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Card Economics
Annual Fee
$0
Ongoing Annual Value
$70
First-Year Value Estimate
$234
Net Value
+$70
Card type: PersonalForeign transaction fee: NoneCurrency: Bank of America Points

Sign-up Bonus

25K after $1K spend in the first 90 days
Am I eligible?

Earning Structure

3XTravel booked through BOA's travel center3%
1.5XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Benefits

Protections (2)
  • Purchase Protection — up to $500 — Up to $500 per item, $50,000 annually for eligible items damaged or stolen within 90 days of purchase
  • Extended Warranty — up to $10,000 — Extends manufacturer's warranty up to 1 additional year on eligible warranties of 3 years or less, up to $10,000 per item and $50,000 annually

Other Perks

  • Up to 75% bonus for Preferred Rewards members