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Card Economics
- Annual Fee
- $89
- Ongoing Annual Value
- $165
- First-Year Value Estimate
- $787
- Net Value
- +$76
Card type: PersonalForeign transaction fee: NoneCurrency: Air France KLM Flying Blue
Sign-up Bonus
70K bonus miles + 100 Experience Points (XP) after $3K spend in the first 90 days
Am I eligible?Earning Structure
3XAir France, KLM, and SkyTeam purchases3.9%
3XDining3.9%
1.5XAll other purchases2%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Elite Status (3)
- Air France KLM Flying Blue: 20 XP annually on anniversary
- Air France KLM Flying Blue: Additional 80 XP (total 100 XP) after $15K-$24,999 annual spend
- Air France KLM Flying Blue: Additional 60 XP (total 160 XP) after $25K+ annual spend
Protections (9)
- Trip Cancellation/Interruption — up to $2,500 — Up to $2,500 per trip for nonrefundable passenger fares
- Trip Delay — up to $500 — Up to $500 for trips delayed more than 12 hours
- Baggage Delay — Up to $100 per day for up to 5 days when bags delayed 6+ hours
- Lost Luggage — Coverage for luggage and contents lost/stolen by common carrier
- Emergency Evacuation — up to $15,000 — Coverage for emergency medical evacuation costs up to $15,000. Repatriation of remains coverage up to $1,000.
- Purchase Protection — 90 days coverage for stolen or damaged eligible items
- Extended Warranty — Extends manufacturer's warranty up to 1 additional year
- Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for collision damage and theft
- Cell Phone Protection — up to $800 — Up to $800 per claim for damaged or stolen cell phones when you pay your monthly bill with this card; $50 deductible per claim
Other Perks
- 5K miles each anniversary after spending $50+ in the anniversary year
- Miles don't expire if you make a purchase once every 2 years