Delta SkyMiles Gold vs Delta SkyMiles Platinum

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Delta SkyMiles Gold

American Express

Delta SkyMiles Platinum

American Express

Economics

Annual fee

$150

$200/yr less

$350

Ongoing annual value

$235

$425

$190/yr more

Net value (value − fee)

$85

$10/yr more

$75

First-year value estimate

$1,162

$480/yr more

$682

Authorized user fee

—

Sign-up Bonus

Current offer

Apply and find out your welcome offer: As high as 80K bonus miles + earn a $250 statement credit after you spend $3K in purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount.. Terms apply. Rates & Fees(Offer Expires 11/4/2026), $0 introductory annual fee for the first year, then $150

Apply and find out your welcome offer: As high as 90K bonus miles + earn a $300 statement credit after you spend $4k in eligible purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount. Terms apply. Rates & Fees(Offer Expires 11/4/2026)

Earning

Hotels booked directly with hotels

—

3X3.3%

Delta purchases

2X2.2%

3X3.3%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

Rideshare: $10 (Monthly)
Delta Flight: $200 (Annual Calendar Year)
Delta Stays: $100 (Annual Cardmember Year)
Uber One: $60 (One Time)

Rideshare: $10 (Monthly)
Resy: $10 (Monthly)
Delta Stays: $150 (Annual Cardmember Year)
Uber One: $120 (Annual Cardmember Year)
Global Entry/TSA PreCheck: $120 (Every 4 Years)

Lounge access

—

Elite status

—

Delta SkyMiles

Protections

The same on both cards (8)

Foreign transaction fee

None

Issuer

American Express

Rewards currency

Delta SkyMiles

Card type

Personal

Network

American Express

All other purchases

1X1.1%

Dining

2X2.2%

US Supermarkets

2X2.2%

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get

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