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Delta SkyMiles Platinum vs Delta SkyMiles Reserve
Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.
Delta SkyMiles Platinum
American Express
Delta SkyMiles Reserve
American Express
Economics
Annual fee
$350
$300/yr less
$650
Ongoing annual value
$425
$653
$228/yr more
Net value (value − fee)
$75
$72/yr more
$3
First-year value estimate
$682
$52/yr more
$630
Authorized user fee
—
$175
Sign-up Bonus
Current offer
Apply and find out your welcome offer: As high as 90K bonus miles + earn a $300 statement credit after you spend $4k in eligible purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount. Terms apply. Rates & Fees(Offer Expires 11/4/2026)
two round-trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50K bonus miles after you spend $10K in purchases on your new card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms apply. Rates & Fees(Offer Expires 11/4/2026) + 2 roundtrip flight certificates
Earning
Hotels booked directly with hotels
3X3.3%
—
Dining
2X2.2%
—
US Supermarkets
2X2.2%
—
Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.
Benefits
- Rideshare: $10 (Monthly)
- Resy: $10 (Monthly)
- Delta Stays: $150 (Annual Cardmember Year)
- Uber One: $120 (Annual Cardmember Year)
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
- Rideshare: $10 (Monthly)
- Resy: $20 (Monthly)
- Delta Stays: $200 (Annual Cardmember Year)
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
- Uber One: $10 (Monthly)
- American Express Centurion Lounge (unlimited)
- Delta Sky Club (15/yr)
- Delta SkyMiles
- Delta SkyMiles
- Delta SkyMiles
- Hertz Gold Plus Rewards President's Circle
Statement credits
Lounge access
—
Elite status
Protections
6
9
The same on both cards (7)
Foreign transaction fee
None
None
Issuer
American Express
American Express
Rewards currency
Delta SkyMiles
Delta SkyMiles
Card type
Personal
Personal
Network
American Express
American Express
All other purchases
1X1.1%
1X1.1%
Delta purchases
3X3.3%
3X3.3%
Which one is right for you
This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.
Ask Miles which to getNo ads, no paid placement · Your wallet, your math