British Airways Visa Signature

Sign-up Bonus

90K Avios after $5K spend in the first 3 months

3XBritish Airways, Iberia, Aer Lingus, and LEVEL purchases3.3%

2XHotel accommodations booked directly with the hotel2.2%

1XAll other purchases1.1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Credits & Perks (3)

Avios Booking Fees: $600 (Annual Calendar Year)
Up to $200 per Avios booking, up to 3 Avios bookings per calendar year for Economy/Premium Economy ($100 credit) or Business/First Class ($200 credit)
Instacart: $10 (Monthly)
Monthly credit on Instacart orders with active Instacart+ membership (activate by 12/31/27)
DoorDash Grocery/Retail (non-restaurant): $10 (Quarterly)
Quarterly credit on non-restaurant DoorDash orders with DashPass (activation required, through 12/31/27)

Protections (6)

Travel Accident Insurance — up to $500,000 — Up to $500,000 for death/dismemberment on common carrier
Lost Luggage — up to $3,000 — Up to $3,000 per covered traveler for lost/damaged baggage
Baggage Delay — up to $300 — Up to $100 per day for 3 days for essentials when baggage delayed 6+ hours
Purchase Protection — up to $500 — 120 days coverage for damage or theft, up to $500 per claim
Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original)
Auto Rental Collision Damage Waiver (secondary) — Secondary coverage up to $60,000 for vehicles with MSRP up to $125,000

Travel Together Ticket after $30K spend per calendar year (or 50% off Avios price for solo booking)
10% off British Airways flights originating in the US when booked through ba.com/Chase10
Complimentary Instacart+ membership for 3 months (activate by 12/31/27)
Complimentary DoorDash DashPass for 12 months (activate by 12/31/27)
Avios never expire with at least one collection/spend/purchase/share every 36 months