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Card Economics
- Annual Fee
- $450
- Ongoing Annual Value
- −$226
- First-Year Value Estimate
- $352
- Net Value
- −$676
Card type: PersonalForeign transaction fee: NoneCurrency: Korean Air SkyPass
Sign-up Bonus
35K miles when you spend $3K in the first 90 days + another 35K miles when you spend an additional $3K within the same 90 days (for a total of $6K).(Offer Expires 10/31/2026)
Am I eligible?Earning Structure
3XKorean Air ticket purchases3.9%
2XCar Rentals2.6%
2XDining, including takeout and restaurant delivery2.6%
2XHotels2.6%
2XOther airlines2.6%
1XAll other purchases1.3%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Credits & Perks (2)
- Travel Credit: $200 (Annual Cardmember Year)
Up to $200 in annual statement credits on travel purchases.
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
Up to $120 Global Entry or TSA PreCheck application fee statement credit.
Lounge Access (2)
- Priority Pass Select (4 visits/year) — paid guests allowed
- Korean Air Lounge (2 visits/year)
Other Perks
- 5% off Korean Air tickets twice per year, for the cardholder and a companion
- Two $25 Korean Air duty-free coupons annually
- 10K anniversary miles with $35K of annual spend, or 5K anniversary miles with $15K