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Card Economics
Annual Fee
$0
Ongoing Annual Value
$95
First-Year Value Estimate
$184
Net Value
+$95
Card type: PersonalForeign transaction fee: 2.7%Currency: Cash Back
Schwab Investor

Schwab Investor

American Express
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Sign-up Bonus

$200 statement credit after $1K in purchases in first 3 months
Am I eligible?

Earning Structure

1.5%All other purchases1.5%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for All other purchases?

Benefits

Protections (3)
  • Purchase Protection — up to $1,000 — 90 days coverage for theft/damage
  • Extended Warranty — up to $10,000 — Extends original manufacturer warranty by up to 1 year (warranties of 5 years or less). Up to $10,000 per item, $50,000 per year.
  • Car Rental Insurance (secondary) — up to $50,000 — Secondary coverage up to $50,000 for rental car damage or theft