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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $120
- First-Year Value Estimate
- $479
- Net Value
- +$120
Card type: PersonalForeign transaction fee: NoneCurrency: FunPoints
Sign-up Bonus
50K Rewards Points after spending $1K within the first 90 days of account opening.
Am I eligible?Earning Structure
2XCarnival purchases2%
1XAll other purchases1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Protections (5)
- Travel Accident Insurance — up to $250,000 — Up to $250,000 coverage for death/dismemberment on common carrier when fare paid with card
- Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per trip or $10,000 per 12-month period for non-refundable trip costs
- Baggage Delay Insurance — up to $300 — $100 per day for up to 3 days for essential purchases when baggage is delayed 6+ hours
- Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for domestic rentals, primary for international rentals; covers theft and collision for rentals up to 31 days
- Cell Phone Protection — up to $600 — Up to $600 per claim, $1,000 per card per 12-month period, $50 deductible, max 2 claims per year; must pay monthly cell phone bill with card
Other Perks
- 10% back as statement credit on Shore Excursion purchases made on Carnival.com prior to sailing
- Points redeemable at 1 cent each towards Carnival purchases
- 0% promotional APR for 6 months on Carnival cruise bookings
- 0% intro APR for 15 months on balance transfers (5% fee applies)