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Card Economics
Annual Fee
$0
Ongoing Annual Value
$44
First-Year Value Estimate
$269
Net Value
+$44
Card type: PersonalForeign transaction fee: NoneCurrency: Royal Caribbean Points
Royal ONE

Royal ONE

Bank of America
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Sign-up Bonus

30K points after $1.5K spend in the first 90 days
Am I eligible?

Earning Structure

3XRoyal Caribbean, Celebrity Cruises, and Silversea purchases3%
2XEV charging2%
2XGas Stations2%
2XGrocery Stores2%
1XAll other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Royal Caribbean, Celebrity Cruises, and Silversea purchases?Is this the best card for EV charging?Is this the best card for Gas Stations?

Benefits

Credits & Perks (1)
  • Annual Cruise Discount: $100 (Annual Cardmember Year)

    $100 cruise discount awarded on the account anniversary after spending $10,000 on purchases within the prior anniversary year.

Other Perks

  • Priority boarding line at the check-in terminal
  • Points worth 1 cent each toward cruise discounts or onboard credit with Royal Caribbean, Celebrity Cruises, or Silversea
  • Points do not expire and there is no cap on rewards

The Royal ONE family