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Card Economics
Annual Fee
$0
Ongoing Annual Value
$70
First-Year Value Estimate
$234
Net Value
+$70
Card type: PersonalForeign transaction fee: 3%Currency: Cash Back
Unlimited Cash Rewards

Unlimited Cash Rewards

Bank of America
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Sign-up Bonus

Limited Time Offer! $250 online cash rewards bonus after you make at least $1K in purchases in the first 90 days of account opening
Am I eligible?

Earning Structure

1.5%All other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for All other purchases?

Benefits

Protections (2)
  • Purchase Protection — up to $500 — Covers damage or theft of eligible purchases for up to 90 days after purchase date, up to $500 per item and $50,000 per year
  • Extended Warranty — up to $10,000 — Extends manufacturer's warranty up to 1 additional year on eligible items with warranties of 3 years or less, up to $10,000 per claim and $50,000 annually

Other Perks

  • Up to 75% bonus rewards earning for Preferred Rewards members