Southwest Rapid Rewards Premier vs Southwest Rapid Rewards Priority

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Southwest Rapid Rewards Premier

Chase

Southwest Rapid Rewards Priority

Chase

Economics

Annual fee

$149

$80/yr less

$229

Ongoing annual value

$75

$67/yr more

Net value (value − fee)

−$74

$147/yr more

−$221

First-year value estimate

$539

$24/yr more

$515

Authorized user fee

—

Sign-up Bonus

Current offer

55K points after $1.5K spend in the first 3 months

60K points after $2K spend in the first 3 months

Earning

Dining

—

2X2.6%

Gas

—

2X2.6%

Lyft (through 12/31/2027; must be default payment method in Lyft app)

3X3.9%

5X6.5%

U.S. grocery stores

2X2.6%

—

U.S. restaurants

2X2.6%

—

Southwest purchases

3X3.9%

4X5.2%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

Instacart: $10 (Monthly)
DoorDash: $10 (Quarterly)

Instacart: $10 (Monthly)
DoorDash: $10 (Quarterly)

Lounge access

—

Elite status

Southwest Rapid Rewards

Southwest Rapid Rewards

Protections

The same on both cards (6)

Foreign transaction fee

None

Issuer

Chase

Rewards currency

Southwest Rapid Rewards

Card type

Personal

Network

Visa

All other purchases

1X1.3%

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get

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