Delta SkyMiles Platinum Business vs Delta SkyMiles Reserve Business

Economics

Annual fee

$350

$300/yr less

$650

Ongoing annual value

$455

$700

$245/yr more

Net value (value − fee)

$105

$55/yr more

$50

First-year value estimate

$744

$1,385

$641/yr more

Authorized user fee

$0

$175 less

$175

Sign-up Bonus

Earning

Purchases made directly with hotels

3X3.3%

—

All other purchases (after $150K annual spend)

—

1.5X1.7%

Office supply stores (combined $100K/yr cap with Transit and US shipping)

—

1.5X1.7%

Purchases of $5K or more (up to $100K per year)

1.5X1.7%

—

Transit (combined $100K/yr cap with Office supply stores and US shipping)

—

1.5X1.7%

Transit (up to $100K per year)

1.5X1.7%

—

US shipping (combined $100K/yr cap with Office supply stores and Transit)

—

1.5X1.7%

US Shipping (up to $100K per year)

1.5X1.7%

—

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

• Rideshare: $10 (Monthly)
• Resy: $10 (Monthly)
• Delta Stays: $200 (Annual Cardmember Year)
• Uber One: $120 (Annual Cardmember Year)
• Global Entry/TSA PreCheck: $120 (Every 4 Years)

• Rideshare: $10 (Monthly)
• Resy: $20 (Monthly)
• Delta Stays: $250 (Annual Calendar Year)
• Uber One: $120 (Annual Cardmember Year)
• Global Entry/TSA PreCheck: $120 (Every 4 Years)

Lounge access

—

• American Express Centurion Lounge (15/yr)
• Delta Sky Club (15/yr)

Elite status

• Delta SkyMiles
• Hertz Gold Plus Rewards Five Star

• Delta SkyMiles
• Hertz Gold Plus Rewards President's Circle

Protections

6

9