Korean Air SKYPASS Visa
US Bank$99 a yearVisa SignatureNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it if what you use each year covers the fee.
Welcome bonus
50,000miles
- 25,000 after $2,500 in the first 90 days
- 25,000 more after $5,000 total in the first 90 days
Open Card Requirement, 5/12 Rule. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus50,000 points at 1.3¢ | $650 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$28 |
| Annual fee | −$99 |
| Meeting the $5,000 spendearns 1.3% here vs 2% on Double Cash | −$35 |
| First year | $544 |
| Each year after | +$49 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Dining | 2.6% |
| 2X | Hotels | 2.6% |
| 2X | Korean Air purchases | 2.6% |
| 1X | Everything else | 1.3% |
Personal card · Earns Korean Air SkyPass
Benefits
Lounge Access (1)
- Korean Air Lounge (2 visits/year): paid guests allowed
Protections (5)
- Travel Accident Insurance, up to $1,000,000, Up to $1,000,000 for accidental death or dismemberment when traveling on a common carrier and entire fare is charged to card.
- Lost Luggage, up to $3,000, Coverage for luggage and contents lost or stolen by common carrier, up to $3,000 per trip.
- Purchase Protection, up to $10,000, Covers theft or damage on eligible purchases for 90 days from date of purchase.
- Extended Warranty, up to $10,000, Extends manufacturer's warranty by 1 year on items with original warranty of 3 years or less.
- Auto Rental Collision Damage Waiver (secondary), Secondary coverage for damage or theft of rental vehicles when entire rental is charged to card and rental company CDW is declined. Coverage for rentals up to 31 days.
Other Perks
- 5% off one Korean Air flight (cardholder + companion) each cardmember year
- 2K bonus miles upon renewal
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from 25K miles when you spend $2.5K in the first 90 days + another 25K miles when you spend an additional $2.5K within the same 90 days (for a total of $5K).(Offer Expires 10/31/2026) to 25K miles when you spend $2.5K in the first 90 days + another 25K miles when you spend an additional $2.5K within the same 90 days (for a total of $5K). (Offer Expires 10/31/2026)Oct 11, 2026
- changed from null to Korean Air SKYPASSOct 8, 2026
- changed from 40K miles after $4K spend in the first 90 days to 25K miles when you spend $2.5K in the first 90 days + another 25K miles when you spend an additional $2.5K within the same 90 days (for a total of $5K).(Offer Expires 10/31/2026)Sep 5, 2026
- changed from 4000 to 2500Sep 5, 2026
- changed from null to 2026-10-31Sep 5, 2026
- changed from Korean Air Card; SKYPASS Card; Korean Air Visa to Korean Air Card; SKYPASS Card; Korean Air Visa; SKYPASS Visa SignatureSep 5, 2026
- changed from null to 4000Aug 13, 2026
- changed from null to 90Aug 13, 2026