United TravelBank Cash: $25 (Semi Annual Calendar Year)
Two $25 deposits per calendar year (around January 1 and July 1). Deposits expire after 6.5 months. One-time registration required
Global Entry/TSA PreCheck: $120 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.
DoorDash Grocery/Retail (non-restaurant): $10 (Quarterly)
Quarterly credit on non-restaurant DoorDash orders with DashPass (activation required, through 12/31/27)
Instacart: $10 (Monthly)
$10 Instacart credit every month with an active Instacart+ membership through December 31, 2027

Elite Status (2)

Protections (7)

Travel Accident Insurance — up to $500,000 — Up to $500,000 for accidental death or dismemberment when transportation is charged to card
Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses
Baggage Delay — up to $300 — Up to $100 per day for up to 3 days for essential purchases when baggage is delayed over 6 hours
Lost Luggage — up to $3,000 — Up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage
Purchase Protection — up to $500 — 120 days coverage for theft/damage up to $500 per item
Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original)
Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for theft and collision damage on rental vehicles in the U.S.

Other Perks

Anniversary night certificate (up to 40K points but can be topped up with additional points)
Fourth night free on award stays
20% discount on points purchases
Complimentary DoorDash DashPass for 12 months (enrollment required)
Complimentary Instacart+ membership for 3 months (activate by 12/31/27)
$100 statement credit + 10K bonus points after $20K spend in a calendar year
Early access to IHG Reward Night sales

The IHG One Rewards Personal family