Frontier Airlines World Mastercard
Barclays$99 a yearWorld MastercardNo foreign transaction feeIssuer's page
Wait for a bigger offer if you can: a higher one ran recently.
Already have it? Keep it.
Welcome bonus
50,000miles
after $500 in purchases in the first 3 months
Lower than the 60,000-point offer (after $1,000 spend) we last recorded in September 2026.
6/24 Rule, 24 Month Rule and 2 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus50,000 points at 1¢ | $500 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$36 |
| Annual fee | −$99 |
| Meeting the $500 minimumearns 1% here vs 2% on Double Cash | −$5 |
| First year | $432 |
| Each year after | +$147 |
Not counted in the first year: other benefits and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 3X | Dining | 3% |
| 5X | Frontier Airlines purchases | 5% |
| 1X | Everything else | 1% |
Noteworthy perks
- Two free checked bags for the primary cardholder on Frontier flights when the ticket is purchased directly from Frontier with the card and the card-linked Frontier account number is on the reservation before check-in
Personal card · Earns Frontier Miles
Benefits
Elite status (2)
- Frontier Miles: Gold
- Frontier Miles: Earn 1 Elite Status Point for every $1 spent
Protections (5)
- Travel Accident Insurance, up to $250,000, Up to $250,000 coverage for death/dismemberment on common carrier when fare paid with card
- Trip Cancellation/Interruption, up to $1,500, Up to $1,500 for prepaid, non-refundable trip costs; up to $250 for ground transportation
- Baggage Delay Insurance, up to $300, $100 per day for up to 3 days for essential purchases when baggage is delayed 6+ hours
- Auto Rental Collision Damage Waiver (secondary), Secondary coverage for domestic rentals, primary for international rentals; covers theft and collision for rentals up to 31 days
- Cell Phone Protection, up to $600, Up to $600 per claim, $1,000 per card per 12-month period, $50 deductible, max 2 claims per year; must pay monthly cell phone bill with card
Other Perks
- Two free checked bags for the primary cardholder on Frontier flights when the ticket is purchased directly from Frontier with the card and the card-linked Frontier account number is on the reservation before check-in
- Priority boarding in Group 4
- Miles don't expire as long as the account is open
- No award redemption fee when taxes/fees are paid with the card
- $100 Flight Voucher every account anniversary after spending $2,500 or more during the cardmembership year
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Frontier AirlinesOct 8, 2026
- changed from 60K miles after $1K in purchases in the first 90 days & paying the annual fee in full in the first 90 days + Gold status after first purchase in first 90 days & then spend $3K in first 90 days to keep Gold status for 12 months to 50K miles after $500 in purchases in the first 90 days & paying the annual fee in full in the first 90 days + 10K miles after adding an authorized user & they make a purchase in the first 90 daysSep 2, 2026
- changed from 1000 to 500Sep 2, 2026
- changed from null to 1000Aug 13, 2026
- changed from null to 90Aug 13, 2026