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Card Economics
Annual Fee
$0
Ongoing Annual Value
$110
First-Year Value Estimate
$279
Net Value
+$110
Card type: PersonalForeign transaction fee: NoneCurrency: Royal Caribbean Points
Royal Caribbean Visa Signature

Royal Caribbean Visa Signature

Bank of America
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This card has been retired.

It is no longer offered. The information below is kept for historical reference.

Sign-up Bonus

No longer available - card discontinued
Am I eligible?

Earning Structure

2XRoyal Caribbean, Celebrity Cruises, and Silversea purchases2%
1XAll other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Royal Caribbean, Celebrity Cruises, and Silversea purchases?Is this the best card for All other purchases?

Benefits

Protections (4)
  • Lost Luggage — Reimbursement for lost luggage and contents
  • Purchase Protection — 90 days coverage for stolen or damaged eligible items
  • Extended Warranty — Extends manufacturer's warranty up to 1 additional year
  • Auto Rental Collision Damage Waiver (secondary) — Secondary coverage for collision damage and theft of rental vehicles

Other Perks

  • Points worth 1 cent each toward onboard credit or cruise purchase
  • Max of 540K points earned per year
  • Points expire 5 years after earning
  • Redeem points at least 7 days before sailing