Bilt Mastercard

This card has been retired.

It is no longer offered. The information below is kept for historical reference.

Sign-up Bonus

No longer available - card discontinued

3XDining4.7%

3XLyft4.7%

2XTravel3.1%

1XAll other purchases1.6%

1XRent payments (one payment per month, up to 100K points per year)1.6%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Protections (5)

Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per traveler per trip for covered trip cancellation or interruption events
Trip Delay Reimbursement — up to $1,800 — Up to $200 per day for up to 3 days ($1,800 max per trip) for delays exceeding 6 hours
Auto Rental Collision Damage Waiver (primary) — up to $50,000 — Up to $50,000 for collision damage and theft (primary coverage, up to 31 consecutive days)
Cell Phone Protection — up to $800 — Up to $800 per claim, $1,600 per year (max 2 claims) with $25 deductible
Purchase Protection — up to $10,000 — Up to $10,000 per item for theft or damage within 90 days of purchase

Ability to pay rent and earn rewards without fees (must make 5 transactions per statement period to earn points)
Redeem points for 1.25 cents per point through Bilt's travel portal
Monthly 'Rent Day' promo: double points on non-rent purchases on the 1st of each month (6X dining, 4X travel, 2X other) up to 1,000 bonus points per month
$5 Lyft credit for taking 3 eligible rides per month with the card