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Card Economics
Annual Fee
$99
Ongoing Annual Value
$16
First-Year Value Estimate
$842
Net Value
−$83
Card type: BusinessForeign transaction fee: NoneCurrency: American AAdvantage
AAdvantage Business World Elite Mastercard

AAdvantage Business World Elite Mastercard

Citi
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Sign-up Bonus

65K miles after $4K spend in first 4 months, $0 introductory annual fee for the first year
Am I eligible?

Earning Structure

2XAmerican Airlines purchases2.8%
2XCable2.8%
2XCar rentals2.8%
2XGas Stations2.8%
2XPhone services2.8%
2XSatellite2.8%
1XAll other purchases1.4%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for American Airlines purchases?Is this the best card for Cable?Is this the best card for Car rentals?

Benefits

Worth it for me?
Elite Status (2)
  • American AAdvantage: 1 Loyalty Point per eligible dollar spent toward AAdvantage status
  • American AAdvantage: Authorized Users now earn Loyalty Points for eligible purchases (through 12/31/2026)

Other Perks

  • 25% savings on in-flight Wi-Fi, food and beverage purchases
  • First checked bag free on domestic American Airlines-operated itineraries for you and up to 4 companions; account and primary cardmember's AAdvantage number must generally be on the reservation at least 7 days before travel
  • $99 companion certificate after $30K spend in membership year
  • Group 5 preferred boarding
  • AAdvantage Business program minimum requirements waived
  • Citi Entertainment presale access to concerts, sports, and cultural events