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Card Economics
Annual Fee
$495
Ongoing Annual Value
$262
First-Year Value Estimate
N/A
Net Value
−$233
Card type: PersonalForeign transaction fee: NoneCurrency: Citi ThankYou RewardsAU fee: $75
Prestige

Prestige

Citi
NOT OPEN TO APPLICATIONS
No new applications, and no product change into it either.
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Sign-up Bonus

Not available - card is no longer open to new applicants.
Am I eligible?

Earning Structure

5XDining7.5%
5XFlights7.5%
5XTravel agencies7.5%
3XCruise lines4.5%
3XHotels4.5%
1XAll other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Dining?Is this the best card for Flights?Is this the best card for Travel agencies?

Benefits

Worth it for me?
Credits & Perks (2)
  • Travel: $250 (Annual Calendar Year)

    Automatic statement credit for travel purchases each calendar year. Applies to airlines, hotels, car rentals, travel agencies, cruises, taxis, ride-shares, parking, tolls, subways, railways, buses, and ferries

  • Global Entry/TSA PreCheck: $120 (Every 4 Years)

    Covers Global Entry ($120) or TSA PreCheck application fee. Credit applies automatically when charged to card.

Lounge Access (1)
  • Priority Pass Select — 2 free guests, paid guests allowed
Protections (3)
  • Extended Warranty — up to $10,000 — Adds up to 24 months to manufacturer's warranty (max 5 years original)
  • Damage & Theft Purchase Protection — up to $10,000 — Covers damage or theft of eligible items purchased with the card for up to 120 days (90 days for NY residents)
  • Cell Phone Protection — up to $1,000 — Up to $1,000 per claim, $50 deductible, $1,500 annual max for up to 5 phones. Must pay monthly cell phone bill with card.

Other Perks

  • 4th night free on hotel bookings made through Citi Travel (up to 2x/year)