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Delta SkyMiles Platinum vs Delta SkyMiles Reserve
Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.
Economics
| Figure | Delta SkyMiles Platinum American Express | Delta SkyMiles Reserve American Express |
|---|---|---|
| Annual fee | Best: $350 $300/yr less | $650 |
| Ongoing annual value, after fee | $305 | Best: $436 $131/yr more |
| First-year value | $1,127 At the advertised maximum | $709 |
| Authorized user fee | —Unknown | $175 |
Sign-up Bonus
| Offer | Delta SkyMiles Platinum American Express | Delta SkyMiles Reserve American Express |
|---|---|---|
| Current offer | Apply and find out your welcome offer: As high as 90K bonus miles + earn a $300 statement credit after you spend $4k in eligible purchases on your new card within the first 6 months of card membership. You may not be eligible for the maximum welcome offer amount. Terms apply. (Offer Expires 11/4/2026) | Earn two round-trip Delta Comfort Flight Certificates and 50K bonus miles after you spend $10K in purchases on your new card in the first 6 months. Certificates are valid on Delta-operated round trips within the U.S. 48, Puerto Rico and the U.S. Virgin Islands with no blackout dates. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms apply. (Offer Expires 11/4/2026) |
Earning
| Category | Delta SkyMiles Platinum American Express | Delta SkyMiles Reserve American Express |
|---|---|---|
| Hotels booked directly with hotels | Best: 3X3.3% | —Unknown |
| Dining | Best: 2X2.2% | —Unknown |
| US Supermarkets | Best: 2X2.2% | —Unknown |
Benefits
| Benefit | Delta SkyMiles Platinum American Express | Delta SkyMiles Reserve American Express |
|---|---|---|
| Statement credits |
|
|
| Lounge access | —Unknown |
|
| Elite status |
|
|
| Protections | 6 | 9 |
The same on both cards (7)
| Fact | Delta SkyMiles Platinum | Delta SkyMiles Reserve |
|---|---|---|
| Foreign transaction fee | None | None |
| Issuer | American Express | American Express |
| Rewards currency | Delta SkyMiles | Delta SkyMiles |
| Card type | Personal | Personal |
| Network | American Express | American Express |
| All other purchases | 1X1.1% | 1X1.1% |
| Delta purchases | 3X3.3% | 3X3.3% |
Which one is right for you
This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.
Ask Miles which to get