Alaska Atmos Rewards Visa Business
Bank of America$95 a yearVisa Signature BusinessNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it.
Welcome bonus
75,000points
+ $99 Companion Fare
after $4,000 in purchases in the first 3 months
In line with past offers.
2/3/4 Rule, 3/12 Rule and 2 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus75,000 points at 1.5¢ + $99 Companion Fare at an estimated $128 | $1,253 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$29 |
| Annual fee | −$95 |
| Meeting the $4,000 minimumearns 1.5% here vs 2% on Double Cash | −$20 |
| First year | $1,167 |
| Each year after | +$193 |
Not counted in the first year: anniversary certificates, other benefits and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Gas Stations | 3% |
| 2X | Transit | 3% |
| 3X | Alaska and Hawaiian Airlines purchases | 4.5% |
| 2X | EV charging | 3% |
| 1X | Everything else | 1.5% |
+ 1 more rate
| Rate | Category | Return |
|---|---|---|
| 2X | Shipping | 3% |
Noteworthy perks
- Free first checked bag for eligible primary cardholder, authorized user, or joint cardholder plus up to 6 companions on Alaska and Hawaiian flights; airfare must be paid by the primary cardholder with the Atmos card and the Atmos number must be on the reservation
- Alaska Atmos Rewards companion certificateArrives on your card anniversary after $6,000 in spend, after the first year
Business card · Earns Alaska Atmos Rewards
Where this card ranks
What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.
Benefits
Elite status (1)
- Alaska Atmos Rewards: Earn 1 status point per $3 spent (30K cap in 2025, no cap starting 2026)
Protections (4)
- Travel Accident Insurance, up to $1,000,000, Provides up to $1,000,000 in accidental death or dismemberment insurance while traveling on a common carrier when the entire fare is charged to your card.
- Purchase Protection, 90 days coverage for stolen or damaged eligible items
- Extended Warranty, Extends manufacturer's warranty up to 1 additional year
- Auto Rental Collision Damage Waiver (secondary), Secondary coverage for collision damage and theft
Other Perks
- $99 Companion Fare ($99 fare + taxes/fees from $23) every account anniversary after $6K+ spend in prior year - valid for Alaska and Hawaiian flights in North America
- Free first checked bag for eligible primary cardholder, authorized user, or joint cardholder plus up to 6 companions on Alaska and Hawaiian flights; airfare must be paid by the primary cardholder with the Atmos card and the Atmos number must be on the reservation
- Priority boarding on Alaska and Hawaiian Airlines
- $100 off annual Alaska Lounge+ membership
- 10% bonus on earned points with eligible Bank of America business deposit account
- 20% back on in-flight food, beverage, and Wi-Fi purchases on Alaska and Hawaiian Airlines
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account. to Get 75K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Oct 21, 2026
- changed from null to credit_lineOct 11, 2026
- changed from null to Alaska BusinessOct 8, 2026
- changed from 85K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $5.5K or more on purchases within the first 90 days of opening your account. to 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Oct 5, 2026
- changed from 5500 to 4000Oct 5, 2026
- changed from Limited-time online offer - Get 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account. to 85K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $5.5K or more on purchases within the first 90 days of opening your account.Sep 28, 2026
- changed from 4000 to 5500Sep 28, 2026
- changed from 70K points + Companion Fare ($99 fare + taxes) after $4K spend in the first 90 days to Limited-time online offer - Get 70K bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $4K or more on purchases within the first 90 days of opening your account.Sep 17, 2026
- changed from 85K points + Companion Fare ($99 fare + taxes) after $5.5K spend in the first 90 days to 70K points + Companion Fare ($99 fare + taxes) after $4K spend in the first 90 daysSep 16, 2026
- changed from 5500 to 4000Sep 16, 2026
- changed from null to 5500Aug 13, 2026
- changed from null to 90Aug 13, 2026