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Card Economics
Annual Fee
$0
Ongoing Annual Value
$304
First-Year Value Estimate
$192
Net Value
+$304
Card type: PersonalForeign transaction fee: NoneCurrency: Capital One Miles

Sign-up Bonus

$200 after $500 spend in the first 3 months
Am I eligible?

Earning Structure

5%Capital One Entertainment purchases5%
5%Hotels booked through Capital One Travel5%
5%Rental cars booked through Capital One Travel5%
5%Vacation rentals booked through Capital One Travel5%
1.5%All other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Benefits

Elite Status (1)
  • Hertz Gold Plus Rewards: Five Star
Protections (7)
  • Travel Accident Insurance — Coverage up to $250,000 for accidental death or dismemberment when traveling by common carrier
  • Baggage Delay Insurance — Up to $100/day for 3 days for essential purchases when baggage is delayed 4+ hours
  • Trip Cancellation/Interruption Insurance — Coverage up to $1,500 per trip for prepaid, non-refundable travel expenses
  • Purchase Protection — up to $1,000 — 90-day coverage for damage/theft, up to $1,000 per claim and $25,000 per cardholder per 12-month period
  • Extended Warranty — up to $10,000 — Doubles the manufacturer's warranty up to 24 months additional, for original warranties of 24 months or less. Max $10,000 per claim.
  • Price Protection — up to $250 — Reimburses difference if item is advertised at lower price within 120 days. Up to $250 per claim, $1,000 per year.
  • Auto Rental Collision Damage Waiver (secondary) — Coverage for collision damage or theft when renting eligible vehicles

Other Perks

  • Exclusive access to Capital One Entertainment events and tickets
  • Access to Spotify discounts
  • 50% off handcrafted beverages at Capital One Cafes