Amazon Prime Business

Amazon Prime Business

US BankNo annual feeWorld Elite MastercardNo foreign transaction feeIssuer's page

The welcome offer is too small to apply for on its own.

Already have it? Keep it.

Welcome bonus

$100

after $3,000 in purchases in the first 3 months

Open Card Requirement, 5/12 Rule. Am I eligible?

First year
$190
Each year after
+$120

A typical spender, at Miles' point values.

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Compare
A typical spender, at Miles' point values. Values as of October 22, 2026. How Miles computes this
First-year valueAmount
Welcome bonus$100 cash$100
Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend+$120
Annual fee$0
Meeting the $3,000 minimumearns 1% here vs 2% on Double Cash−$30
First year$190
Each year after+$120
No ads, no paid placement · Your wallet, your math

Earning

Ranked by how much of a typical year's spending each rate covers. Return is the cash back rate itself. Rates in medium weight return more than the 2% benchmark. 5% on up to $150,000 a year combined, then 1%.
RateCategoryReturn
2%Top 3 eligible non-Amazon spending categoriesup to $150,000 a year, then 1%2%
5%Amazon Business5%
5%Amazon.com5%
5%Whole Foods Market5%
1%Everything else1%
+ 2 more rates
More earning rates
RateCategoryReturn
5%Prepaid travel booked through U.S. Bank Travel Center5%
5%AWS5%

Business card · Earns Cash Back

Is this the best card for Top 3 eligible non-Amazon spending categories?Is this the best card for Amazon Business?Is this the best card for Amazon.com?
Sources and methodology

First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.

Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.

The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.

Recent changes

  • changed from null to World Elite Mastercard
    Oct 14, 2026
  • changed from null to credit_line
    Oct 11, 2026
  • changed from null to Amazon Prime Business
    Oct 8, 2026
  • changed from U.S. Bank to US Bank
    Aug 14, 2026
  • changed from Available to Available
    Aug 14, 2026
  • changed from null to 3000
    Aug 13, 2026
  • changed from null to 90
    Aug 13, 2026
  • changed from Targeted offer: $100 statement credit after $3,000 in net purchases in the first 3 months; offers may vary, with reports of up to $750 back for the same spending requirement. to $100 statement credit after you make $3K in Net Purchases on your Card in the first 3 months. Offers seem to vary substantially by member. Terms apply.
    Aug 3, 2026
  • added
    Aug 3, 2026
Last updated: October 17, 2026