Amazon Business Prime

BEING DISCONTINUED

The issuer is winding this card down, existing holders included.

Sign-up Bonus

N/A - Card is no longer available for new applicants

5%Amazon Business5%

5%Amazon.com5%

5%AWS5%

5%Whole Foods5%

2%US Dining2%

2%US Gas Stations2%

2%US Wireless services2%

1%All other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Protections (5)

Baggage Insurance — up to $1,250 — Up to $1,250 for carry-on baggage, $500 for checked baggage, per person, in excess of carrier coverage
Purchase Protection — up to $1,000 — 90 days coverage for theft/damage, up to $1,000 per occurrence, $50,000 per calendar year
Extended Warranty — up to $10,000 — Extends manufacturer warranty by up to 1 year for warranties of 5 years or less. Up to $10,000 per item, $50,000 per year.
Return Protection — up to $300 — Refunds full purchase price if merchant won't accept return within 90 days. Up to $300 per item, $1,000 per calendar year.
Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage for rental car damage or theft, up to $50,000

Requires Amazon Business Prime membership ($179/year for Essentials, or free Duo plan with personal Prime membership)
Enhanced data views with line item details of Amazon Business transactions on americanexpress.com
Business-only pricing with exclusive discounts on 5+ million products
Employee purchase controls with multi-user accounts, approval workflows, and spending limits
Note: Payment Terms option discontinued effective March 31, 2026