Cash Back Visa

BECU

Sign-up Bonus

$200 statement credit after $2K spend in first 3 months

1.5%All other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Protections (7)

Trip Cancellation/Interruption — up to $2,000 — Up to $2,000 per insured person for non-refundable common carrier ticket costs when trip is cancelled or interrupted due to death, accidental bodily injury, disease or physical illness, or carrier default due to financial insolvency.
Lost Luggage Reimbursement — up to $1,250 — Up to $1,250 per covered trip for checked luggage lost due to theft or misdirection by the common carrier. Supplemental to other insurance.
Baggage Delay Protection — up to $300 — Up to $100 per day for up to 3 days ($300 total) for essential items when checked baggage is delayed or misdirected more than 4 hours from arrival.
Price Protection — up to $500 — Up to $500 per item if identical item found advertised for less within 60 days of purchase. Up to $2,500 per year. U.S. purchases only.
Extended Warranty — up to $10,000 — Doubles manufacturer's U.S. warranty up to one additional year on eligible warranties of 3 years or less. Up to $10,000 per claim, $50,000 per cardholder.
Travel Accident Insurance — up to $500,000 — Up to $500,000 coverage when common carrier travel fare is charged to card. Covers accidental loss of life, limb, sight, speech, or hearing.
NortonLifeLock ID Navigator — Dark web monitoring, data breach notifications, one-bureau credit monitoring alerts and stolen wallet assistance

Pay-per-use roadside dispatch (towing, tire service, jump starts, lockout service, fuel delivery)
24/7 travel and emergency assistance services (emergency ticket replacement, translation services, prescription assistance)