Travel Accident Insurance — up to $250,000 — Up to $250,000 coverage for death/dismemberment on common carrier when fare paid with card
Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per trip or $10,000 per 12-month period for non-refundable trip costs due to sickness, injury, death, severe weather, terrorist actions, jury duty
Baggage Delay Insurance — up to $300 — Up to $100 per day for 3 days for essential purchases when baggage is delayed 6+ hours
Auto Rental Collision Damage Waiver (secondary) — Coverage for rental car damage or theft when entire rental paid with card; covers vehicles up to Actual Cash Value; rentals up to 31 consecutive days
Cell Phone Protection — up to $800 — Up to $800 per claim, $1,000 per card per 12-month period, $50 deductible, max 2 claims per year; must pay monthly cell phone bill with card; covers theft and damage (not loss)

Other Perks

Annual economy class companion ticket (taxes and fees apply)
No expiration of miles with a card purchase every month
Up to 15% off hotels and car rentals booked through Miles & More program
Annual fee waived for Senator and HON Circle members
Convert award miles to elite status miles at 5:1 ratio (min 5K, max 25K per calendar year)