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Card Economics
- Annual Fee
- $89
- Ongoing Annual Value
- $342
- First-Year Value Estimate
- $343
- Net Value
- +$253
Card type: PersonalForeign transaction fee: NoneCurrency: Best Western Rewards
Earning Structure
10XBest Western purchases6.1%
4XGas Stations2.4%
4XGrocery Stores2.4%
2XAll other purchases1.2%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Elite Status (1)
- Best Western Rewards: Platinum
Protections (8)
- Travel Accident Insurance — up to $750,000 — Up to $750,000 for accidental death or dismemberment on common carrier.
- Trip Cancellation/Interruption — up to $2,000 — Up to $2,000 per person for non-refundable fare when trip is cancelled or interrupted for a covered reason.
- Trip Delay — up to $300 — Up to $300 when trip is delayed more than 12 hours for a covered reason.
- Baggage Loss/Delay — Reimbursement for lost or delayed baggage.
- Purchase Protection — up to $1,000 — 90 days coverage for damage or theft, up to $1,000 per claim.
- Extended Warranty — up to $10,000 — Extends manufacturer's U.S. warranty up to one additional year on eligible warranties of 3 years or less. Up to $10,000 per claim.
- Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for collision damage and theft when rental vehicle is paid for with card.
- Cell Phone Protection — up to $800 — Up to $800 per claim with $100 deductible, up to $1,600 per calendar year. Must pay monthly wireless bill with card.
Other Perks
- Anniversary free night award
- Free night award after $10K spend in cardmember year