Premium Rewards

Sign-up Bonus

60K points (worth up to $600) after $4K spend in first 90 days

2XDining2%

2XTravel2%

1.5XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Credits & Perks (2)

Global Entry/TSA PreCheck: $100 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.
Airline Fees: $100 (Annual Calendar Year)
qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees

Protections (10)

Travel Accident Insurance — up to $500,000 — Up to $500,000 in accidental death or dismemberment insurance while traveling on a common carrier when the fare is charged to card
Trip Cancellation/Interruption — up to $2,500 — Up to $2,500 per trip for nonrefundable passenger fares
Trip Delay — up to $500 — Up to $500 for trips delayed more than 12 hours
Baggage Delay — up to $500 — Up to $100 per day for up to 5 days when bags delayed 6+ hours
Lost Luggage — up to $3,000 — Up to $3,000 per covered trip for luggage and contents lost/stolen by common carrier
Emergency Evacuation — up to $15,000 — Up to $15,000 for emergency medical evacuation and $1,000 for repatriation
Purchase Protection — up to $10,000 — Up to $10,000 per claim, $50,000 per cardholder annually for stolen or damaged eligible items within 90 days of purchase
Extended Warranty — up to $10,000 — Extends manufacturer's warranty up to 1 additional year, up to $10,000 per claim and $50,000 annually
Return Protection — up to $250 — Up to $250 per item, $1,000 annually when retailer won't accept return
Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for collision damage and theft on rental vehicles for up to 15 days (domestic) or 31 days (international)