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Card Economics
Annual Fee
$95
Ongoing Annual Value
$115
First-Year Value Estimate
$1,242
Net Value
+$20
Card type: BusinessForeign transaction fee: NoneCurrency: Alaska Atmos Rewards
Alaska Atmos Rewards Visa Business

Alaska Atmos Rewards Visa Business

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Sign-up Bonus

85K points + Companion Fare ($99 fare + taxes) after $5.5K spend in the first 90 days
Am I eligible?

Earning Structure

3XAlaska and Hawaiian Airlines purchases4.5%
2XEV charging3%
2XGas Stations3%
2XShipping3%
2XTransit3%
1XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Where this card ranks

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Benefits

Worth it for me?
Elite Status (1)
  • Alaska Atmos Rewards: Earn 1 status point per $3 spent (30K cap in 2025, no cap starting 2026)
Protections (4)
  • Travel Accident Insurance — up to $1,000,000 — Provides up to $1,000,000 in accidental death or dismemberment insurance while traveling on a common carrier when the entire fare is charged to your card.
  • Purchase Protection — 90 days coverage for stolen or damaged eligible items
  • Extended Warranty — Extends manufacturer's warranty up to 1 additional year
  • Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for collision damage and theft

Other Perks

  • $99 Companion Fare ($99 fare + taxes/fees from $23) every account anniversary after $6K+ spend in prior year - valid for Alaska and Hawaiian flights in North America
  • Free first checked bag for eligible primary cardholder, authorized user, or joint cardholder plus up to 6 companions on Alaska and Hawaiian flights; airfare must be paid by the primary cardholder with the Atmos card and the Atmos number must be on the reservation
  • Priority boarding on Alaska and Hawaiian Airlines
  • $100 off annual Alaska Lounge+ membership
  • 10% bonus on earned points with eligible Bank of America business deposit account
  • 20% back on in-flight food, beverage, and Wi-Fi purchases on Alaska and Hawaiian Airlines