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Card Economics
Annual Fee
$0
Ongoing Annual Value
$50
First-Year Value Estimate
$179
Net Value
+$50
Card type: PersonalForeign transaction fee: NoneCurrency: Norwegian Cruise Line Points
Norwegian Cruise Line World Mastercard

Norwegian Cruise Line World Mastercard

Bank of America
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Sign-up Bonus

20K after $1K spend in the first 90 days
Am I eligible?

Earning Structure

3XNorwegian Cruise Line purchases3%
2XFlights2%
2XHotels2%
1XAll other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Norwegian Cruise Line purchases?Is this the best card for Flights?Is this the best card for Hotels?

Benefits

Protections (1)
  • Cell Phone Protection — up to $600 — Up to $600 per claim, $1,000 per account per year, 2 claims per year max, $50 deductible. Must pay cell phone bill with card.

Other Perks

  • Points redeemable for onboard credit or cruise purchases
  • Points expire 5 years after earning regardless of account activity
  • Complimentary ShopRunner membership