Fidelity Rewards Visa Signature
Elan Financial ServicesNo annual feeVisa SignatureNo foreign transaction feeIssuer's page
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Welcome bonus
There is currently no welcome offer
With no current offer, the first year counts no welcome bonus.
| First-year value | Amount |
|---|---|
| No current offer | $0 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | $0 |
| Global Entry/TSA PreCheckof $25 face value | +$18 |
| Annual fee | $0 |
| First year | $18 |
| Each year after | +$68 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2% | Everything else | 2% |
Noteworthy perks
- Global Entry/TSA PreCheck$25 a year
Personal card · Earns Cash Back
Benefits
Credits & Perks (1)
- Global Entry/TSA PreCheck: $100 (Every 4 Years)
Up to $100 in Reward Points toward Global Entry or TSA PreCheck application fees
Protections (4)
- Travel Accident Insurance, up to $250,000, Up to $250,000 for accidental death/dismemberment on common carrier
- Lost Luggage Reimbursement, up to $3,000, Up to $3,000 per covered trip for permanently lost luggage
- Purchase Security, up to $500, 90 days coverage for theft, fire damage, vandalism, water, or weather damage; up to $500 per claim and $50,000 per cardholder
- Auto Rental Collision Damage Waiver (secondary), up to $75,000, Up to $75,000 coverage for physical damage, theft, or vandalism; secondary for domestic, primary for international rentals
Other Perks
- 2% unlimited cash back deposited directly into eligible Fidelity account
- No caps or category restrictions on earning
- Zero fraud liability
- Digital wallet compatible (Apple Pay, Google Pay, Samsung Pay)
- Cash back available to redeem starting at 2,500 points
- Complimentary ID Navigator powered by NortonLifeLock (dark web monitoring, credit monitoring alerts, lost wallet services)
- Visa Signature Concierge service (24/7)
- Roadside Dispatch (pre-set pricing for towing, tire changes, jump starts, lockouts, fuel delivery)
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Fidelity RewardsOct 8, 2026