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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $217
- First-Year Value Estimate
- $0
- Net Value
- +$217
Card type: PersonalForeign transaction fee: NoneCurrency: Mesa Points
This card has been retired.
It is no longer offered. The information below is kept for historical reference.
Sign-up Bonus
This card is no longer available and all cardholder accounts have been closed as of 12/12/25
Am I eligible?Earning Structure
3XCable3%
3XDaycare3%
3XGeneral contractors3%
3XHome decor3%
3XHome improvement stores3%
3XHome insurance3%
3XMaintenance3%
3XPhone services3%
3XProperty taxes3%
3XSelect streaming services3%
3XUtilities3%
2XEV charging2%
2XGas Stations2%
2XGrocery Stores2%
1XAll other purchases1%
1XMortgage payments (only if $1K in non-mortgage spending is completed monthly)1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Credits & Perks (7)
- Big Box: $65 (Annual Calendar Year)
Complimentary membership credit toward Costco, Sam's Club, or BJ's
- Thumbtack: $200 (Annual Calendar Year)
Home maintenance credits, up to $25 per job
- Lowe's: $30 (Quarterly Calendar Year)
Statement credits for Lowe's purchases
- The Farmer's Dog: $10 (Monthly)
Credits for pet food purchases
- Wag!: $10 (Monthly)
Credits for pet care services
- Cozy Earth: $100 (One Time)
Gift cards for home essentials and bedding
- Armadillo Home Warranty: $100 (One Time)
Credits toward home warranty deductible
Other Perks
- Earn points on mortgage payments with no fee if $1K in non-mortgage spending is met monthly
- Transfer partners include Aeromexico, Air Canada Aeroplan, Air India, Cathay Pacific, Finnair, Hainan Airlines, SAS EuroBonus, Thai Airways, Vietnam Airlines (1:1), and Accor Live Limitless (3:2)
- Redeem points at 1.0¢ for travel portal bookings, ~0.75¢ for gift cards, and 0.5¢ for statement credits