siblings: Slug: aadvantage-platinum-select-world-elite-mastercard; Tier: 2; Tier name: Platinum Select; Slug: aadvantage-globe-mastercard; Tier: 3; Tier name: Globe; Slug: aadvantage-executive-world-legend-mastercard; Tier: 4; Tier name: Executive; Tier: 1; Tier name: MileUp

Platinum Card for SchwabFamily › Can downgrade

truefalse

Platinum Card for SchwabFamily › Siblings

Slug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: CenturionSlug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: Centurion

AAdvantage Platinum Select World Elite MastercardFamily

noneCan downgrade: true; Can upgrade: true; Family id: citi_aadvantage; Family name: Citi AAdvantage; Is top tier: false; Siblings: Slug: aadvantage-mileup-mastercard; Tier: 1; Tier name: MileUp; Slug: aadvantage-globe-mastercard; Tier: 3; Tier name: Globe; Slug: aadvantage-executive-world-legend-mastercard; Tier: 4; Tier name: Executive; Tier: 2; Tier name: Platinum Select

Autograph JourneyFamily › Can downgrade

truefalse

Autograph JourneyFamily › Siblings

Slug: wells-fargo-autograph-card; Tier: 1; Tier name: Autograph(empty)

Strata EliteFamily › Can downgrade

truefalse

Strata EliteFamily › Siblings

Slug: citi-strata-premier-card; Tier: 1; Tier name: Premier; Slug: citi-strata; Tier: 2; Tier name: Strata(empty)

Fri, Sep 257 changes

Active CashRewards category

cashbacktransferable

Double CashRewards category

cashbacktransferable

Active CashRewards category

transferablecashback

Double CashRewards category

transferablecashback

Customized Cash RewardsCategory choices

Default option: gas_ev; Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Match categories: home improvement; furnishings; furniture; Source: Default per bankofamerica.com (bankofamerica.com/credit-cards/products/cash-back-credit-card/cash-back-category-choices/, "Until you change your category it will be set to Gas & EV Charging Stations.", read 09/24/26).Default option: gas_ev; Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Categories: gas; ev_charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Categories: online_shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Categories: dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Categories: travel; transit; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Categories: drugstores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Categories: home_improvement; furniture; Match categories: home improvement; furnishings; furniture; Source: Default per bankofamerica.com (bankofamerica.com/credit-cards/products/cash-back-credit-card/cash-back-category-choices/, "Until you change your category it will be set to Gas & EV Charging Stations.", read 09/24/26).

Business GoldCategory choices

changed from Description: Amex pays 4X on the two eligible categories you spend the most in each billing cycle (up to $150K combined a year). Pick the two you're aiming for and Miles will keep your spend pointed at them -- the other four earn 1X on this card.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Options mirror this card's own six 4X reward_multipliers rows. Amex applies 4X to the two with the most spend each billing cycle; the holder steers which two by where they put spend, so the pick gates the rate (kind: commitment) rather than only annotating it (kind: hint). to Description: Amex pays 4X on the two eligible categories you spend the most in each billing cycle (up to $150K combined a year). Pick the two you're aiming for and Miles will keep your spend pointed at them -- the other four earn 1X on this card.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Categories: phone; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Categories: transit; rideshare; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Categories: gas; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Categories: advertising; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Categories: dining; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Categories: electronics; software; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Options mirror this card's own six 4X reward_multipliers rows. Amex applies 4X to the two with the most spend each billing cycle; the holder steers which two by where they put spend, so the pick gates the rate (kind: commitment) rather than only annotating it (kind: hint).Description: Amex pays 4X on the two eligible categories you spend the most in each billing cycle (up to $150K combined a year). Pick the two you're aiming for and Miles will keep your spend pointed at them -- the other four earn 1X on this card.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Options mirror this card's own six 4X reward_multipliers rows. Amex applies 4X to the two with the most spend each billing cycle; the holder steers which two by where they put spend, so the pick gates the rate (kind: commitment) rather than only annotating it (kind: hint).Description: Amex pays 4X on the two eligible categories you spend the most in each billing cycle (up to $150K combined a year). Pick the two you're aiming for and Miles will keep your spend pointed at them -- the other four earn 1X on this card.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Categories: phone; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Categories: transit; rideshare; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Categories: gas; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Categories: advertising; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Categories: dining; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Categories: electronics; software; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Options mirror this card's own six 4X reward_multipliers rows. Amex applies 4X to the two with the most spend each billing cycle; the holder steers which two by where they put spend, so the pick gates the rate (kind: commitment) rather than only annotating it (kind: hint).

Customized Cash RewardsCategory choices

Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Match categories: home improvement; furnishings; furnitureDefault option: gas_ev; Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Match categories: home improvement; furnishings; furniture; Source: Default per bankofamerica.com (bankofamerica.com/credit-cards/products/cash-back-credit-card/cash-back-category-choices/, "Until you change your category it will be set to Gas & EV Charging Stations.", read 09/24/26).

Thu, Sep 244 changes

Customized Cash RewardsCategory choices

Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Match categories: home improvement; furnishingsDescription: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Match categories: home improvement; furnishings; furniture

Southwest Rapid Rewards Premier BusinessSign-up bonus

60K points after $3K spend in first 3 months80K points after $3K spend within first 3 months

FreedomAvailability

product_change_onlyclosed

Bilt Rewards → Amtrak Guest RewardsNew transfer partner

1:0.5

Wed, Sep 237 changes

Bilt PalladiumIssuer

CardlessColumn N.A.

Bilt ObsidianIssuer

CardlessColumn N.A.

Bilt BlueIssuer

CardlessColumn N.A.

Accor Live LimitlessValuation

2.30782.2822

Accor Live LimitlessPeg › Rate

1.15391.1411

Accor Live LimitlessPeg › Rate date

2026-09-152026-09-23

Active CashSign-up bonus

$200 Cash Back after $500 spend in the first 3 months.$100 after $500 spend in the first 3 months

Tue, Sep 221 change

Freedom FlexSign-up bonus

$200 (*awarded as 20,000 points) after spending $500 in the first 3 months$250 (*awarded as 25,000 points) after spending $500 in the first 3 months

Mon, Sep 211 change

Citi ThankYou Rewards → Avianca LifeMilesTransfer bonus

none25% bonus through Oct 24

Sun, Sep 203 changes

Citi ThankYou Rewards → JAL Mileage BankNew transfer partner

1:0.7 · 30% bonus through Oct 24

Freedom FlexForeign transaction fee

30

Citi ThankYou Rewards → LHW Leaders ClubTransfer bonus

25% bonus removed

Fri, Sep 1811 changes

Alaska Atmos Rewards Ascent Visa SignatureSign-up bonus

Limited-time online offer - Get 50K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $1.5K or more on purchases within the first 90 days of opening your account.75K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $300 or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Ascent Visa SignatureMin spend

1500300

Ink Business UnlimitedSign-up bonus

$1K (*awarded as 100,000 points) after $8k spend in the first 4 months$750 (*awarded as 75,000 points) after $6k spend in the first 3 months

Ink Business UnlimitedMin spend

80006000

Ink Business UnlimitedSpend window days

12090

Ink Business UnlimitedSign-up bonus expiration

2026-09-17 removed

Ink Business CashSign-up bonus

$1K (*awarded as 100,000 points) after $8k spend in the first 4 months$750 (*awarded as 75,000 points) after $6k spend in the first 3 months

Ink Business CashMin spend

80006000

Ink Business CashSpend window days

12090

Ink Business CashSign-up bonus expiration

2026-09-17 removed

Amazon BusinessCard status

AvailableRetired

Thu, Sep 173 changes

Alaska Atmos Rewards Visa BusinessSign-up bonus

70K points + Companion Fare ($99 fare + taxes) after $4K spend in the first 90 daysLimited-time online offer - Get 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Ascent Visa SignatureSign-up bonus

Limited-time online offer - Get 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2.5K or more on purchases within the first 90 days of opening your account.Limited-time online offer - Get 50K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $1.5K or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Ascent Visa SignatureMin spend

25001500

Wed, Sep 1625 changes

American Express Membership Rewards → ANA Mileage ClubNotes

~1 day.Transfers are severely delayed with no timeline for resolution; they previously tended to take about a day.

Spark Cash SelectCompanion required › Companion cards

Capital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Spark Miles for Business; Capital One Spark Miles Select for Business; Capital One Venture X Business CardCapital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Venture Business; Capital One VentureOne Business; Capital One Venture X Business Card; Capital One Spark Miles for Business

Spark Cash SelectCompanion required › Unlock message

Pair with a Venture or Spark Miles card to convert cash back to transferable miles.Pair with a Venture, VentureOne, or Spark Miles card to convert cash back to transferable miles.

Quicksilver Cash RewardsCompanion required › Companion cards

Capital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Spark Miles for Business; Capital One Spark Miles Select for Business; Capital One Venture X Business CardCapital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Venture Business; Capital One VentureOne Business; Capital One Venture X Business Card; Capital One Spark Miles for Business

Quicksilver Cash RewardsCompanion required › Unlock message

Pair with a Venture or Spark Miles card to convert cash back to transferable miles.Pair with a Venture, VentureOne, or Spark Miles card to convert cash back to transferable miles.

Active CashCompanion required › Companion cards

Wells Fargo Autograph Journey CardWells Fargo Autograph Journey Card; Wells Fargo Autograph Card; Wells Fargo Premier Autograph Visa Infinite Card

Active CashCompanion required › Unlock message

Pair with a Wells Fargo Autograph Journey card to convert cash rewards to transferable Wells Fargo Rewards points.Pair with a Wells Fargo Autograph, Autograph Journey, or Premier Autograph card to convert cash rewards to transferable Wells Fargo Rewards points.

Savor Cash RewardsCompanion required › Companion cards

Capital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Spark Miles for Business; Capital One Spark Miles Select for Business; Capital One Venture X Business CardCapital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Venture Business; Capital One VentureOne Business; Capital One Venture X Business Card; Capital One Spark Miles for Business

Savor Cash RewardsCompanion required › Unlock message

Pair with a Venture or Spark Miles card to convert cash back to transferable miles.Pair with a Venture, VentureOne, or Spark Miles card to convert cash back to transferable miles.

Spark Cash PlusCompanion required › Companion cards

Capital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Spark Miles for Business; Capital One Spark Miles Select for Business; Capital One Venture X Business CardCapital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Venture Business; Capital One VentureOne Business; Capital One Venture X Business Card; Capital One Spark Miles for Business

Spark Cash PlusCompanion required › Unlock message

Pair with a Venture or Spark Miles card to convert cash back to transferable miles.Pair with a Venture, VentureOne, or Spark Miles card to convert cash back to transferable miles.

Spark CashCompanion required › Companion cards

Capital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Spark Miles for Business; Capital One Spark Miles Select for Business; Capital One Venture X Business CardCapital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Venture Business; Capital One VentureOne Business; Capital One Venture X Business Card; Capital One Spark Miles for Business

Spark CashCompanion required › Unlock message

Pair with a Venture or Spark Miles card to convert cash back to transferable miles.Pair with a Venture, VentureOne, or Spark Miles card to convert cash back to transferable miles.

AttuneCompanion required › Companion cards

Wells Fargo Autograph Journey CardWells Fargo Autograph Journey Card; Wells Fargo Autograph Card; Wells Fargo Premier Autograph Visa Infinite Card

AttuneCompanion required › Unlock message

Pair with a Wells Fargo Autograph Journey card to convert cash rewards to transferable Wells Fargo Rewards points.Pair with a Wells Fargo Autograph, Autograph Journey, or Premier Autograph card to convert cash rewards to transferable Wells Fargo Rewards points.

SavorOne Cash RewardsCompanion required › Companion cards

Capital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Spark Miles for Business; Capital One Spark Miles Select for Business; Capital One Venture X Business CardCapital One Venture Rewards Credit Card; Capital One Venture X Rewards Credit Card; Capital One VentureOne Rewards Credit Card; Capital One Venture Business; Capital One VentureOne Business; Capital One Venture X Business Card; Capital One Spark Miles for Business

SavorOne Cash RewardsCompanion required › Unlock message

Pair with a Venture or Spark Miles card to convert cash back to transferable miles.Pair with a Venture, VentureOne, or Spark Miles card to convert cash back to transferable miles.

Accor Live LimitlessValuation

2.322.3078

Rove Miles → Aeromexico RewardsRenamed

AeroMexico ClubPremierAeromexico Rewards

Marriott Bonvoy → Aeromexico RewardsRenamed

AeroMexico ClubPremierAeromexico Rewards

Citi ThankYou Rewards → Aeromexico RewardsRenamed

AeroMexico ClubPremierAeromexico Rewards

Capital One Miles → Aeromexico RewardsRenamed

AeroMexico ClubPremierAeromexico Rewards

American Express Membership Rewards → Aeromexico RewardsRenamed

AeroMexico ClubPremierAeromexico Rewards

Alaska Atmos Rewards Visa BusinessSign-up bonus

85K points + Companion Fare ($99 fare + taxes) after $5.5K spend in the first 90 days70K points + Companion Fare ($99 fare + taxes) after $4K spend in the first 90 days

Alaska Atmos Rewards Visa BusinessMin spend

55004000

Tue, Sep 153 changes

Chase Ultimate Rewards → Marriott BonvoyNotes

~1-2 days. Chase 70% bonus through 10/15/26.~1-2 days. Chase 70% bonus to Marriott Bonvoy through 10/15/26.

Chase Ultimate Rewards → Marriott BonvoyTransfer bonus

none70% bonus through Oct 15

Virgin Red Rewards MastercardSign-up bonus

60K bonus points after $4K spend in the first 90 days70K bonus points after $4K spend in the first 90 days

Sat, Sep 123 changes

Ink Business UnlimitedSign-up bonus expiration

none2026-09-17

Ink Business CashSign-up bonus expiration

none2026-09-17

Aeroplan CardAnnual fee

95195

Thu, Sep 1027 changes

Hilton Honors SurpassSign-up bonus

130K bonus points after you spend $3K in purchases on the card in the first 6 months of card membership. Terms apply. Rates & FeesLimited Time Offer: 130K bonus points plus a free night reward after you spend $3K in purchases within the first six months of card membership. Terms apply. Rates & Fees(Offer Expires 1/13/2027) + free night certificate

Hilton Honors SurpassSign-up bonus expiration

none2027-01-13

Hilton HonorsSign-up bonus

80K bonus points after you spend $2K in purchases on the card in the first 6 months of card Membership. Terms apply. Rates & FeesLimited Time Offer: 70K bonus points plus a free night reward after you spend $2K in purchases within the first six months of card membership. Terms apply. Rates & Fees (Offer Expires 1/13/2027) + free night certificate

Hilton HonorsSign-up bonus expiration

none2027-01-13

Hilton Honors AspireSign-up bonus

150K after $6K spend on eligible purchases in the first 6 months of card membership. Free night certificate every yearLimited Time Offer: 200K after $6K spend on eligible purchases in the first 6 months of card membership. Free night certificate every year

Marriott Bonvoy BoundlessSign-up bonus

4 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually.3 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.

Marriott Bonvoy BoundlessSign-up bonus expiration

none2027-06-30

Aeroplan CardSign-up bonus

60K bonus points after 3K in purchases within the first 3 months75K bonus points after you spend $4K in the first 3 months after your account is open and earn an additional 40K bonus points after you spend a total of $20K on purchases in the first 12 months after your account is open

Aeroplan CardMin spend

30004000

Hilton Honors BusinessSign-up bonus

130K Hilton Honors bonus points after you spend $6K in purchases on the card in the first 6 months of card membership. Terms apply. (Rates & Fees)Limited Time Offer: 150K bonus points plus a free night reward after you spend $8K in purchases within the first six months of card membership. Terms apply. (Rates & Fees)(Offer Expires 1/13/2027) + free night certificate

Hilton Honors BusinessMin spend

60008000

Hilton Honors BusinessSign-up bonus expiration

none2027-01-13

Marriott Bonvoy BusinessSign-up bonus

75K bonus points after $6K in eligible purchases and an extra 50K bonus points after an additional $3K in eligible purchases within the first 6 monthsLimited Time Offer: 100K bonus points and 1 free night award after you spend $8K in purchases within the first 6 months of card membership. The free night award has a redemption level up to 50K points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. (Rates & Fees)(Offer Expires 11/4/2026)

Marriott Bonvoy BusinessMin spend

60008000

Marriott Bonvoy BusinessSign-up bonus expiration

none2026-11-04

Business GoldCategory choices

noneDescription: Amex pays 4X on the two eligible categories you spend the most in each billing cycle (up to $150K combined a year). Pick the two you're aiming for and Miles will keep your spend pointed at them -- the other four earn 1X on this card.; Id: amex_biz_gold_top_2_categories; Kind: commitment; Name: Top 2 Spend Categories; Options: Id: wireless; Label: Wireless Telephone Service; Match categories: wireless; cell phone; phone service; wireless telephone service; Id: transit; Label: Transit; Match categories: transit; rideshare; parking; tolls; taxi; trains; buses; subway; ferries; Id: gas; Label: Gas Stations; Match categories: gas; gas stations; Id: advertising; Label: Advertising in Select Media; Match categories: advertising; online advertising; media advertising; Id: dining; Label: Restaurants; Match categories: dining; restaurants; Id: electronics_software; Label: Electronics, Software & Cloud; Match categories: electronics; electronics stores; software; cloud services; Select count: 2; Source: Options mirror this card's own six 4X reward_multipliers rows. Amex applies 4X to the two with the most spend each billing cycle; the holder steers which two by where they put spend, so the pick gates the rate (kind: commitment) rather than only annotating it (kind: hint).

American Express Membership Rewards → Singapore Airlines KrisFlyerNotes

Instant12-24 hours.

Wells Fargo Rewards → Cathay Pacific Asia MilesNotes

noneInstant.

Wells Fargo Rewards → British Airways ClubNotes

noneInstant.

Wells Fargo Rewards → Avianca LifeMilesNotes

noneInstant.

Wells Fargo Rewards → Aer Lingus AerClubNotes

noneInstant.

Wells Fargo Rewards → Finnair PlusNotes

via British--must first transfer to Britishvia British--must first transfer to British (Instant).

Wells Fargo Rewards → JetBlue TrueBlueNotes

No minimum transfer amount, nor do you have to transfer in 1,000 point increments.Instant. No minimum transfer amount, nor do you have to transfer in 1,000 point increments.

Wells Fargo Rewards → Club Iberia PlusNotes

noneInstant.

Wells Fargo Rewards → Air France KLM Flying BlueNotes

noneInstant.

Wells Fargo Rewards → Qatar Airways Privilege ClubNotes

via British--must first transfer to Britishvia British--must first transfer to British (Instant).

Capital One Miles → Singapore Airlines KrisFlyerNotes

Instant12-24 hours.

Wed, Sep 92 changes

Amazon BusinessNew card

none

Wells Fargo Visa SignatureNew card

none

Tue, Sep 86 changes

Centurion Card (Black Card)Availability

noneclosed

Spark Cash PlusSign-up bonus

Limited Time Offer: a $2K cash bonus + $500 Capital One Business Travel credit when you spend $30K in the first 3 months + earn an additional $2K bonus for every $500K spent within the first year.(Offer Expires 9/7/2026) + Cash Back$2K cash bonus when you spend $30K in the first 3 months + earn an additional $2K bonus for every $500K spent within the first year + Cash Back

Spark Cash PlusSign-up bonus expiration

2026-09-07 removed

Spark CashSign-up bonus

Limited Time Offer: $1K bonus cashback + $250 Capital One Business Travel credit after $10K spend in the first 3 months from account opening(Offer Expires 9/7/2026), $0 introductory annual fee for the first year$1K bonus cashback after $10K spend in the first 3 months from account opening, $0 introductory annual fee for the first year

Spark CashSign-up bonus expiration

2026-09-07 removed

Venture RewardsSign-up bonus

75K miles after $4K spend within first 3 months75K miles after $4K spend within first 3 months + $300 stays credit

Mon, Sep 72 changes

Accor Live LimitlessValuation

2.02.32

Accor Live LimitlessRrv pinned

nonetrue

Sun, Sep 66 changes

Wyndham Rewards Earner PlusFamily › Is top tier

truefalse

Wyndham Rewards Earner PlusFamily › Siblings

Slug: wyndham-rewards-earner-card; Tier: 1; Tier name: EarnerSlug: wyndham-rewards-earner-card; Tier: 1; Tier name: Earner; Slug: wyndham-rewards-earner-premier-card; Tier: 3; Tier name: Earner Premier

Wyndham Earner PremierFamily

noneCan downgrade: false; Can upgrade: false; Family id: wyndham_personal; Family name: Wyndham Rewards Earner; Is top tier: true; Siblings: Slug: wyndham-rewards-earner-card; Tier: 1; Tier name: Earner; Slug: wyndham-rewards-earner-plus-card; Tier: 2; Tier name: Earner Plus; Tier: 3; Tier name: Earner Premier

Wyndham Rewards EarnerFamily › Siblings

Slug: wyndham-rewards-earner-plus-card; Tier: 2; Tier name: Earner PlusSlug: wyndham-rewards-earner-plus-card; Tier: 2; Tier name: Earner Plus; Slug: wyndham-rewards-earner-premier-card; Tier: 3; Tier name: Earner Premier

Bilt Rewards → Virgin Atlantic Flying ClubBonus rules

changed from Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. to Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Shared cap with: Virgin Red; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29.

Bilt Rewards → Virgin RedBonus rules

changed from Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures. to Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.Bonus: 1.25; When: Elite status: Bilt Blue; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Blue status: 25%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.35; When: Elite status: Bilt Silver; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Silver status: 35%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.45; When: Elite status: Bilt Gold; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Gold status: 45%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 1.75; When: Elite status: Bilt Platinum; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. Bilt Platinum status: 75%. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.; Bonus: 2.0; When: Elite status: Bilt Platinum; Purchase: a $200 Bilt Cash upgrade; Cap points: 150000; Shared cap with: Virgin Atlantic Flying Club; Effective date: 09/01/26; Expires date: 09/02/26; Notes: Bilt Rent Day, September 1 only, noon ET to 11:59pm PT. The 100% rate is NOT a status tier -- it is Bilt Platinum plus a $200 Bilt Cash upgrade you have to buy. By status alone: Platinum 75%, Gold 45%, Silver 35%, Blue 25%. The bonus covers the first 150,000 Bilt Points transferred, SHARED across Virgin Atlantic Flying Club and Virgin Red together -- not 150,000 to each. Source: Bilt's in-app Rent Day screen, checked 2026-08-29. Bilt states the tier table for Rent Day and caps it across both Virgin programs together; it does not separately confirm these rates for Virgin Red. Check in the Bilt app before relying on the Virgin Red figures.

Sat, Sep 58 changes

Korean Air SKYPASS VisaSign-up bonus

40K miles after $4K spend in the first 90 days25K miles when you spend $2.5K in the first 90 days + another 25K miles when you spend an additional $2.5K within the same 90 days (for a total of $5K).(Offer Expires 10/31/2026)

Korean Air SKYPASS VisaMin spend

40002500

Korean Air SKYPASS VisaSign-up bonus expiration

none2026-10-31

Korean Air SKYPASS SelectSign-up bonus

60K miles after $5K spend in the first 90 days35K miles when you spend $3K in the first 90 days + another 35K miles when you spend an additional $3K within the same 90 days (for a total of $6K).(Offer Expires 10/31/2026)

Korean Air SKYPASS SelectMin spend

50003000

Korean Air SKYPASS SelectSign-up bonus expiration

none2026-10-31

Korean Air SKYPASS VisaAliases

Korean Air Card; SKYPASS Card; Korean Air VisaKorean Air Card; SKYPASS Card; Korean Air Visa; SKYPASS Visa Signature

Thu, Sep 33 changes

British Airways Visa SignatureSign-up bonus

75K Avios after $5K spend in the first 3 months90K Avios after $5K spend in the first 3 months

Aer Lingus Visa SignatureSign-up bonus

75K Avios after $5K spend in the first 3 months90K Avios after $5K spend in the first 3 months

Iberia Visa SignatureSign-up bonus

75K Avios after $5K spend in the first 3 months90K Avios after $5K spend in the first 3 months

Wed, Sep 210 changes

Rove Miles → Copa Airlines ConnectMilesTransfer bonus

none40% bonus through Sep 30

MGM Rewards IconicSign-up bonus

30K points and 15K tier credits after $5K spend in the first 3 billing cycles + $200 Resort Credit30K points after $5K spend in the first 3 billing cycles + $200 Resort Credit

Frontier Airlines World MastercardSign-up bonus

60K miles after $1K in purchases in the first 90 days & paying the annual fee in full in the first 90 days + Gold status after first purchase in first 90 days & then spend $3K in first 90 days to keep Gold status for 12 months50K miles after $500 in purchases in the first 90 days & paying the annual fee in full in the first 90 days + 10K miles after adding an authorized user & they make a purchase in the first 90 days

Frontier Airlines World MastercardMin spend

1000500

AAdvantage Platinum Select World Elite MastercardSign-up bonus

65K miles after $1K spend in first 4 months, $0 introductory annual fee for the first year80K miles after $3.5K spend in first 4 months, $0 introductory annual fee for the first year

AAdvantage Platinum Select World Elite MastercardMin spend

10003500

MGM Rewards World EliteSign-up bonus

10K points and 10K tier credits after $1K spend in the first 3 billing cycles10K points after $1K spend in the first 3 billing cycles

Bilt Rewards → Virgin RedTransfer bonus

100% bonus removed

Bilt Rewards → Virgin Atlantic Flying ClubTransfer bonus

100% bonus removed

Tue, Sep 110 changes

Rove Miles → Copa Airlines ConnectMilesNew transfer partner

1:1

Rove Miles → Turkish Airlines Miles&SmilesNotes

Rove 50% bonus through 06/30/2026none

Capital One Miles → JAL Mileage BankTransfer bonus

none30% bonus through Sep 30

American Express Membership Rewards → Hilton HonorsTransfer bonus

none30% bonus through Oct 14

Bilt Rewards → Virgin Atlantic Flying ClubNotes

Instant. Bilt status-tiered 25%-100% bonus to Virgin Atlantic Flying Club on 09/01/26; the 100% tier requires Platinum status and a $200 Bilt Cash buy-up.Instant. Bilt offers up to a 100% bonus to Virgin Atlantic Flying Club through 09/01/26.

Bilt Rewards → Virgin RedTransfer bonus

none100% bonus

Bilt Rewards → Virgin Atlantic Flying ClubTransfer bonus

none100% bonus

Citi ThankYou Rewards → Turkish Airlines Miles&SmilesTransfer bonus

40% bonus removed

Capital One Miles → Avianca LifeMilesTransfer bonus

15% bonus removed

Chase Ultimate Rewards → IHG One RewardsTransfer bonus

70% bonus removed

Mon, Aug 3110 changes

VentureOne BusinessReports to personal bureaus

nonetrue

Spark Cash SelectReports to personal bureaus

nonetrue

Spark CashReports to personal bureaus

nonetrue

Visa Infinite BusinessReports to personal bureaus

nonetrue

Spark Cash PlusReports to personal bureaus

nonefalse

Venture X BusinessReports to personal bureaus

nonefalse

TD Business Solutions VisaReports to personal bureaus

nonetrue

Spark Miles for BusinessReports to personal bureaus

nonetrue

Capital One Venture BusinessReports to personal bureaus

nonefalse

Carnival World MastercardSign-up bonus

30K FunPoints after spending $1K within the first 90 days50K Rewards Points after spending $1K within the first 90 days of account opening.

Sun, Aug 3023 changes

US Bank Altitude Points → Avianca LifeMilesNew transfer partner

1:1

Accor Live LimitlessValuation

2.02.3

Accor Live LimitlessValuation

2.32.0

Disney Inspire VisaSign-up bonus

$300 Disney Gift Card eGift on approval + $300 statement credit after $1K in purchases within first 3 months$300 Disney gift card upon approval + $200 statement credit after $1K in purchases within first 3 months

Disney Inspire VisaMin spend

10000

Disney Inspire VisaSpend window days

90 removed

JetBlue PremierSign-up bonus

100K TrueBlue points after $5K spend in first 90 days and payment of annual fee90K points after $5K in spend in the first 90 days

Spark Miles for BusinessAliases

Spark Miles; C1 Spark Miles; Spark Miles Business(empty)

Capital One Venture BusinessAliases

noneSpark Miles; C1 Spark Miles; Spark Miles Business; Capital One Spark Miles for Business

Amazon Business PrimeSign-up bonus

$125 Amazon gift card upon approval with an eligible Prime membershipN/A - Card is no longer available for new applicants

Amazon Business PrimeMin spend

0none

PlumAvailability

noneclosed

Spark Miles for BusinessAvailability

noneclosed

PlumSign-up bonus

$200 statement credit after each $10K you spend on the card, up to $30K, in the first 3 monthsN/A - Card is no longer available for new applicants

PlumMin spend

10000none

PlumSpend window days

90none

Spark Miles for BusinessSign-up bonus

50K miles bonus when you spend $4.5K in the first 3 months.$0 introductory annual fee for the first year, then $95N/A - Renamed to Capital One Venture Business in April 2026; no longer available for new applicants

Spark Miles for BusinessMin spend

4500none

Spark Miles for BusinessSpend window days

90none

One Key+ MastercardSign-up bonus

$600 OneKeyCash after $3K spend in first 3 months$350 OneKeyCash after $3K spend in first 3 months

Chase Ultimate Rewards → Air Canada AeroplanNotes

Usually instant.Usually instant. Chase 20% bonus to Air Canada Aeroplan through 09/30/26.

Bilt Rewards → Virgin Atlantic Flying ClubBonus expiration

none09/01/26

Bilt Rewards → Virgin RedBonus expiration

none09/01/26

Sat, Aug 2911 changes

Robinhood PlatinumAvailability

nonewaitlist

SoFi SmartAvailability

nonewaitlist

Robinhood GoldAvailability

nonewaitlist

Bilt Rewards → Cathay Pacific Asia MilesTransfer bonus

10% bonus removed

American Express Membership Rewards → Cathay Pacific Asia MilesTransfer bonus

10% bonus removed

Marriott Bonvoy → Cathay Pacific Asia MilesTransfer bonus

10% bonus removed

Capital One Miles → Cathay Pacific Asia MilesTransfer bonus

10% bonus removed

Citi ThankYou Rewards → Cathay Pacific Asia MilesTransfer bonus

10% bonus removed

Wells Fargo Rewards → Cathay Pacific Asia MilesTransfer bonus

10% bonus removed

Preferred Hotels & Resorts I PreferValuation

0.530.5

Accor Live LimitlessValuation

2.342.0

Fri, Aug 284 changes

Amazon Business PrimeAvailability

nonediscontinued

AAdvantage Platinum Select World Elite MastercardSign-up bonus

80K miles after $3.5K spend in first 4 months, $0 introductory annual fee for the first year65K miles after $1K spend in first 4 months, $0 introductory annual fee for the first year

AAdvantage Platinum Select World Elite MastercardMin spend

35001000

Business PlatinumSign-up bonus

You may be eligible for as high as 300K Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply. (Rates & Fees)You may be eligible for as high as 300K Membership Rewards® Points after spending $20k in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary, and you may not be eligible for an offer. Terms apply. (Rates & Fees)

Thu, Aug 2718 changes

Delta SkyMiles Platinum BusinessSign-up bonus

70K bonus miles after spending $6K in eligible purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Rates & Fees)Limited Time Offer: 100K bonus miles after spending $8K in purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Rates & Fees)(Offer Expires 11/4/2026)

Delta SkyMiles Platinum BusinessMin spend

60008000

Delta SkyMiles Platinum BusinessSign-up bonus expiration

none2026-11-04

Delta SkyMiles GoldSign-up bonus

You may be eligible for as high as 80K Bonus Miles after you spend $2K in eligible purchases on your new Card in your first 6 months of Card Membership. Terms apply. Rates & Fees, $0 introductory annual fee for the first year, then $150Apply and find out your welcome offer: As high as 80K bonus miles + earn a $250 statement credit after you spend $3K in purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount.. Terms apply. Rates & Fees(Offer Expires 11/4/2026), $0 introductory annual fee for the first year, then $150

Delta SkyMiles GoldMin spend

20003000

Delta SkyMiles GoldSign-up bonus expiration

none2026-11-04

Delta SkyMiles ReserveSign-up bonus

You may be eligible for as high as 100K Bonus Miles after you spend $5K in eligible purchases on your new card in your first 6 months of Card Membership. Terms apply. Rates & Feestwo round-trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50K bonus miles after you spend $10K in purchases on your new card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms apply. Rates & Fees(Offer Expires 11/4/2026) + 2 roundtrip flight certificates

Delta SkyMiles ReserveMin spend

500010000

Delta SkyMiles ReserveSign-up bonus expiration

none2026-11-04

Delta SkyMiles PlatinumSign-up bonus

You may be eligible for as high as 90K Bonus Miles after you spend $3K in eligible purchases on your new Card in your first 6 months of Card Membership. Terms apply. Rates & FeesApply and find out your welcome offer: As high as 90K bonus miles + earn a $300 statement credit after you spend $4k in eligible purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount. Terms apply. Rates & Fees(Offer Expires 11/4/2026)

Delta SkyMiles PlatinumMin spend

30004000

Delta SkyMiles PlatinumSign-up bonus expiration

none2026-11-04

Delta SkyMiles Reserve BusinessSign-up bonus

80K bonus miles after spending $12K in eligible purchases on your new card in your first 6 months of card membership. Terms Apply (Rates & Fees)Limited Time Offer: 200K bonus miles after spending $20K in purchases on your new card in your first 6 months of card membership. Terms Apply (Rates & Fees)(Offer Expires 11/4/2026)

Delta SkyMiles Reserve BusinessMin spend

1200020000

Delta SkyMiles Reserve BusinessSign-up bonus expiration

none2026-11-04

Delta SkyMiles Gold BusinessSign-up bonus

60K bonus miles after spending $4K in eligible purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Rates & Fees), $0 introductory annual fee for the first year, then $150Limited Time Offer: 90K bonus miles after spending $6K in purchases on your new card in your first 6 months of card membership. Terms and limitations apply. (Rates & Fees)(Offer Expires 11/4/2026), $0 introductory annual fee for the first year, then $150

Delta SkyMiles Gold BusinessMin spend

40006000

Delta SkyMiles Gold BusinessSign-up bonus expiration

none2026-11-04

Wed, Aug 269 changes

Spark Cash PlusSign-up bonus

Limited Time Offer: a $2K cash bonus + $500 Capital One Business Travel credit when you spend $30K in the first 3 months + earn an additional $2K bonus for every $500K spent within the first year. + Cash BackLimited Time Offer: a $2K cash bonus + $500 Capital One Business Travel credit when you spend $30K in the first 3 months + earn an additional $2K bonus for every $500K spent within the first year.(Offer Expires 9/7/2026) + Cash Back

Spark Cash PlusSign-up bonus expiration

none2026-09-07

Spark CashSign-up bonus

Limited Time Offer: $1K bonus cashback + $250 Capital One Business Travel credit after $10K spend in the first 3 months from account opening, $0 introductory annual fee for the first yearLimited Time Offer: $1K bonus cashback + $250 Capital One Business Travel credit after $10K spend in the first 3 months from account opening(Offer Expires 9/7/2026), $0 introductory annual fee for the first year

Spark CashSign-up bonus expiration

none2026-09-07

Rakuten American ExpressSign-up bonus

$200 bonus cashback after $2K spend in the first 90 days$100 bonus cashback after $1K spend in the first 90 days

Rakuten American ExpressMin spend

20001000

Alaska Atmos Rewards Ascent Visa SignatureSign-up bonus

Limited-time online offer - Get 7K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2.5K or more on purchases within the first 90 days of opening your account."Limited-time online offer - Get 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2.5K or more on purchases within the first 90 days of opening your account.

Amtrak Guest Rewards Preferred MastercardSign-up bonus

25K points after $1.5K spend + 5K points after adding an authorized user, all within the first 3 billing cycles (Offer Expires 9/2/2026)25K points after $1.5K spend + 5K points after adding an authorized user, all within the first 3 billing cycles (Offer Expires 11/4/2026)

Amtrak Guest Rewards Preferred MastercardSign-up bonus expiration

2026-09-022026-11-04

Tue, Aug 2520 changes

Venture RewardsCard network tier

World Elite MastercardDiscover

Venture RewardsNetwork

MastercardDiscover

Venture RewardsNetwork transition

noneFrom network: Mastercard; To network: Discover; New accounts from: 2026-02-01; Existing accounts: reissue

Quicksilver Cash RewardsCard network tier

World Elite MastercardDiscover

Quicksilver Cash RewardsNetwork

MastercardDiscover

Quicksilver Cash RewardsNetwork transition

noneFrom network: Mastercard; To network: Discover; New accounts from: 2026-02-01; Existing accounts: reissue

Savor Cash RewardsCard network tier

World Elite MastercardDiscover

Savor Cash RewardsNetwork

MastercardDiscover

Savor Cash RewardsNetwork transition

noneFrom network: Mastercard; To network: Discover; New accounts from: 2026-02-01; Existing accounts: reissue

VentureOne RewardsCard network tier

Visa SignatureDiscover

VentureOne RewardsNetwork

VisaDiscover

VentureOne RewardsNetwork transition

noneFrom network: Visa; To network: Discover; New accounts from: 2026-02-01; Existing accounts: reissue

SavorOne Cash RewardsCard network tier

MastercardDiscover

SavorOne Cash RewardsNetwork

MastercardDiscover

SavorOne Cash RewardsNetwork transition

noneFrom network: Mastercard; To network: Discover; New accounts from: 2026-02-01; Existing accounts: reissue

Capital One Miles → Preferred Hotels & Resorts I PreferTransfer ratio

0.52

Capital One Miles → Preferred Hotels & Resorts I PreferNotes

30% transfer bonus through 03/31/26. Base ratio is 1:0.5, resulting in 1:0.65 with bonus.Transfer ratio 1:2; transfer time unknown.

Virgin Red Rewards MastercardSign-up bonus

60K after $4K spend in the first 3 months + 20K after an additional $2K spend in the first 6 months60K bonus points after $4K spend in the first 90 days

Preferred Hotels & Resorts I PreferValuation

0.50.53

Accor Live LimitlessValuation

2.02.34

Mon, Aug 247 changes

AAdvantage Executive World Legend MastercardSign-up bonus

75K miles after $7.5K spend in first 3 months125K miles after $15K spend in first 5 months

AAdvantage Executive World Legend MastercardMin spend

750015000

AAdvantage Executive World Legend MastercardSpend window days

90150

US Bank Altitude Points → Air France KLM Flying BlueNotes

Removed as a US Bank Altitude Points transfer partner effective 08/12/26, fewer than 24 hours after the transfer program launched. Several readers reported transfer issues to this program; US Bank may restore it later.Available only to US Bank Altitude Reserve cardholders. Restored as a transfer partner on 08/17/26, after being removed on 08/12/26 within 24 hours of the transfer program's launch.

US Bank Altitude Points → Air France KLM Flying BlueDeactivated date

2026-08-12 removed

Rakuten American ExpressSign-up bonus

$100 bonus cashback after $1K spend in the first 90 days$200 bonus cashback after $2K spend in the first 90 days

Rakuten American ExpressMin spend

10002000

Sun, Aug 237 changes

Citi ThankYou Rewards → LHW Leaders ClubTransfer bonus

none25% bonus through Sep 19

Citi ThankYou Rewards → LHW Leaders ClubTransfer bonus

25% bonus25% bonus

AAdvantage Executive World Legend MastercardNew card

none

AAdvantage Executive World Elite MastercardCard removed

removed

Citi ThankYou Rewards → Air France KLM Flying BlueTransfer bonus

20% bonus removed

Sat, Aug 222 changes

Wyndham Rewards Earner BusinessSign-up bonus

45K points after $1K spend in first 90 days + 55K points after spending $500 at Wyndham properties in the first 180 days45K points after $3K spend in first 90 days + 55K points after spending $500 at Wyndham properties in the first 180 days

Wyndham Rewards Earner BusinessMin spend

10003000

Thu, Aug 209 changes

World of HyattSign-up bonus

45K points after $5K in spend within the first 3 months, plus an extra 1 point/dollar on up to $15K spend within the first 6 months30K bonus points after $3K in spend within the first 3 months, plus an extra 1 point/dollar on up to $15K spend within the first 6 months

World of HyattMin spend

50003000

Platinum Card for Morgan StanleyFamily › Siblings

Slug: american-express-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: CenturionSlug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: Centurion

Centurion Card (Black Card)Family › Siblings

Slug: american-express-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum SchwabSlug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab

Amex PlatinumFamily › Siblings

Slug: american-express-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: CenturionSlug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: Centurion

Platinum Card for SchwabFamily › Siblings

Slug: american-express-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: CenturionSlug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: american-express-gold-card; Tier: 2; Tier name: Gold; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: Centurion

Amex Classic GreenNew card

none

Amex GoldFamily › Siblings

Slug: american-express-green-card; Tier: 1; Tier name: Green; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: CenturionSlug: american-express-classic-green-card; Tier: 1; Tier name: Green; Slug: the-platinum-card-from-american-express; Tier: 3; Tier name: Platinum; Slug: the-platinum-card-from-american-express-exclusively-for-morgan-stanley; Tier: 3; Tier name: Platinum Morgan Stanley; Slug: the-platinum-card-from-american-express-for-schwab; Tier: 3; Tier name: Platinum Schwab; Slug: american-express-centurion-card-black-card; Tier: 4; Tier name: Centurion

Amex GreenCard removed

removed

Wed, Aug 197 changes

Platinum Plus Business MastercardSign-up bonus

$300 after $3K spend in the first 90 daysnone

Platinum Plus Business MastercardMin spend

3000 removed

Platinum Plus Business MastercardSpend window days

90 removed

Wyndham Rewards EarnerSign-up bonus

30K points after $1K spend in first 90 days + 45K points after spending $500 at Wyndham properties in the first 180 days45K points after $2K spend in first 90 days + $150 statement credit after first Hotels by Wyndham purchase in the first 180 days

Wyndham Rewards EarnerMin spend

10002000

Allways Rewards VisaSign-up bonus

40K bonus points after $2K spend in first 90 days30K bonus points after $1.5K spend in first 90 days

Allways Rewards VisaMin spend

20001500

Tue, Aug 186 changes

Discover it Cash BackSign-up bonus

$200 after spending $500 in the first 3 months. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. + First Year Double$100 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. + First Year Double

Discover it Cash BackMin spend

5000

Discover it Cash BackSpend window days

90none

VentureOne BusinessCard removed

removed

VentureOne BusinessNew card

none

Capital One Venture BusinessFamily › Siblings

Slug: capital-one-spark-miles-select-for-business; Tier: 1; Tier name: VentureOne BusinessSlug: capital-one-ventureone-business; Tier: 1; Tier name: VentureOne Business

Sat, Aug 154 changes

Rove Miles → Qantas Frequent FlyerTransfer bonus

50% bonus removed

Alaska Atmos Rewards Summit Visa InfiniteSign-up bonus

80K points + 25K global companion award after $4K spend in the first 90 daysLimited-time online offer - Get 80K bonus points and a 25K-point Global Companion Award with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.

Alaska Atmos Rewards Ascent Visa SignatureSign-up bonus

70K points + Companion Fare ($99 fare + taxes) after $2.5K spend in the first 90 daysLimited-time online offer - Get 7K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2.5K or more on purchases within the first 90 days of opening your account."

Unlimited Cash RewardsSign-up bonus

$200 cash rewards bonus after $1K spend in the first 90 days + unlimited 2% cashback for first yearLimited Time Offer! $250 online cash rewards bonus after you make at least $1K in purchases in the first 90 days of account opening

Fri, Aug 143 changes

Amex GreenAvailability

noneproduct_change_only

Amazon Prime BusinessIssuer

U.S. BankUS Bank

Amazon Prime BusinessCard status

AvailableAvailable

Thu, Aug 1312 changes

Alaska Atmos Rewards Ascent Visa SignatureSign-up bonus

85K points + Companion Fare ($99 fare + taxes) after $4.5K spend in the first 120 days70K points + Companion Fare ($99 fare + taxes) after $2.5K spend in the first 90 days

Citi ThankYou Rewards → Jet Airways Inter MilesNotes

Instant. Transfer ratio may be reduced for holders of non-premium cards such as Double Cash and Custom Cash.Jet Airways (the airline) was ordered into liquidation by India's Supreme Court on 11/7/24 after the Jalan-Kalrock revival plan collapsed; no revived airline service exists. Removed from Marriott's current transfer partner list as of 8/13/26.

Citi ThankYou Rewards → Jet Airways Inter MilesDeactivated date

none2024-11-07

Citi ThankYou Rewards → Jet Airways Inter MilesTransfer ratio rules

Ratio: 1.0; When: Card group: citi_premium; Notes: Premium ThankYou card ratio. removed

Marriott Bonvoy → Ethiopian Airlines ShebaMilesNew transfer partner

1:0.3333

Marriott Bonvoy → Jet Airways Inter MilesNotes

Improves to 0.4167 when transferring in 60,000 point incrementsJet Airways (the airline) was ordered into liquidation by India's Supreme Court on 11/7/24 after the Jalan-Kalrock revival plan collapsed; no revived airline service exists. Removed from Marriott's current transfer partner list as of 8/13/26.

Marriott Bonvoy → Jet Airways Inter MilesDeactivated date

none2024-11-07

Marriott Bonvoy → Jet Airways Inter MilesTransfer ratio rules

Ratio: 0.4167; When: Min transfer: 60000; Notes: 60K blocks earn 5,000 bonus miles. removed

Marriott Bonvoy → Asiana ClubNotes

Partnership ended as part of Korean Air-Asiana merger. Korean Air SKYPASS ended Marriott partnership June 2024.Marriott ended the Asiana Club transfer partnership 6/30/25 (pulled from the transfer engine ~5/31/25). Confirmed absent from Marriott's current transfer partner list as of 8/13/26.

Marriott Bonvoy → Asiana ClubDeactivated date

2025-01-012025-06-30

Chase Ultimate Rewards → Air Canada AeroplanTransfer bonus

none20% bonus through Sep 30

Wed, Aug 129 changes

Aeroplan CardSign-up bonus

75K bonus points after $4K in purchases within the first 3 months + an additional 25K bonus points after a total of $20K in purchases within 12 months60K bonus points after 3K in purchases within the first 3 months

US Bank Altitude Points → Air France KLM Flying BlueNotes

Available only to US Bank Altitude Reserve cardholders. Transfers reported instant.Removed as a US Bank Altitude Points transfer partner effective 08/12/26, fewer than 24 hours after the transfer program launched. Several readers reported transfer issues to this program; US Bank may restore it later.

US Bank Altitude Points → Air France KLM Flying BlueDeactivated date

none2026-08-12

US Bank Altitude Points → Qantas Frequent FlyerNotes

Available only to US Bank Altitude Reserve cardholders.Removed as a US Bank Altitude Points transfer partner effective 08/12/26, fewer than 24 hours after the transfer program launched.

US Bank Altitude Points → Qantas Frequent FlyerDeactivated date

none2026-08-12

American Express Membership Rewards → LHW Leaders ClubNew transfer partner

1:0.25

Citi ThankYou Rewards → LHW Leaders ClubRenamed

Leading Hotels of the World Leaders ClubLHW Leaders Club

Leading Hotels of the World Leaders ClubRenamed

Leading Hotels of the World Leaders ClubLHW Leaders Club

US Bank Altitude Points → Ethiopian Airlines ShebaMilesRenamed

Ethiopian Sheba RewardsEthiopian Airlines ShebaMiles

Tue, Aug 113 changes

US Bank Altitude PointsNew transfer partner

none

Savor Cash RewardsSign-up bonus

$250 after $500 spend in the first 3 months$200 after $500 spend in the first 3 months

Alaska Atmos Rewards Summit Visa InfiniteSign-up bonus

100K points + 25K global companion award after $6K spend in the first 90 days80K points + 25K global companion award after $4K spend in the first 90 days

Mon, Aug 102 changes

Customized Cash RewardsCategory choices

Id: bofa_3pct_category; Name: 3% Bonus Category; Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Options: Id: gas_ev; Label: Gas & EV Charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Match categories: home improvement; furnishingsDescription: Choose one category to earn 3% cash back instead of the 1% base rate.; Id: bofa_3pct_category; Name: 3% Bonus Category; Options: Id: gas_ev; Label: Gas & EV Charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Match categories: home improvement; furnishings

Air France KLM Visa SignatureSign-up bonus

70K bonus miles + 100 Experience Points (XP) after $3K spend in the first 90 days + 30K bonus miles after spending $7.5K in the first 180 days70K bonus miles + 100 Experience Points (XP) after $3K spend in the first 90 days

Sun, Aug 92 changes

Customized Cash RewardsCategory choices

noneId: bofa_3pct_category; Name: 3% Bonus Category; Description: Choose one category to earn 3% cash back instead of the 1% base rate.; Options: Id: gas_ev; Label: Gas & EV Charging; Match categories: gas; ev charging; Id: online_shopping; Label: Online Shopping; Match categories: online_shopping; online shopping; Id: dining; Label: Dining; Match categories: dining; restaurants; Id: travel; Label: Travel; Match categories: travel; hotels; airlines; flights; Id: drug_stores; Label: Drug Stores; Match categories: drugstores; drug stores; pharmacy; Id: home_improvement; Label: Home Improvement & Furnishings; Match categories: home improvement; furnishings

Bilt CashNow valued

0.4¢ per point

Fri, Aug 79 changes

Marriott Bonvoy BrilliantSign-up bonus

150K bonus points and a $250 statement credit after $6K in eligible purchases within the first 6 months. Offer expires 09/30/26.150K bonus points and a $250 statement credit after $6K in eligible purchases within the first 6 months

Marriott Bonvoy BrilliantSign-up bonus expiration

2026-09-30 removed

Marriott Bonvoy BevySign-up bonus

125K bonus points + a $150 statement credit after $5K in eligible purchases within the first 6 months. Offer expires 09/30/26.125K bonus points + a $150 statement credit after $5K in eligible purchases within the first 6 months

Marriott Bonvoy BevySign-up bonus expiration

2026-09-30 removed

Marriott Bonvoy BevySign-up bonus

125K bonus points + a $150 statement credit after $5K in eligible purchases within the first 6 months125K bonus points + a $150 statement credit after $5K in eligible purchases within the first 6 months. Offer expires 09/30/26.

Marriott Bonvoy BevySign-up bonus expiration

none2026-09-30

Marriott Bonvoy BrilliantSign-up bonus

150K bonus points and a $250 statement credit after $6K in eligible purchases within the first 6 months150K bonus points and a $250 statement credit after $6K in eligible purchases within the first 6 months. Offer expires 09/30/26.

Marriott Bonvoy BrilliantSign-up bonus expiration

none2026-09-30

Marriott Bonvoy BoundlessSign-up bonus

4 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2.027K: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually.4 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually.

Thu, Aug 612 changes

Virgin Red Rewards MastercardSign-up bonus

60K after $4K spend in the first 3 months + 20K after an additional $2K spend in the first 6 months + 2.5K for adding an authorized user (up to 4)60K after $4K spend in the first 3 months + 20K after an additional $2K spend in the first 6 months

Aeroplan CardSign-up bonus

60K bonus points after you spend $3K on purchases in the first 3 months that the account is open.75K bonus points after $4K in purchases within the first 3 months + an additional 25K bonus points after a total of $20K in purchases within 12 months

Marriott Bonvoy BoldSign-up bonus

60K points after spending $1K on eligible purchases within the first 3 months45K points after spending $1K on eligible purchases within the first 3 months

Marriott Bonvoy BevySign-up bonus

85K bonus points after $5K in eligible purchases within the first 6 months and an extra 50K bonus points after you make an additional $2K in eligible purchases within the first 6 months125K bonus points + a $150 statement credit after $5K in eligible purchases within the first 6 months

Marriott Bonvoy BrilliantSign-up bonus

100K bonus points after $6K in eligible purchases within the first 6 months and an extra 50K bonus points after you make an additional $2K in purchases within the first 6 months150K bonus points and a $250 statement credit after $6K in eligible purchases within the first 6 months

Marriott Bonvoy BoundlessSign-up bonus

125K bonus points + 1 Free Night Award after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Plus, get up to $100 in statement credits after spending $500 on eligible airline purchases ($50 semi-annually).4 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2.027K: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually.

Sapphire PreferredSign-up bonus

100K bonus points after spending $5K within the first three months from account opening.75K bonus points after spending $5K within the first three months from account opening.

Chase Ultimate Rewards → Club Iberia PlusNotes

Instant. 20% transfer bonus through 03/31/26.Instant.

Chase Ultimate Rewards → British Airways ClubNotes

Instant. 20% transfer bonus through 03/31/26.Instant.

Chase Ultimate Rewards → Aer Lingus AerClubNotes

Instant. 20% transfer bonus through 03/31/26.Instant.

Chase Ultimate Rewards → Wyndham RewardsNotes

New as of 02/25/26. 30% transfer bonus through 03/31/26.New as of 02/25/26.

Virgin Red Rewards MastercardSign-up bonus

60K after $4K spend in the first 3 months + 20K after an additional $2K spend in the first 6 months60K after $4K spend in the first 3 months + 20K after an additional $2K spend in the first 6 months + 2.5K for adding an authorized user (up to 4)

Tue, Aug 42 changes

Virgin Red Rewards MastercardSign-up bonus

60K after $4K spend in the first 90 days60K after $4K spend in the first 3 months + 20K after an additional $2K spend in the first 6 months

JetBlue PlusSign-up bonus

70K points after $1K in spend in the first 90 days75K points after $1K in spend in the first 90 days

Mon, Aug 360 changes

LATAM AirlinesSign-up bonus

15K miles after $1K spend in the first three months15K miles after $1K spend within the first three months

LATAM Airlines World EliteSign-up bonus

40K miles after $2.5K spend in the first three months40K miles after $2.5K spend within the first three months

MGM Rewards IconicSign-up bonus

30K points and 15K Tier Credits after $5K spend in the first three billing cycles. Apply by 08/31/26.30K points and 15K tier credits after $5K spend in the first 3 billing cycles + $200 Resort Credit

MGM Rewards World EliteSign-up bonus

10K points and 10K Tier Credits after $1.5K spend in the first three billing cycles. Apply by 08/31/26.10K points and 10K tier credits after $1K spend in the first 3 billing cycles

Capital One Venture BusinessSign-up bonus

100K miles after $10K spend in the first 3 months from account opening100K miles after $10K spend in the first 3 months

Hawaiian Airlines Business MastercardSign-up bonus

50K Atmos Rewards points after $4K spend and paying the annual fee in full, both within the first 90 days50K miles after spending $4K on purchases and paying the annual fee, both within the first 90 days

American Express Graphite Business Cash Unlimited CardSign-up bonus

$1,500 back after $50,000 in eligible purchases within the first 6 months of card membership$1.5K after $50K spend within the first 6 months

Evergreen by FNBO BusinessSign-up bonus

$200 cash bonus (20K points) after $3K spend in the first three billing cycles$200 in rewards (20K points) after $1K in purchases in first 3 billing cycles

Unity by Hard RockSign-up bonus

10K Unity Points after $1K spend within 90 days of account opening, on purchases outside participating Hard Rock properties10K Unity Points after $1K spend within 90 days

SoFi SmartSign-up bonus

Waitlist only; no welcome offer statedWaitlist Only

Amazon Prime BusinessSign-up bonus

Targeted offer: $100 statement credit after $3,000 in net purchases in the first 3 months; offers may vary, with reports of up to $750 back for the same spending requirement.$100 statement credit after you make $3K in Net Purchases on your Card in the first 3 months. Offers seem to vary substantially by member. Terms apply.

TD Business Solutions VisaSign-up bonus

$400 cash back after $3,000 in purchases in the first 90 days$400 after $3K spend in the first 90 days

Booking.com Genius RewardsSign-up bonus

$150 in Travel Credits after $1.5K spend in the first 90 days$150 in Booking.com credits after spending $1.5K in the first 90 days

Citi ThankYou Rewards → Turkish Airlines Miles&SmilesTransfer bonus

none40% bonus through Aug 31

MGM Rewards IconicFamily

noneCan downgrade: true; Can upgrade: false; Family id: mgm_rewards; Family name: MGM Rewards; Is top tier: true; Siblings: Slug: mgm-rewards-world-elite-mastercard; Tier: 1; Tier name: World Elite; Tier: 2; Tier name: Iconic

MGM Rewards World EliteNew card

none

Amazon Prime VisaFamily

noneFamily id: amazon; Family name: Amazon; Tier: 2; Tier name: Prime Visa; Is top tier: true; Can upgrade: false; Can downgrade: true; Siblings: Slug: amazon-visa-card; Tier: 1; Tier name: Visa

Amazon VisaFamily

noneFamily id: amazon; Family name: Amazon; Tier: 1; Tier name: Visa; Is top tier: false; Can upgrade: true; Can downgrade: false; Siblings: Slug: amazon-prime-visa-card; Tier: 2; Tier name: Prime Visa

JetBlue PlusFamily › Can downgrade

falsetrue

JetBlue PlusFamily › Siblings

Slug: jetblue-premier-card; Tier: 2; Tier name: PremierSlug: jetblue-card; Tier: 1; Tier name: JetBlue; Slug: jetblue-premier-card; Tier: 3; Tier name: Premier

JetBlue PlusFamily › Tier

12

LATAM Airlines World EliteNew card

none

MGM Rewards IconicNew card

none

JetBlueNew card

none

Evergreen by FNBO BusinessNew card

none

Best Western Rewards Visa SignatureNew card

none

LATAM AirlinesNew card

none

Korean Air SKYPASS SelectNew card

none

Booking.com Genius RewardsNew card

none

JetBlue PremierFamily › Siblings

Slug: jetblue-plus-card; Tier: 1; Tier name: PlusSlug: jetblue-card; Tier: 1; Tier name: JetBlue; Slug: jetblue-plus-card; Tier: 2; Tier name: Plus

JetBlue PremierFamily › Tier

23

Unity by Hard RockNew card

none

Celebrity Cruises Visa SignatureCard status

AvailableRetired

Celebrity Cruises PointsNow valued

1¢ per point

Royal ONENew card

none

Royal Caribbean Visa SignatureCard status

AvailableRetired

Royal ONE PlusNew card

none

Royal Caribbean PointsNow valued

1¢ per point

American Express Membership Rewards → British Airways ClubTransfer bonus

none30% bonus through Sep 27

American Express Membership Rewards → Club Iberia PlusTransfer bonus

none30% bonus through Sep 27

Free Spirit Travel More MastercardSign-up bonus

60K points plus $100 companion voucher after $1K spend in the first 90 daysNo longer available - card discontinued

Free Spirit Travel More MastercardAvailability

nonediscontinued

Hawaiian Airlines World Elite MastercardSign-up bonus

60K miles after $1k spend within first 90 daysThis card is no longer open for new applicants

Hawaiian Airlines World Elite MastercardAvailability

noneclosed

Free Spirit Travel MastercardSign-up bonus

10K after $500 spend in the first 90 daysNo longer available - card discontinued

Free Spirit Travel MastercardAvailability

nonediscontinued

American Express Membership Rewards → Aer Lingus AerClubTransfer bonus

none30% bonus through Sep 27

Chase Ultimate Rewards → World of HyattCard conditions

The 4:3 Chase-reduced-Hyatt tier applies immediately to Sapphire Preferred, Ink Business Preferred, Corporate Flex, and Ink Plus cardholders who apply on or after 6/15/26; accounts opened before 6/15/26 retain 1:1 until 10/1/26. Sapphire Reserve remains 1:1.The 4:3 Chase-reduced-Hyatt tier applies immediately to Sapphire Preferred, Ink Business Preferred, Corporate Flex, and Ink Plus cardholders who apply on or after 6/15/26; accounts opened before 6/15/26 retain 1:1 until 10/1/26. Sapphire Reserve and Sapphire Reserve for Business remain 1:1.

SoFi SmartNew card

none

AttuneSign-up bonus

$100 Cash Rewards after $500 spend in the first 3 monthsThis card is no longer open for new applicants

AttuneAvailability

noneclosed

Chase Ultimate Rewards → World of HyattCard conditions

noneThe 4:3 Chase-reduced-Hyatt tier applies immediately to Sapphire Preferred, Ink Business Preferred, Corporate Flex, and Ink Plus cardholders who apply on or after 6/15/26; accounts opened before 6/15/26 retain 1:1 until 10/1/26. Sapphire Reserve remains 1:1.

American Express Membership Rewards → Avianca LifeMilesNotes

15% transfer bonus offered by Avianca. Expires 03/28/26. Minimum transfer of 1,000 points required.Instant. Minimum transfer of 1,000 points required.

Premier Autograph Visa InfiniteNew card

none

TD Business Solutions VisaNew card

none

Amazon Prime BusinessNew card

none

Miles & More World Elite MastercardSign-up bonus

50K Miles after $3K spend in the first 90 days70K miles after $4K spend in the first 90 days

Hawaiian Airlines Business MastercardSign-up bonus

50K miles after $4K spend in first 90 days50K Atmos Rewards points after $4K spend and paying the annual fee in full, both within the first 90 days

AT&T Points PlusNew card

none

JetBlue PremierSign-up bonus

80K TrueBlue points + 5 tiles after $5K spend in first 90 days and payment of annual fee100K TrueBlue points after $5K spend in first 90 days and payment of annual fee

Sun, Aug 23 changes

Capital One Miles → EVA Air Infinity MileageLandsTransfer bonus

30% bonus removed

Rove Miles → Frontier MilesTransfer bonus

25% bonus removed

American Express Membership Rewards → Virgin Atlantic Flying ClubTransfer bonus

30% bonus removed

Sat, Aug 111 changes

Spark Miles Select for BusinessCard name

Capital One Spark Miles Select for BusinessCapital One VentureOne Business

Spark Miles Select for BusinessAliases

Spark Miles Select; C1 Spark Miles SelectSpark Miles Select; C1 Spark Miles Select; Capital One Spark Miles Select for Business

Spark Miles Select for BusinessRenamed

Spark Miles Select for BusinessVentureOne Business

Spark Miles Select for BusinessShort name

Spark Miles SelectVentureOne Business

Capital One Venture BusinessNew card

none

Chase Ultimate Rewards → IHG One RewardsTransfer bonus

none70% bonus through Aug 31

Platinum Card for Morgan StanleySign-up bonus

150K after $12K spend within first 6 months80K after $12K spend within first 6 months

Capital One Venture BusinessFamily

noneCan downgrade: true; Can upgrade: false; Family id: capital_one_venture_business; Family name: Capital One Venture Business; Is top tier: false; Siblings: Slug: capital-one-spark-miles-select-for-business; Tier: 1; Tier name: VentureOne Business; Tier: 2; Tier name: Venture Business

VentureOne BusinessFamily

noneCan downgrade: false; Can upgrade: true; Family id: capital_one_venture_business; Family name: Capital One Venture Business; Is top tier: false; Siblings: Slug: capital-one-venture-business; Tier: 2; Tier name: Venture Business; Tier: 1; Tier name: VentureOne Business

Capital One Miles → Avianca LifeMilesTransfer bonus

none15% bonus through Aug 31

Chase Ultimate Rewards → IHG One RewardsTransfer bonus

100% bonus removed

Fri, Jul 311 change

American Express Graphite Business Cash Unlimited CardNew card

none

Thu, Jul 3019 changes

Hilton Honors BusinessSign-up bonus

130K Hilton Honors bonus points after you spend $8K in purchases on the card in the first 6 months of card membership. Terms apply. (Rates & Fees)130K Hilton Honors bonus points after you spend $6K in purchases on the card in the first 6 months of card membership. Terms apply. (Rates & Fees)

Hilton Honors AspireSign-up bonus

175K after $6K spend on eligible purchases in the first 6 months of card membership. Free night certificate every year150K after $6K spend on eligible purchases in the first 6 months of card membership. Free night certificate every year

Hilton HonorsSign-up bonus

100K bonus points and a $100 statement credit after you spend $2K in purchases on the card in the first 6 months of card Membership. Terms apply. Rates & Fees80K bonus points after you spend $2K in purchases on the card in the first 6 months of card Membership. Terms apply. Rates & Fees

Hilton Honors SurpassSign-up bonus

130K bonus points after you spend $3K in purchases on the card in the first 6 months of card membership. Terms apply. Rates & Fees, $0 introductory annual fee for the first year, then $150130K bonus points after you spend $3K in purchases on the card in the first 6 months of card membership. Terms apply. Rates & Fees

Robinhood GoldForeign transaction fee

03

Accounts opened before 07/01/26 keep 0% foreign transaction fees. The 3% fee applies only to accounts opened on or after that date.

Hilton Honors BusinessSign-up bonus

Limited time offer: Enjoy a $0 intro annual fee for the first year (then $195) and earn 130K Hilton Honors bonus points after you spend $8K in purchases on the card in the first 6 months of card membership. Terms apply. (Rates & Fees)(Offer Expires 7/29/2026), $0 introductory annual fee for the first year, then $195130K Hilton Honors bonus points after you spend $8K in purchases on the card in the first 6 months of card membership. Terms apply. (Rates & Fees)

Hilton Honors BusinessSign-up bonus expiration

2026-07-29 removed

Hilton HonorsSign-up bonus

100K bonus points and a $100 statement credit after you spend $2K in purchases on the card in the first 6 months of card Membership. Terms apply. Rates & Fees (Offer Expires 7/29/2026)100K bonus points and a $100 statement credit after you spend $2K in purchases on the card in the first 6 months of card Membership. Terms apply. Rates & Fees

Hilton HonorsSign-up bonus expiration

2026-07-29 removed

Hilton Honors SurpassSign-up bonus

130K bonus points after you spend $3K in purchases on the card in the first 6 months of card membership. Terms apply. Rates & Fees(Offer Expires 7/29/2026), $0 introductory annual fee for the first year, then $150130K bonus points after you spend $3K in purchases on the card in the first 6 months of card membership. Terms apply. Rates & Fees, $0 introductory annual fee for the first year, then $150

Hilton Honors SurpassSign-up bonus expiration

2026-07-29 removed

Robinhood PlatinumForeign transaction fee

none0

Wyndham Earner PremierForeign transaction fee

none0

Marriott Bonvoy → Cathay Pacific Asia MilesTransfer bonus

none10% bonus through Aug 28

American Express Membership Rewards → Cathay Pacific Asia MilesTransfer bonus

none10% bonus through Aug 28

Capital One Miles → Cathay Pacific Asia MilesTransfer bonus

none10% bonus through Aug 28

Wells Fargo Rewards → Cathay Pacific Asia MilesTransfer bonus

none10% bonus through Aug 28

Citi ThankYou Rewards → Cathay Pacific Asia MilesTransfer bonus

none10% bonus through Aug 28

Bilt Rewards → Cathay Pacific Asia MilesTransfer bonus

none10% bonus through Aug 28

Wed, Jul 294 changes

Rove Miles → Virgin RedNew transfer partner

1:1

Citi ThankYou Rewards → Choice PrivilegesTransfer ratio

1.41.05

Citi ThankYou Rewards → Choice PrivilegesNotes

Instant. 1.4 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).Instant. 1.05 without a premium card (Strata Elite, Strata Premier, Prestige, or AT&T Access More).

Citi ThankYou Rewards → Choice PrivilegesTransfer ratio rules

Ratio: 2.0; When: Card group: citi_premium; Notes: Premium ThankYou card ratio.Ratio: 1.5; When: Card group: citi_premium; Notes: Premium ThankYou card ratio.

Tue, Jul 2814 changes

EveryDaySign-up bonus

None (Previously available bonuses may no longer apply)none

FreedomSign-up bonus

None (Previously available bonuses may no longer apply)none

EveryDay PreferredSign-up bonus

None (Previously available bonuses may no longer apply)none

Wyndham Earner PremierNetwork

noneVisa

Robinhood PlatinumSign-up bonus

Currently available by waitlist only; no welcome offer announcedThis card is currently available by waitlist only

Robinhood PlatinumNetwork

noneVisa

Amazon VisaSign-up bonus

up to $100 Amazon Gift Card instantly upon approval$150 Amazon gift card upon approval. Terms apply. Log in to your Amazon account to see what offer you qualify for. Note that you may be offered the Amazon Prime Visa if you are a Prime member.

Wells Fargo Rewards → Cathay Pacific Asia MilesNew transfer partner

1:1

Robinhood PlatinumNew card

none

Wyndham Rewards Earner PlusAnnual fee

7595

Cardholders who had this card before 6/17/26 keep their original $75 annual fee, earning rates, and benefits unchanged. That includes automatic Platinum status but not Emerald Club Executive status with National, which only accounts opened on or after 6/17/26 get. A legacy holder who accepted Barclays' online upgrade to the refreshed card (offered to some Earner Plus holders since September 2026) does have it.

Wyndham Earner PremierNew card

none

Wyndham Rewards Earner BusinessAnnual fee

95149

Cardholders who had this card before 6/17/26 keep their original $95 annual fee, earning rates, and benefits unchanged. That includes automatic Diamond status but not Emerald Club Executive status with National, which only accounts opened on or after 6/17/26 get.

Amex GreenSign-up bonus

40K Membership Rewards points after $3K spend in 6 monthsN/A - Card is no longer available for new applicants

Air France KLM World Elite MastercardCard status

AvailableRetired

Mon, Jul 272 changes

Robinhood PlatinumFamily

noneCan downgrade: false; Can upgrade: false; Family id: robinhood_personal; Family name: Robinhood; Is top tier: true; Siblings: Slug: robinhood-gold-card; Tier: 1; Tier name: Gold; Tier: 2; Tier name: Platinum

Robinhood GoldFamily

noneCan downgrade: false; Can upgrade: true; Family id: robinhood_personal; Family name: Robinhood; Is top tier: false; Siblings: Slug: robinhood-platinum-credit-card; Tier: 2; Tier name: Platinum; Tier: 1; Tier name: Gold

Every dataset change, on the record.