Iberia Visa Signature

Sign-up Bonus

90K Avios after $5K spend in the first 3 months

3XIberia, Aer Lingus, British Airways, and LEVEL purchases3.3%

2XHotel accommodations booked directly with the hotel2.2%

1XAll other purchases1.1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Credits & Perks (2)

Instacart: $10 (Monthly)
Monthly credit on Instacart orders with active Instacart+ membership (activate by 12/31/27)
DoorDash Grocery/Retail (non-restaurant): $10 (Quarterly)
Quarterly credit on non-restaurant DoorDash orders with DashPass (activation required, through 12/31/27)

Protections (6)

Baggage Delay — up to $300 — Up to $100 per day for 3 days for essentials when baggage delayed 6+ hours
Lost Luggage — up to $3,000 — Up to $3,000 per covered traveler for lost/damaged baggage
Travel Accident Insurance — up to $500,000 — Up to $500,000 for Common Carrier travel accident and $100,000 for 24-hour travel accident
Purchase Protection — up to $500 — 120 days coverage for theft/damage up to $500 per item
Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original)
Auto Rental Collision Damage Waiver (secondary) — up to $60,000 — Secondary coverage up to $60,000 for theft and collision damage on rental vehicles in the U.S. Primary outside the U.S.

10% off Iberia flights booked through iberia.com/Chase10 (up to 9 passengers on same flight)
$1,000 discount voucher toward two tickets on the same flight after $30K spend each calendar year
Complimentary Instacart+ membership for 3 months (activate by 12/31/27)
Complimentary DoorDash DashPass for 12 months (activate by 12/31/27)