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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $95
- First-Year Value Estimate
- $96
- Net Value
- +$95
Card type: PersonalForeign transaction fee: NoneCurrency: Delta SkyMiles
Earning Structure
2XDelta purchases2.2%
2XDining2.2%
1XAll other purchases1.1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Protections (3)
- Purchase Protection — up to $1,000 — 90 days coverage for theft/damage, up to $1,000 per occurrence, $50,000 per calendar year
- Extended Warranty — up to $10,000 — Extends manufacturer warranty by up to 1 additional year on warranties of 5 years or less, up to $10,000 per item, $50,000 per calendar year
- Car Rental Insurance (secondary) — Secondary coverage for rental car damage or theft up to $50,000. Must reserve and pay full rental cost with card and decline CDW.
Other Perks
- 20% statement credit on in-flight purchases of food, beverages, and headsets
