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Card Economics
Annual Fee
$0
Ongoing Annual Value
$195
First-Year Value Estimate
$40
Net Value
+$195
Card type: PersonalForeign transaction fee: NoneCurrency: Nordstrom Notes
Nordstrom Visa Signature

Nordstrom Visa Signature

TD Bank
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Sign-up Bonus

$40 Nordstrom Note upon approval and first purchase
Am I eligible?

Earning Structure

3 points per dollarNordstrom and Nordstrom Local (Ambassador status with $5K+ annual spend)3%
2 points per dollarDining2%
2 points per dollarEV charging2%
2 points per dollarGas2%
2 points per dollarGroceries2%
2 points per dollarNordstrom and Nordstrom Local (Influencer status)2%
2 points per dollarStreaming2%
1 point per dollarAll other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Benefits

Protections (7)
  • Travel Accident Insurance — up to $500,000 — Up to $500,000 for death/dismemberment on common carrier
  • Trip Cancellation/Interruption — up to $5,000 — Up to $5,000 per person for non-refundable tickets
  • Baggage Loss/Delay — up to $3,000 — Up to $3,000 per trip for lost/stolen/damaged baggage during transit
  • Purchase Protection — up to $10,000 — 90 days coverage for damage/theft
  • Extended Warranty — up to $10,000 — Extends manufacturer's warranty up to 12 months
  • Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for collision damage
  • Cell Phone Protection — up to $600 — Up to $600 protection for theft/damage when bill paid with card, $25 deductible

Other Perks

  • Early access to sales
  • Free basic alterations (Influencer status)
  • Up to $200 in Nordstrom Notes for alterations (Influencer) or $300 (Ambassador with $5K annual spend)
  • Personal double points days
  • 5% instant discount on Nordstrom Rack purchases (replaces point earning at Rack locations, effective June 2025)
  • 24/7 Visa Signature Concierge service
  • No preset spending limit