Delta SkyMiles Blue
American ExpressNo annual feeNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it open: it holds a perk or an upgrade path at no cost.
Welcome bonus
10,000miles
after $1,000 in purchases in the first 6 months
Once in a Lifetime Rule, 1 per 5 Days and 3 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus10,000 points at 1.1¢ | $110 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$7 |
| Annual fee | $0 |
| Meeting the $1,000 minimumearns 1.1% here vs 2% on Double Cash | −$9 |
| First year | $108 |
| Each year after | +$102 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Dining | 2.2% |
| 2X | Delta purchases | 2.2% |
| 1X | Everything else | 1.1% |
Personal card · Earns Delta SkyMiles
Benefits
Protections (3)
- Purchase Protection, up to $1,000, 90 days coverage for theft/damage, up to $1,000 per occurrence, $50,000 per calendar year
- Extended Warranty, up to $10,000, Extends manufacturer warranty by up to 1 additional year on warranties of 5 years or less, up to $10,000 per item, $50,000 per calendar year
- Car Rental Insurance (secondary), Secondary coverage for rental car damage or theft up to $50,000. Must reserve and pay full rental cost with card and decline CDW.
Other Perks
- 20% statement credit on in-flight purchases of food, beverages, and headsets
The Delta SkyMiles Personal family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Delta BlueOct 8, 2026
- changed from null to creditSep 2, 2026
- changed from null to 1000Aug 13, 2026
- changed from null to 180Aug 13, 2026