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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $185
- First-Year Value Estimate
- $420
- Net Value
- +$185
Card type: BusinessForeign transaction fee: NoneCurrency: Bank of America Points
Earning Structure
3XTravel booked through BOA's travel center3%
1.5XAll other purchases1.5%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Protections (9)
- Travel Accident Insurance — up to $1,000,000 — $1,000,000 in accidental death or dismemberment insurance while traveling on a common carrier when fare is charged to card
- Trip Cancellation/Interruption — up to $2,500 — Up to $2,500 per trip for nonrefundable passenger fares
- Trip Delay — up to $500 — Up to $500 for trips delayed more than 12 hours
- Baggage Delay — Up to $100 per day for up to 5 days when bags delayed 6+ hours
- Lost Luggage — Coverage for luggage and contents lost/stolen by common carrier
- Emergency Evacuation — Coverage for emergency medical evacuation costs
- Purchase Protection — up to $10,000 — Up to $10,000 per item, $50,000 annually for eligible items damaged or stolen within 90 days of purchase
- Extended Warranty — up to $10,000 — Doubles manufacturer's warranty up to 24 additional months on eligible purchases, up to $10,000 per claim
- Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for collision damage and theft
Other Perks
- Up to 75% bonus rewards earning for Preferred Rewards members