Brex Cash
Emigrant BankNo annual feeWorld Elite MastercardNo foreign transaction fee
A fair time to apply if the card fits how you spend.
Already have it? Keep it.
Welcome bonus
$250
after $1,000 in purchases
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus$250 cash | $250 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$61 |
| Annual fee | $0 |
| Meeting the $1,000 minimumearns 1% here vs 2% on Double Cash | −$10 |
| First year | $301 |
| Each year after | +$86 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 3X | Dining | 3% |
| 4X | Brex Travelflights & prepaid hotel | 4% |
| 7X | Rideshare | 7% |
| 3X | Eligible Apple products | 3% |
| 1X | Everything else | 1% |
+ 1 more rate
| Rate | Category | Return |
|---|---|---|
| 2X | Recurring software like Salesforce, Zendesk, Twilio | 2% |
Business card · Earns Brex Rewards Points
Benefits
Protections (2)
- Auto Rental Collision Damage Waiver (secondary), MasterRental Insurance covers physical damage and theft of rental vehicle, towing costs, and loss-of-use charges
- Mastercard ID Theft Protection, Monitors surface, dark and deep web for signs of identity theft; includes personal case manager for resolution assistance
Other Perks
- Transfer points 1:1 to airline programs including Aeromexico, Air France Flying Blue, Avianca Lifemiles, Cathay Pacific Asia Miles, Emirates Skywards, JetBlue TrueBlue, Qantas Frequent Flyer, and Singapore KrisFlyer
- Up to 50% off UPS shipments
- 25% off Slack for 12 months
- 20% Annual Zoom Subscription discount
- 50% Dropbox discount
- 40% off first 12 months QuickBooks
- $5K in AWS credits depending on Activate eligibility
- Up to $100K AWS Activate credits (depending on eligibility)
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to credit_lineOct 11, 2026
- changed from null to Brex CashOct 8, 2026
- changed from null to 1000Aug 13, 2026