IHG One Rewards Premier Business

Sign-up Bonus

140K points after spending $4K on purchases in the first 3 months from account opening.

10XIHG purchases5.9%

5XDining2.9%

5XGas Stations2.9%

5XOffice supply stores2.9%

5XSearch engine advertising2.9%

5XSocial media advertising2.9%

5XTravel2.9%

3XAll other purchases1.8%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Credits & Perks (4)

United TravelBank Cash: $25 (Semi Annual Calendar Year)
Two $25 deposits per calendar year (around January 1 and July 1). Deposits expire after 6.5 months. One-time registration required
Global Entry/TSA PreCheck: $120 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.
DoorDash Grocery/Retail (non-restaurant): $10 (Quarterly)
Quarterly credit on non-restaurant DoorDash orders with DashPass (activation required, through 12/31/27)
Instacart: $10 (Monthly)
$10 Instacart credit every month with an active Instacart+ membership through December 31, 2027

Elite Status (2)

Protections (4)

Trip Cancellation/Interruption — up to $1,500 — Up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares
Purchase Protection — up to $10,000 — 120 days coverage for theft/damage/involuntary parting
Extended Warranty — Extends manufacturer's warranty by 1 year (max 3 years original)
Auto Rental Collision Damage Waiver (primary) — Primary coverage for business rentals; reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less

Anniversary night certificate (up to 40K points but can be topped up with additional points)
fourth night free on award redemptions
a second free night certificate after $60K spend in a calendar year plus one additional purchase
Complimentary DoorDash DashPass for 12 months (enrollment required)
Complimentary Instacart+ membership for 3 months (activate by 12/31/27)
20% discount when purchasing IHG points with the card
10K points + $100 statement credit after $20K spend per year