Allways Rewards Visa
Bank of America$59 a yearVisa SignatureNo foreign transaction feeIssuer's page
Wait for a bigger offer if you can: a higher one ran recently.
Already have it? Keep it if what you use each year covers the fee.
Welcome bonus
30,000points
after $1,500 in purchases in the first 3 months
Lower than the 40,000-point offer (after $2,000 spend) we last recorded in August 2026.
2/3/4 Rule, 3/12 Rule and 2 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus30,000 points at 1¢ | $300 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | $0 |
| Annual fee | −$59 |
| Meeting the $1,500 minimumearns 1% here vs 2% on Double Cash | −$15 |
| First year | $226 |
| Each year after | +$56 |
Not counted in the first year: other benefits and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Dining | 2% |
| 3X | Allegiant purchases | 3% |
| 1X | Everything else | 1% |
Noteworthy perks
- Priority boarding and one free beverage on Allegiant flights
Personal card · Earns Allways Rewards Points
Benefits
Protections (4)
- Travel and Emergency Assistance, Travel and emergency assistance services available 24/7
- Purchase Protection, up to $500, Up to $500 per claim, $50,000 per account for items stolen or damaged within 120 days of purchase
- Extended Warranty, Extends manufacturer's warranty up to 1 additional year on warranties of 3 years or less
- Auto Rental Collision Damage Waiver (secondary), Secondary coverage for collision damage and theft on rental vehicles
Other Perks
- BOGO airfare on vacation packages with 4+ night hotel stays or 7+ day car rentals
- Priority boarding and one free beverage on Allegiant flights
- No blackout dates or destination restrictions on point redemptions
- Exclusive cardholder travel deals and discounted fares
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Allways RewardsOct 8, 2026
- changed from 40K bonus points after $2K spend in first 90 days to 30K bonus points after $1.5K spend in first 90 daysAug 19, 2026
- changed from 2000 to 1500Aug 19, 2026
- changed from null to 2000Aug 13, 2026
- changed from null to 90Aug 13, 2026