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Card Economics
Annual Fee
$195
Ongoing Annual Value
$98
First-Year Value Estimate
$695
Net Value
−$97
Card type: BusinessForeign transaction fee: NoneCurrency: Cash Back

Sign-up Bonus

$1K Cash Back after $10K Spend in 3 Months
Am I eligible?

Earning Structure

5%Lyft5%
5%Travel booked through Chase Travel5%
2.5%Purchases of $5K or more2.5%
2%All other purchases2%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Benefits

Worth it for me?
Protections (9)
  • Travel Accident Insurance — up to $500,000 — Up to $500,000 for death/dismemberment on common carrier
  • Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per person and $10,000 per trip for non-refundable trip costs
  • Trip Delay — up to $500 — Up to $500 per ticket for delays over 12 hours or overnight
  • Lost Luggage — up to $3,000 — Up to $3,000 per passenger for lost baggage
  • Baggage Delay — up to $500 — Up to $100 per day for 5 days ($500 max) when baggage delayed 6+ hours
  • Purchase Protection — up to $10,000 — 120 days coverage for theft/damage/involuntary parting
  • Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original). Up to $10,000 per item, $50,000 per calendar year.
  • Auto Rental Collision Damage Waiver (primary) — up to $60,000 — Primary coverage up to $60,000 for rental vehicle damage or theft
  • Cell Phone Protection — up to $1,000 — Up to $1,000 per claim for cell phone damage or theft when bill paid with card, max 3 claims per 12 months. Excludes damage that doesn’t interfere with calls.