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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $304
- First-Year Value Estimate
- $192
- Net Value
- +$304
Card type: PersonalForeign transaction fee: NoneCurrency: Capital One Miles
Earning Structure
5%Capital One Entertainment purchases5%
5%Hotels booked through Capital One Travel5%
5%Rental cars booked through Capital One Travel5%
5%Vacation rentals booked through Capital One Travel5%
1.5%All other purchases1.5%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Elite Status (1)
- Hertz Gold Plus Rewards: Five Star
Protections (7)
- Travel Accident Insurance — Coverage up to $250,000 for accidental death or dismemberment when traveling by common carrier
- Baggage Delay Insurance — Up to $100/day for 3 days for essential purchases when baggage is delayed 4+ hours
- Trip Cancellation/Interruption Insurance — Coverage up to $1,500 per trip for prepaid, non-refundable travel expenses
- Purchase Protection — up to $1,000 — 90-day coverage for damage/theft, up to $1,000 per claim and $25,000 per cardholder per 12-month period
- Extended Warranty — up to $10,000 — Doubles the manufacturer's warranty up to 24 months additional, for original warranties of 24 months or less. Max $10,000 per claim.
- Price Protection — up to $250 — Reimburses difference if item is advertised at lower price within 120 days. Up to $250 per claim, $1,000 per year.
- Auto Rental Collision Damage Waiver (secondary) — Coverage for collision damage or theft when renting eligible vehicles
Other Perks
- Exclusive access to Capital One Entertainment events and tickets
- Access to Spotify discounts
- 50% off handcrafted beverages at Capital One Cafes