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Autograph vs Autograph Journey

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Economics

Dollar figures are per year unless the row says otherwise. Ongoing annual value is Miles' estimate of what the card adds per year after its annual fee: statement credits discounted for realistic use, benefits, and earning above a strong flat-rate card on a typical spending profile. First-year value is a separate net figure that includes the welcome bonus. A welcome bonus shown at its advertised maximum may not be available to every applicant; that figure is not marked as stronger. ★ marks the stronger comparable figure on other rows, and no row is marked when either figure is unknown.
Figure
Autograph
Autograph
Wells Fargo
Annual fee
Best: $0
$95/yr less
$95
Ongoing annual value, after fee$275
Best: $292
$17/yr more
First-year value$474
Best: $983
$509/yr more
Authorized user fee—Unknown—Unknown

Sign-up Bonus

The current welcome offer as recorded in the dataset. No winner is marked: a bonus is points times a valuation times a spend requirement you may or may not clear, and the first-year value above already prices it.
Offer
Autograph
Autograph
Wells Fargo
Current offer20K points after $1K spend in first 3 months60K points after $4K spend in first 3 months

Earning

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. ★ marks the higher return on a row. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.
Category
Autograph
Autograph
Wells Fargo
Hotels—Unknown
Best: 5X7%
Flights—Unknown
Best: 4X5.6%
Gas stations and EV charging stations
Best: 3X4.2%
—Unknown
Phone services
Best: 3X4.2%
—Unknown
Select streaming services
Best: 3X4.2%
—Unknown
Transit
Best: 3X4.2%
—Unknown

Benefits

Statement credits, lounge access and elite status as listed in the dataset; protections are counted, not listed. No winner is marked: twelve small credits are not more than two large ones, and the row that prices them, ongoing annual value, is under Economics.
Benefit
Autograph
Autograph
Wells Fargo
Statement credits—Unknown
  • Airline: $50 (Annual Cardmember Year)
Lounge access—Unknown—Unknown
Elite status—Unknown—Unknown
Protections25
The same on both cards (8)
Rows where both cards state the same figure or the same earning rate. Nothing is marked, because there is no stronger side.
FactAutographAutograph Journey
Foreign transaction feeNoneNone
IssuerWells FargoWells Fargo
Rewards currencyWells Fargo RewardsWells Fargo Rewards
Card typePersonalPersonal
NetworkVisaVisa
All other purchases1X1.4%1X1.4%
Dining3X4.2%3X4.2%
Travel3X4.2%3X4.2%
Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get
Wells Fargo Autograph vs Wells Fargo Autograph Journey • Miles