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Card Economics
- Annual Fee
- $89
- Ongoing Annual Value
- $56
- First-Year Value Estimate
- N/A
- Net Value
- −$33
Card type: PersonalForeign transaction fee: NoneCurrency: Barclays Arrival Miles
Barclays Arrival Plus
BEING DISCONTINUED
The issuer is winding this card down, existing holders included.
Earning Structure
2XAll purchases2%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Protections (5)
- Travel Accident Insurance — up to $250,000 — Up to $250,000 coverage for death/dismemberment on common carrier when fare paid with card
- Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per trip, $10,000 per 12-month period for non-refundable trip costs
- Baggage Delay — up to $300 — Up to $100 per day for 3 days for essential items when baggage delayed 12+ hours
- Auto Rental Collision Damage Waiver (secondary) — up to $50,000 — Coverage for rental car damage due to collision or theft, up to $50,000
- Cellular Telephone Protection — up to $800 — Up to $800 per claim, $1,000 per card per 12-month period for damage or theft of cell phone when monthly bill is paid with card; $50 deductible per claim; up to 2 claims per year
Other Perks
- 2X miles on all purchases with no category restrictions or caps
- 5% miles back when redeeming for travel (effective 2.1% return)
- Redeem miles as statement credits against travel purchases at 1 cent per mile
- Minimum redemption: 10,000 miles ($100) for travel statement credits
- Travel redemption window: 120 days from purchase date
- Miles never expire as long as account is open and in good standing
- No blackout dates or award availability restrictions
- Chip and PIN capability (uncommon for US-issued cards)
- Complimentary monthly TransUnion FICO score
- World Elite Mastercard concierge service (24/7)
- Mastercard Luxury Hotel & Resorts portfolio benefits