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Card Economics
- Annual Fee
- $499
- Ongoing Annual Value
- $99
- First-Year Value Estimate
- $581
- Net Value
- −$400
Card type: PersonalForeign transaction fee: NoneCurrency: JetBlue TrueBlueAU fee: $150
Earning Structure
6XJetBlue & Paisly purchases7.8%
2XDining2.6%
2XGrocery Stores2.6%
1XAll other purchases1.3%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Credits & Perks (2)
- TrueBlue Travel: $300 (Annual Calendar Year)
Up to $300 per calendar year in statement credits for TrueBlue Travel (Paisly) purchases including hotels, car rentals and cruises. Reimbursed dollar-for-dollar with no minimum transaction amount (previously $50 per purchase of $250 or more).
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.
Lounge Access (2)
- Priority Pass Select (Unlimited) — 2 free guests, paid guests allowed ($35/adult)
- JetBlue BlueHouse Lounge (Unlimited) — 1 free guest, paid guests allowed ($39/adult)
Elite Status (2)
- JetBlue TrueBlue: Earn 1 Mosaic tile for every $1,000 in eligible card spend toward Mosaic status
- JetBlue TrueBlue: Receive 25 bonus Mosaic Tiles for each calendar year if the account remains open and in good standing on December 31; deposited 6-8 weeks after January 1. Not awarded in the first calendar year of card membership.
Protections (5)
- Travel Accident Insurance — up to $250,000 — Up to $250,000 coverage for death/dismemberment on common carrier when fare paid with card
- Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per trip or $10,000 per 12-month period for non-refundable trip costs due to sickness, injury, death, severe weather, terrorist actions, jury duty
- Baggage Delay Insurance — up to $300 — Up to $100 per day for 3 days for essential purchases when baggage is delayed 6+ hours
- Auto Rental Collision Damage Waiver (secondary) — Coverage for rental car damage or theft when entire rental paid with card; covers vehicles up to Actual Cash Value; rentals up to 31 consecutive days
- Cell Phone Protection — up to $800 — Up to $800 per claim, $1,000 per card per 12-month period, $50 deductible, max 2 claims per year; must pay monthly cell phone bill with card; covers theft and damage (not loss)
Other Perks
- Free first checked bag for you and up to 3 companions on JetBlue-operated Blue fares
- Group 3 boarding for you and up to 4 travel companions
- 5K bonus points every anniversary
- 50% savings on in-flight purchases
- 15% points rebate on award redemptions, including partner awards
- 14 ClassPass credits each month (registration through the TrueBlue account)
- Companion Pass after $15,000 in calendar-year spend: statement credit of up to $500 toward a companion's base fare (taxes and fees excluded). One-time use, one companion pass per flight, valid on Blue and Mint fares. Flight must be paid with the Premier card. Issued 6-8 weeks after the spend threshold is met and valid for one year from the issuance date. Statement credit is issued 6-8 weeks after completed travel; the account must remain open as a Premier card until reimbursement.
- Companion Pass after $75,000 in total calendar-year spend: statement credit of up to $1,500 toward a companion's base fare (taxes and fees excluded). Same terms as the $15,000 pass, including post-travel reimbursement timing and the requirement to remain a Premier cardholder until reimbursement; the two passes may be used for different companions but not on the same flight.