EveryDay vs EveryDay Preferred

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

EveryDay

American Express

EveryDay Preferred

American Express

Economics

Annual fee

$95/yr less

$95

Ongoing annual value

$65

$84

$19/yr more

Net value (value − fee)

$65

$76/yr more

−$11

First-year value estimate

—

Authorized user fee

—

Earning

US Gas Stations

—

2X3%

US Grocery Stores (up to $6K per year, then 1X)

2X3%

3X4.5%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

—

Lounge access

—

Elite status

—

Protections

The same on both cards (7)

Foreign transaction fee

2.7%

Issuer

American Express

Rewards currency

American Express Membership Rewards

Card type

Personal

Network

American Express

All other purchases

1X1.5%

AmexTravel.com

2X3%

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get

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