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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $70
- First-Year Value Estimate
- $234
- Net Value
- +$70
Card type: PersonalForeign transaction fee: NoneCurrency: Bank of America Points
Earning Structure
3XTravel booked through BOA's travel center3%
1.5XAll other purchases1.5%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Protections (2)
- Purchase Protection — up to $500 — Up to $500 per item, $50,000 annually for eligible items damaged or stolen within 90 days of purchase
- Extended Warranty — up to $10,000 — Extends manufacturer's warranty up to 1 additional year on eligible warranties of 3 years or less, up to $10,000 per item and $50,000 annually
Other Perks
- Up to 75% bonus for Preferred Rewards members