Hilton Honors Aspire vs Hilton Honors Surpass

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Hilton Honors Aspire

American Express

Hilton Honors Surpass

American Express

Economics

Annual fee

$550

$150

$400/yr less

Ongoing annual value

$959

$610/yr more

$349

Net value (value − fee)

$409

$210/yr more

$199

First-year value estimate

$813

$419/yr more

$394

Authorized user fee

—

Sign-up Bonus

Current offer

150K after $6K spend on eligible purchases in the first 6 months of card membership. Free night certificate every year

130K bonus points after you spend $3K in purchases on the card in the first 6 months of card membership. Terms apply. Rates & Fees

Earning

Flights booked directly with airlines or through Amex Travel

7X2.4%

—

Select car rental companies

7X2.4%

—

US Gas Stations

—

6X2.1%

US Grocery Stores

—

6X2.1%

US online retail purchases

—

4X1.4%

Hilton purchases

14X4.9%

12X4.2%

US Dining

7X2.4%

6X2.1%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

CLEAR Plus: $219 (Annual Calendar Year)
Airline: $50 (Quarterly Calendar Year)
Hilton Resorts: $200 (Semi Annual Calendar Year)
Waldorf Astoria and Conrad Property: $100 (Annual Calendar Year)

Hilton: $50 (Quarterly Calendar Year)

Lounge access

—

Elite status

Hilton Honors Diamond

Hilton Honors Gold
Hilton Honors Diamond

Protections

The same on both cards (6)

Foreign transaction fee

None

Issuer

American Express

Rewards currency

Hilton Honors

Card type

Personal

Network

American Express

All other purchases

3X1%

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get

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