Instacart Mastercard

Sign-up Bonus

$50 Instacart credit upon approval

5%Instacart app and Instacart.com purchases (on first $6K spent annually)5%

5%Travel booked through Chase Travel5%

2%Dining2%

2%Gas Stations2%

2%Select streaming services2%

1%All other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Protections (7)

Travel Accident Insurance — up to $500,000 — Up to $500,000 for death/dismemberment on common carrier
Lost Baggage — up to $3,000 — Up to $3,000 per passenger for lost, damaged, or stolen checked or carry-on baggage
Baggage Delay — up to $300 — Up to $100 per day for 3 days for essential purchases when bags delayed 6+ hours
Purchase Protection — up to $500 — 120 days coverage for theft/damage up to $500 per claim, $50,000 per account
Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 1 year (max 3 years original)
Auto Rental Collision Damage Waiver (secondary) — Secondary coverage up to $50,000
Roadside Assistance — up to $50 — Up to $50 per incident, max 2 gallon fill up, 4 times per year