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Venture Rewards vs Venture X Rewards

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Venture Rewards
Venture Rewards
Capital One
Venture X Rewards
Venture X Rewards
Capital One

Economics

Annual fee
$95
$300/yr less
$395
Ongoing annual value
$284
$651
$367/yr more
Net value (value − fee)
$189
$256
$67/yr more
First-year value estimate
$985
$35/yr more
$950
Authorized user fee
—
Add up to 4 authorized users for free. Lounge access for authorized users requires a $125 annual fee per AU (up to 4 AUs), though adding them to the account remains free.
Network
Discover
Visa

Sign-up Bonus

Current offer
75K miles after $4K spend within first 3 months
75k miles after $4k spend within first 3 months

Earning

Hotels booked through Capital One Travel
5X7.2%
10X14.5%
Rental cars booked through Capital One Travel
5X7.2%
10X14.5%
Flights booked through Capital One Travel
—
5X7.2%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits
  • Global Entry/TSA PreCheck: $120 (Every 4 Years)
  • Capital One Travel: $300 (Annual Cardmember Year)
  • Global Entry/TSA PreCheck: $120 (Every 4 Years)
Lounge access
—
  • Priority Pass Select (unlimited)
  • Capital One Lounges (unlimited)
Elite status
  • Hertz Gold Plus Rewards Five Star
  • Hertz Gold Plus Rewards President's Circle
Protections
7
9
The same on both cards (8)
Foreign transaction fee
None
None
Issuer
Capital One
Capital One
Rewards currency
Capital One Miles
Capital One Miles
Card type
Personal
Personal
Activities booked through Capital One Travel
5X7.2%
5X7.2%
All other purchases
2X2.9%
2X2.9%
Capital One Entertainment purchases
5X7.2%
5X7.2%
Vacation rentals booked through Capital One Travel
5X7.2%
5X7.2%
Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get
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Capital One Venture Rewards vs Capital One Venture X Rewards • Miles