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Card Economics
Annual Fee
$0
Ongoing Annual Value
$114
First-Year Value Estimate
$0
Net Value
+$114
Card type: PersonalForeign transaction fee: NoneCurrency: Cash Back
SoFi Smart

SoFi Smart

SoFi
WAITLIST ONLY
No open application; the issuer is taking names for a place in line.
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Sign-up Bonus

Waitlist Only
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Earning Structure

5%Grocery purchases5%
0%All other purchases0%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Is this the best card for Grocery purchases?Is this the best card for All other purchases?