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Card Economics
Annual Fee
$295
Ongoing Annual Value
−$248
First-Year Value Estimate
$655
Net Value
−$543
Card type: BusinessForeign transaction fee: NoneCurrency: Cash Back
American Express Graphite Business Cash Unlimited Card

American Express Graphite Business Cash Unlimited Card

American Express
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Sign-up Bonus

$1.5K after $50K spend within the first 6 months
Am I eligible?

Earning Structure

5%Flights booked through American Express Travel5%
5%Prepaid hotels booked through American Express Travel5%
2%All other purchases2%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Flights booked through American Express Travel?Is this the best card for Prepaid hotels booked through American Express Travel?Is this the best card for All other purchases?

Benefits

Worth it for me?
Credits & Perks (1)
  • American Express One AP Credit: $2,400 (Annual Calendar Year)

    Up to $2,400 in statement credits in the following calendar year towards monthly fees for American Express One AP after spending $250,000 or more in eligible purchases in a calendar year

Other Perks

  • Amex Pay Over Time feature with no preset spending limit
  • Reward Dollars can be redeemed as statement credits and at Amazon.com checkout
  • Plastic employee cards available for no annual fee ($95 annual fee for metal employee cards)